CASS Company Profile and Key Details

Q: Who are the executives of CASS?

Mr. Michael James NormileExecutive Vice President & Chief Financial OfficerJeanne M. ScannellChief Credit Officer of Cass Commercial BankMr. Matthew Steven SchuckmanExecutive Vice President, Gen. Counsel & Corporation Sec.Mr. Mark A. CampbellSenior Vice PresidentMr. Todd WillsPres of Facilities Expense ManagementMr. Martin H. ReschPres & Chief Operating OfficerMr. Dwight D. ErdbrueggerPres of Cass Commercial BankChristi A. ReiterVice President of HRMr. Eric H. BrunngraberExecutive ChairmanAnthony G. UrbanExecutive Vice President of Transportation Information ServicesMr. James M. Cavellier Jr.Executive Vice President & Chief Information Officer

NASDAQ : CASS

Cass Information Systems

$45.08

-0.34-0.75%

At Close 4:00 PM

71.35

BESG ScoreESG Rating

Profile Key Stats Analyst Ratings Ownership Ratios Financials Dividend & splits Sentiment Forecast

Price Chart

Stock Price Today

Cass Information Systems, Inc. (CASS) stock declined over -0.75%, trading at $45.08 on NASDAQ, down from the previous close of $45.42. The stock opened at $45.50, fluctuating between $44.62 and $46.12 in the recent session.

Stock Snapshot

45.42

Prev. Close

589.84M

Market Cap

44.62

Day Low

19.52

P/E Ratio

2.31

EPS (TTM)

1.13

Cash Flow per Share

45.5

Open

13.08M

Number of Shares

46.12

Day High

88.48%

Free Float in %

16.96

Book Value

66.63K

Volume

Relevant Articles

SEC Fillings

Current Report (8-k)

Filing Date	Accepted Date

Annual Report (10-k)

Filing Date	Accepted Date

Stock Price History Chart

Date	Open	High	Low	Close	Volume
Feb 12, 2026	45.50	46.12	44.62	45.08	75.42K
Feb 11, 2026	46.10	46.25	45.23	45.42	47.27K
Feb 10, 2026	46.29	46.83	45.76	45.84	56.37K
Feb 09, 2026	46.96	47.43	46.32	46.32	57.57K
Feb 06, 2026	46.80	47.23	46.50	46.76	72.83K
Feb 05, 2026	46.05	46.91	45.90	46.79	71.25K
Feb 04, 2026	46.26	46.78	45.89	46.32	81.22K
Feb 03, 2026	46.19	46.89	44.44	46.00	100.71K
Feb 02, 2026	44.96	46.51	44.87	46.39	72.47K
Jan 30, 2026	43.96	45.60	43.91	44.96	127.33K
Jan 29, 2026	43.49	44.38	43.07	44.05	66.14K
Jan 28, 2026	44.62	44.62	42.98	43.06	76.2K
Jan 27, 2026	44.19	44.67	43.67	44.48	58.14K
Jan 26, 2026	44.36	44.75	43.84	44.25	72.72K
Jan 23, 2026	43.44	45.59	43.44	44.44	126.46K
Jan 22, 2026	43.39	44.83	43.31	43.58	77.25K
Jan 21, 2026	41.95	43.13	41.84	42.92	100.18K
Jan 20, 2026	41.90	42.49	41.34	41.43	74.78K
Jan 16, 2026	42.57	43.06	42.30	42.59	64.5K
Jan 15, 2026	42.39	43.19	42.28	42.68	66.45K

Contact Details

Saint Louis, MO 63131

United States

https://www.cassinfo.com 314 506 5500

About Company

Cass Information Systems, Inc. provides payment and information processing services to manufacturing, distribution, and retail enterprises in the United States. It operates through two segments, Information Services and Banking Services. The company's services include freight invoice rating, payment processing, auditing, and the generation of accounting and transportation information. It also processes and pays facility-related invoices, such as electricity, gas, waste, and telecommunications expenses; and provides telecom expense management solutions. In addition, the company, through its banking subsidiary, Cass Commercial Bank, provides a range of banking products and services, such as checking, savings, and time deposit accounts; commercial, industrial, and real estate loans; and cash management services to privately-owned businesses and faith-related ministries. Further, it provides B2B payment platform for clients that require an agile fintech partner. It operates through its banking facility near downtown St. Louis, Missouri; operating branch in the Bridgeton, Missouri; and leased facilities in Fenton, Missouri and Colorado Springs, Colorado. The company was formerly known as Cass Commercial Corporation and changed its name to Cass Information Systems, Inc. in January 2001. Cass Information Systems, Inc. was founded in 1906 and is headquartered in St. Louis, Missouri.

