CHMG Company Profile and Key Details

Q: Who are the executives of CHMG?

Ms. Catherine Beth Crandall J.D., CFP®, CTFASenior Vice President of WMG Estate Admin.Mr. Anders M. TomsonPres, Chief Executive Officer & DirectorMr. Scott T. HeffnerSenior Vice President & Director of MarketingMs. Kathleen S. McKillipVice President & Corporation Sec.Mr. Dale M. McKim IIIExecutive Vice President, Chief Financial Officer & TreasurerMr. Norman R. WardSVice President, Chief Auditor & Senior Investment OfficerMr. Daniel D. FarielloPres of Capital Bank DivisionMs. Pamela D. BurnsSenior Vice President of HR & Chief Diversity OfficerMr. Loren Dale ColeExecutive Vice President & Chief Information OfficerMr. Peter K. CosgroveEVice President, Chief Credit Officer & Chief Risk OfficerMr. Thomas W. Wirth C.F.A., CFAExecutive Vice President of Wealth Management Group at Chemung Canal Trust CompanyMr. Karl F. KrebsChief Financial Officer, Executive Vice President & TreasurerMs. Monica L. RidoshVice President, Director of HR & Chief Diversity Officer

NASDAQ : CHMG

Chemung Financial

$56.19

0.67+1.21%

At Close 4:00 PM

71.27

BESG ScoreESG Rating

Profile Key Stats Analyst Ratings Ownership Ratios Financials Dividend & splits Sentiment Forecast

Price Chart

Stock Price Today

Chemung Financial Corporation (CHMG) stock surged +1.21%, trading at $56.19 on NASDAQ, up from the previous close of $55.52. The stock opened at $55.35, fluctuating between $55.35 and $56.57 in the recent session.

Stock Snapshot

55.52

Prev. Close

269.39M

Market Cap

55.35

Day Low

17.89

P/E Ratio

3.14

EPS (TTM)

4.2

Cash Flow per Share

55.35

Open

4.79M

Number of Shares

56.57

Day High

65.62%

Free Float in %

41.38

Book Value

4.81K

Volume

Relevant Articles

SEC Fillings

Current Report (8-k)

Filing Date	Accepted Date

Annual Report (10-k)

Filing Date	Accepted Date

Stock Price History Chart

Date	Open	High	Low	Close	Volume
Mar 02, 2026	55.35	56.57	55.35	56.19	5.59K
Feb 27, 2026	57.99	57.99	55.52	55.52	9.77K
Feb 26, 2026	57.00	58.05	56.43	58.05	7.3K
Feb 25, 2026	56.74	57.73	56.04	57.50	5.33K
Feb 24, 2026	56.56	56.87	55.70	56.16	2.42K
Feb 23, 2026	59.04	59.04	56.35	56.35	6.68K
Feb 20, 2026	58.63	59.10	58.54	58.76	4.17K
Feb 19, 2026	58.46	59.26	58.34	59.09	3.99K
Feb 18, 2026	59.21	59.21	58.02	58.98	4.56K
Feb 17, 2026	59.86	60.13	59.24	59.24	9.28K
Feb 13, 2026	60.85	60.85	59.44	59.44	2.56K
Feb 12, 2026	60.28	61.24	59.75	60.68	8.47K
Feb 11, 2026	61.40	62.10	60.27	60.28	4.23K
Feb 10, 2026	64.69	64.80	62.56	62.56	16.6K
Feb 09, 2026	64.70	65.50	64.03	65.00	11.03K
Feb 06, 2026	64.47	65.00	64.00	64.40	15.53K
Feb 05, 2026	63.60	64.25	63.30	64.08	9.52K
Feb 04, 2026	61.08	63.02	61.08	63.00	13.9K
Feb 03, 2026	62.21	62.54	60.19	61.10	8.53K
Feb 02, 2026	61.25	62.69	61.00	61.76	8.93K

Contact Details

Elmira, NY 14901

United States

https://www.chemungcanal.com 607 737 3711

About Company

Chemung Financial Corporation operates as the holding company for Chemung Canal Trust Company that provides a range of banking, financing, fiduciary, and other financial services. The company provides demand, savings, and time deposits; non-interest and interest-bearing checking accounts; and insured money market accounts. It also offers commercial and agricultural loans comprising loans to small to mid-sized businesses; commercial mortgage loans; residential mortgage loans; consumer loans, including home equity lines of credit and home equity term loans; and interest rate swaps, letters of credit, wealth management, employee benefit plans, mutual fund, insurance products, and brokerage services. Further, it provides securities, insurance, and tax preparation services. Additionally, it offers guardian, custodian, and trustee services, as well as acts as an agent for pension, profit-sharing, and other employee benefit trusts; and various investment, pension, estate planning, and employee benefit administrative services. The company operates 31 branch offices located in 13 counties in New York and Bradford County in Pennsylvania. Chemung Financial Corporation was founded in 1833 and is headquartered in Elmira, New York.