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Company Overview

Cass Information Systems, Inc. (NASDAQ:CASS) closed at $45.08 USD, losing -$0.34 (-0.75%) from the previous close of $45.42. The stock is currently within 5% of its 52-week high $36.07 and $47.43. With a market capitalization of about $589.84 million, Cass Information Systems, Inc. is classified as a small-cap and shows lower-than-market volatility (beta ~0.45). Key stats such as the average daily volume over the past year has been around 87.95 thousand shares, in line with its 52-week average. Headquartered in Saint Louis, MO, Cass Information Systems, Inc. operates in the Industrials sector and the Specialty Business Services industry. Led by CEO Martin H. Resch, the company employs approximately 1,008 people and listed since July 02, 1996. Cass Information Systems, Inc. provides payment and information processing services to manufacturing, distribution, and retail enterprises in the United States.

Technical Performance

Short-term trend indicators are bearishly aligned (SMA20 0.92%, SMA50 4.01%, SMA200 7.09%). The stock’s 14-day RSI is 54.75 (neutral), while the ATR of 1.28 points to higher daily volatility. The stock remains sitting in the mid-range of its 52-week band, trading -4.94% below its high and over 24.96% above its low. Average 10-day trading volume of 70.33 thousand shares is below the 3-month average of 87.16 thousand, indicating normal recent market interest.

Valuation Metrics

Cass Information Systems, Inc. trades at a P/E ratio of 16.57, slightly below the S&P 500 average, with a price-to-sales ratio of 2.89 and a price-to-book ratio of 2.4 suggesting the stock is closer to book value. The P/FCF stands at 13.14, also above market averages.

Dividend & Fair Value

Cass Information Systems, Inc. last paid a dividend of 1.25 per share, this equals a trailing yield of roughly 2.76%. Dividend and splits history remains an important factor for investors monitoring long-term returns. A discounted cash flow model estimates fair value at around $89.98. This means the shares are trading below this model’s fair value.

Earnings & Analyst Outlook

Cass Information Systems, Inc. generated EPS of $2.61 over the past year. Five-year average earnings growth is 8.59%. The latest quarter delivered EPS of $nan. The next quarter is forecast at $0.62. Next year's EPS is expected at $23.83. Analyst sentiment is bullish. Analyst rating data shows there are 2 Strong Buy ratings, 0 Buy ratings, 0 Hold ratings, 0 Sell rating and 0 Strong Sell ratings. Price targets range from $50.00 to $45.00. The high target offers 10.91% upside. The low target suggests -0.18% downside. The mean target is $47.50. This offers 5.37% upside. The prior quarter beat by -47.22%. Over the last six quarters, Apple has recorded several small beats. These include -39.62% in July 18, 2024.

Shareholding & Insider Activity

Cass Information Systems, Inc. has 13.22 million shares outstanding. The public float is 11.69 million shares, elevated short interest at 1.28% of float. This equals 164.32 thousand shares. The short ratio is 2.28 days. Institutional investors hold 70.86% of the float. Insiders own 11.42%. QIZHOU WU holds 1.90 million shares, Signorelli Andrew J has 162.66 thousand shares and COLLETT LAWRENCE A has 115.12 thousand shares. Over the past six months, insider transactions show net buying. They sold 0.00 shares across 0 transactions.

Financial & Profitability Overview

Over the trailing twelve months, Cass Information Systems generated $199.19M in revenue, or $14.46 per share. Gross margin was 94.10%, operating margin 6.26%, and net profit margin 9.62%. Returns are modest, with ROA at 0.77% and ROE at 8.34%.
On valuation metrics, Cass Information Systems trades at a P/E of 16.57, P/S of 2.89 and P/B of 2.40. The current ratio is 1.10 and quick ratio is 1.10. Operationally, the company’s inventory turnover is 0.00 and cash conversion cycle is -17620.80 days , indicating it collects cash faster than it pays suppliers.

Quarterly Financial Highlights

For the quarter ended Dec 31, 2024, Cass Information Systems posted revenue of $199.19M, down slightly from $213.23M in the prior quarter. Gross profit was $187.44M (margin 94.10%). Operating income was $12.47M (margin 6.3%). Net income was$19.17M (EPS $1.42).
The company ended the quarter with $372.47M in cash and short-term investments, a total debt of $8.48M, and net debt of - $12.43M. Total assets were $2.48B, with equity of $229.81M. Financials further reflected stability, with operating cash flow of $36.94M, free cash flow of $22.61M, and capital expenditures of - $14.32M.