Stock Peers

FCNCA

51.85+2.73%

First Citizens BancShares, Inc.$1,950.00 HIFS

2.38+0.85%

Hingham Institution for Savings$281.50 CATC

Cambridge Bancorp$220.00 WTFC

2.62+1.82%

Wintrust Financial Corporation$146.68 BFC

3.58+2.66%

Bank First Corporation$138.25 BPOP

2.72+2.01%

Popular, Inc.$138.08 BOKF

2.78+2.21%

BOK Financial Corporation$128.50 CHCO

0.99+0.83%

City Holding Company$120.96 UMBF

1.77+1.53%

UMB Financial Corporation$117.65 BANF

3.01+2.74%

BancFirst Corporation$113.01

Company Overview

Chemung Financial Corporation (NASDAQ:CHMG) closed at $56.19 USD, gaining $0.67 (1.21%) from the previous close of $55.52. The stock is currently mid-range between its 52-week high and low $40.71 and $65.50. With a market capitalization of about $269.39 million, Chemung Financial Corporation is classified as a micro-cap and shows lower-than-market volatility (beta ~0.49). Key stats such as the average daily volume over the past year has been around 7.98 thousand shares, volume is running light vs its 52-week average. Headquartered in Elmira, NY, Chemung Financial Corporation operates in the Financial Services sector and the Banks - Regional industry. Led by CEO Anders Tomson, the company employs approximately 343 people and listed since January 04, 1999. Chemung Financial Corporation operates as the holding company for Chemung Canal Trust Company that provides a range of banking, financing, fiduciary, and other financial services.

Technical Performance

Short-term trend indicators are bearishly aligned (SMA20 -3.83%, SMA50 0.18%, SMA200 10.01%). The stock’s 14-day RSI is 47.01 (neutral), while the ATR of 1.54 points to higher daily volatility. The stock remains sitting in the mid-range of its 52-week band, trading -11.37% below its high and over 42.59% above its low. Average 10-day trading volume of 5.89 thousand shares is below the 3-month average of 8.28 thousand, indicating normal recent market interest.

Valuation Metrics

Chemung Financial Corporation trades at a P/E ratio of 17.96, slightly below the S&P 500 average, with a price-to-sales ratio of 1.93 and a price-to-book ratio of 1.07 suggesting the stock is closer to book value. The P/FCF stands at 8.35, also below market averages.

Dividend & Fair Value

Chemung Financial Corporation last paid a dividend of 1.32 per share, this equals a trailing yield of roughly 2.64%. Dividend and splits history remains an important factor for investors monitoring long-term returns. A discounted cash flow model estimates fair value at around $36.67. This means the shares are trading above this model’s fair value.

Earnings & Analyst Outlook

Chemung Financial Corporation generated EPS of $3.14 over the past year. Five-year average earnings growth is -4.76%. The latest quarter delivered EPS of $1.62. The next quarter is forecast at $1.63. Next year's EPS is expected at -$9.27. Analyst sentiment is neutral. Analyst rating data shows there are 0 Strong Buy ratings, 0 Buy ratings, 2 Hold ratings, 0 Sell rating and 0 Strong Sell ratings. Price targets range from $64.00 to $59.00. The high target offers 13.9% upside. The low target suggests 5.0% downside. The mean target is $61.50. This offers 9.45% upside. Chemung Financial Corporation earnings surprise history is a mixed track record. The quarter that ended October 21, 2025, missed forecasts by -1.82%. The prior quarter beat by 0.0%. Over the last six quarters, Apple has recorded several small beats. These include -6.25% in July 18, 2024.

Shareholding & Insider Activity

Chemung Financial Corporation has 4.79 million shares outstanding. The public float is 3.32 million shares, elevated short interest at 0.71% of float. This equals 27.41 thousand shares. The short ratio is 2.17 days. Institutional investors hold 51.98% of the float. Insiders own 13.99%. POTTER JOHN F holds 80.88 thousand shares, Bentley Ronald M has 44.75 thousand shares and STREETER JEFFREY B has 32.73 thousand shares. Over the past six months, insider transactions show net selling. They sold 4.32 thousand shares across 4 transactions.

Financial & Profitability Overview

Over the trailing twelve months, Chemung Financial has not generated any revenue. Returns are modest, with ROA at 0.87% and ROE at 12.12%.
On valuation metrics, Chemung Financial trades at a P/E of 17.96, P/S of 1.93 and P/B of 1.07. Liquidity is tight, with a current ratio of 0.13 and quick ratio of 0.13. Debt-to-equity is 0.02, supported by a cash flow-to-debt ratio of 7.17.

Quarterly Financial Highlights

For the quarter ended Dec 31, 2024, Chemung Financial posted revenue of $0.00, down slightly from $137.52M in the prior quarter. Net income was$23.67M (EPS $4.96).
The company ended the quarter with - $22.25M in cash and short-term investments, a total debt of $40.80M, and net debt of $3.95M. Total assets were $2.71B, with equity of $195.24M. Financials further reflected stability, with operating cash flow of $30.85M, free cash flow of $30.39M, and capital expenditures of - $462.00K.

Price Forecast & Outlook

Our AI price prediction model suggests that Chemung Financial Corporation stock has strong potential for upside but may face short-term weakness followed by gains in the medium and long term. 2-Week Outlook: Projected decline of -8.99%, with price expected at $51.14 by March 16, 2026, within a range of $49.50 to $52.83 3-Month Outlook: Projected fall of -29.17%, reaching $39.80 by May 28, 2026, with a range of $38.06 to $41.31. 1-Year Outlook: Projected gain of 8.6%, with price at $61.02 by March 02, 2027, within a range of $59.45 to $62.24.

Key Takeaways

Chemung Financial Corporation (NASDAQ:CHMG) shares are flat -2.72% year-to-date currently trading near 52-week highs band. Short-term momentum has been positive over the last quarter, despite recent volatility. Valuation shows Chemung Financial Corporation trading at a premium to the broader market with a P/E of 17.96. Analyst sentiment is cautious, with the majority of ratings in Market Perform territory and a mean price target of $51.56, suggesting -8.24% downside. Our AI forecast model points to short-term weakness (-8.99% over two weeks), a medium-term fall (-29.17% over three months), and a longer-term gain (8.6% over one year), with expected trading ranges indicating moderate volatility.

Frequently Asked Questions

What is the current Chemung Financial Corporation (CHMG) stock price?

Chemung Financial Corporation (NASDAQ: CHMG) stock price is $56.19 in the last trading session. During the trading session, CHMG stock reached the peak price of $56.57 while $55.35 was the lowest point it dropped to. The percentage change in CHMG stock occurred in the recent session was 1.21% while the dollar amount for the price change in CHMG stock was $0.67.

CHMG's industry and sector of operation?

The NASDAQ listed CHMG is part of Banks - Regional industry that operates in the broader Financial Services sector. Chemung Financial Corporation designs, manufactures, and markets smartphones, personal computers, tablets, wearables, and accessories worldwide.

Who are the executives of CHMG?

Ms. Catherine Beth Crandall J.D., CFP®, CTFA
Senior Vice President of WMG Estate Admin.
Mr. Anders M. Tomson
Pres, Chief Executive Officer & Director
Mr. Scott T. Heffner
Senior Vice President & Director of Marketing
Ms. Kathleen S. McKillip
Vice President & Corporation Sec.
Mr. Dale M. McKim III
Executive Vice President, Chief Financial Officer & Treasurer
Mr. Norman R. Ward
SVice President, Chief Auditor & Senior Investment Officer
Mr. Daniel D. Fariello
Pres of Capital Bank Division
Ms. Pamela D. Burns
Senior Vice President of HR & Chief Diversity Officer
Mr. Loren Dale Cole
Executive Vice President & Chief Information Officer
Mr. Peter K. Cosgrove
EVice President, Chief Credit Officer & Chief Risk Officer
Mr. Thomas W. Wirth C.F.A., CFA
Executive Vice President of Wealth Management Group at Chemung Canal Trust Company
Mr. Karl F. Krebs
Chief Financial Officer, Executive Vice President & Treasurer
Ms. Monica L. Ridosh
Vice President, Director of HR & Chief Diversity Officer

How CHMG did perform over past 52-week?

CHMG's closing price is 38.02% higher than its 52-week low of $40.71 where as its distance from 52-week high of $65.50 is -14.21%.

How many employees does CHMG have?

Number of CHMG employees currently stands at 343.

Link for CHMG official website?

Official Website of CHMG is: https://www.chemungcanal.com

How do I contact CHMG?

CHMG could be contacted at phone 607 737 3711 and can also be accessed through its website. CHMG operates from One Chemung Canal Plaza, Elmira, NY 14901, United States.

How many shares of CHMG are traded daily?

CHMG stock volume for the day was 4.81K shares. The average number of CHMG shares traded daily for last 3 months was 7.98K.

What is the market cap of CHMG currently?

The market value of CHMG currently stands at $269.39M with its latest stock price at $56.19 and 4.79M of its shares outstanding.

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Employees	343
Beta	0.49
Sales or Revenue	$0.00
5Y Sales Change%	0.607%
Fiscal Year Ends	December
Sector	Financial Services
Industry	Banks - Regional

CHMG Company Profile and Key Details

Chemung Financial

Price Chart

Stock Price Today

Stock Snapshot

Relevant Articles

SEC Fillings

Current Report (8-k)

Annual Report (10-k)

Stock Price History Chart

Contact Details

About Company

Company Information

Stock Peers

Company Overview

Technical Performance

Valuation Metrics

Dividend & Fair Value

Earnings & Analyst Outlook

Shareholding & Insider Activity

Financial & Profitability Overview

Quarterly Financial Highlights

Price Forecast & Outlook

Key Takeaways

Frequently Asked Questions

Technical Performance

Company Overview

Dividend & Fair Value

Earnings & Analyst Outlook

Financial & Profitability Overview

Quarterly Financial Highlights

Shareholding & Insider Activity

Valuation Metrics

Price Forecast & Outlook

Key Takeaways