Price Forecast & Outlook

Our AI price prediction model suggests that Cass Information Systems, Inc. stock has strong potential for upside but may face short-term weakness followed by gains in the medium and long term. 2-Week Outlook: Projected increase of 6.74%, with price expected at $48.12 by February 26, 2026, within a range of $47.23 to $49.03 3-Month Outlook: Projected fall of -1.2%, reaching $44.54 by May 12, 2026, with a range of $43.65 to $45.43. 1-Year Outlook: Projected gain of 0.04%, with price at $45.10 by February 12, 2027, within a range of $44.18 to $46.34.

Key Takeaways

Cass Information Systems, Inc. (NASDAQ:CASS) shares are flat -0.22% year-to-date currently trading near 52-week highs band. Short-term momentum has been positive over the last quarter, despite recent volatility. Valuation shows Cass Information Systems, Inc. trading at a premium to the broader market with a P/E of 16.57. Analyst sentiment is bullish, with the majority of ratings in Outperform territory and a mean price target of $47.00, suggesting 4.26% upside. Our AI forecast model points to short-term strength (6.74% over two weeks), a medium-term fall (-1.2% over three months), and a longer-term gain (0.04% over one year), with expected trading ranges indicating moderate volatility.

Frequently Asked Questions

What is the current Cass Information Systems, Inc. (CASS) stock price?

Cass Information Systems, Inc. (NASDAQ: CASS) stock price is $45.08 in the last trading session. During the trading session, CASS stock reached the peak price of $46.12 while $44.62 was the lowest point it dropped to. The percentage change in CASS stock occurred in the recent session was -0.75% while the dollar amount for the price change in CASS stock was - $0.34.

CASS's industry and sector of operation?

The NASDAQ listed CASS is part of Specialty Business Services industry that operates in the broader Industrials sector. Cass Information Systems, Inc. designs, manufactures, and markets smartphones, personal computers, tablets, wearables, and accessories worldwide.

Who are the executives of CASS?

Mr. Michael James Normile
Executive Vice President & Chief Financial Officer
Jeanne M. Scannell
Chief Credit Officer of Cass Commercial Bank
Mr. Matthew Steven Schuckman
Executive Vice President, Gen. Counsel & Corporation Sec.
Mr. Mark A. Campbell
Senior Vice President
Mr. Todd Wills
Pres of Facilities Expense Management
Mr. Martin H. Resch
Pres & Chief Operating Officer
Mr. Dwight D. Erdbruegger
Pres of Cass Commercial Bank
Christi A. Reiter
Vice President of HR
Mr. Eric H. Brunngraber
Executive Chairman
Anthony G. Urban
Executive Vice President of Transportation Information Services
Mr. James M. Cavellier Jr.
Executive Vice President & Chief Information Officer

How CASS did perform over past 52-week?

CASS's closing price is 24.98% higher than its 52-week low of $36.07 where as its distance from 52-week high of $47.43 is -4.96%.

How many employees does CASS have?

Number of CASS employees currently stands at 1,008.

Link for CASS official website?

Official Website of CASS is: https://www.cassinfo.com

How do I contact CASS?

CASS could be contacted at phone 314 506 5500 and can also be accessed through its website. CASS operates from 12444 Powerscourt Drive, Saint Louis, MO 63131, United States.

How many shares of CASS are traded daily?

CASS stock volume for the day was 66.63K shares. The average number of CASS shares traded daily for last 3 months was 87.95K.

What is the market cap of CASS currently?

The market value of CASS currently stands at $589.84M with its latest stock price at $45.08 and 13.08M of its shares outstanding.

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Employees	1008
Beta	0.45
Sales or Revenue	$199.19M
5Y Sales Change%	0.531%
Fiscal Year Ends	December
Sector	Industrials
Industry	Specialty Business Services

CASS Company Profile and Key Details

Cass Information Systems

Price Chart

Stock Price Today

Stock Snapshot

Relevant Articles

SEC Fillings

Current Report (8-k)

Annual Report (10-k)

Stock Price History Chart

Contact Details

About Company

Company Information

Stock Peers

Company Overview

Technical Performance

Valuation Metrics

Dividend & Fair Value

Earnings & Analyst Outlook

Shareholding & Insider Activity

Financial & Profitability Overview

Quarterly Financial Highlights

Price Forecast & Outlook

Key Takeaways

Frequently Asked Questions

Technical Performance

Earnings & Analyst Outlook

Dividend & Fair Value

Financial & Profitability Overview

Quarterly Financial Highlights

Shareholding & Insider Activity

Company Overview

Valuation Metrics

Key Takeaways

Price Forecast & Outlook