CARE Company Profile and Key Details

Q: Who are the executives of CARE?

Mr. John Richard Spiker IISenior Executive Vice PresidentMr. Paul E. CarneySenior Vice President & Director of HRMr. Tony E. KallsenSenior Executive Vice PresidentMr. A. Loran AdamsExecutive Vice President & Director of Regulatory Risk ManagementMs. Wendy S. BellChief Financial OfficerJoyce A. ParkerSec.Ms. Jane Ann DavisExecutive Vice President & Chief Admin. OfficerMs. Phyllis Q. KaravatakisVice ChairmanMr. Litz H. Van DykeChief Executive Officer & DirectorMs. Tami M. ButtreyExecutive Vice President, Chief Retail Banking Officer & Director of Delivery Channel OptimizationMr. Matthew M. SpeareSenior Executive Vice President & Chief Operating OfficerBill HubbleVice President and Managing Officer of Blacksburg OfficeMisty PowellAssistant Vice President

NASDAQ : CARE

Carter Bankshares

$30.28

-0.42-1.37%

At Close 4:00 PM

68.32

BESG ScoreESG Rating

Profile Key Stats Analyst Ratings Ownership Ratios Financials Dividend & splits Sentiment Forecast

Price Chart

Stock Price Today

(CARE) stock -, trading at - on , from the previous close of -. The stock opened at -, fluctuating between - and - in the recent session.

Stock Snapshot

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Prev. Close

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Market Cap

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Day Low

N/A

P/E Ratio

N/A

EPS (TTM)

1.61

Cash Flow per Share

N/A

Open

N/A

Number of Shares

N/A

Day High

96.35%

Free Float in %

15.3

Book Value

N/A

Volume

Relevant Articles

SEC Fillings

Current Report (8-k)

Filing Date	Accepted Date

Annual Report (10-k)

Filing Date	Accepted Date

Stock Price History Chart

Date	Open	High	Low	Close	Volume
Sep 21, 2026	30.79	30.95	30.56	30.70	162.64K
Sep 18, 2026	30.16	30.91	29.82	30.79	839.16K
Sep 17, 2026	30.78	30.96	30.24	30.47	230.85K
Sep 16, 2026	31.18	31.49	29.96	30.58	267.22K
Sep 15, 2026	31.05	31.28	30.83	31.19	152.47K
Sep 14, 2026	31.20	31.51	31.01	31.14	228.21K
Sep 11, 2026	31.95	31.95	31.10	31.23	216.49K
Sep 10, 2026	31.36	31.65	30.89	31.60	202.09K
Sep 09, 2026	31.14	31.42	30.00	31.40	228.58K
Sep 08, 2026	31.78	31.78	31.32	31.36	175.16K
Sep 04, 2026	31.47	32.10	31.47	31.98	154.77K
Sep 03, 2026	31.75	32.12	31.66	31.77	171.32K
Sep 02, 2026	30.88	31.80	30.77	31.61	348.78K
Sep 01, 2026	31.09	31.38	30.67	30.77	238.3K
Aug 31, 2026	31.57	31.57	31.01	31.24	256.62K
Aug 28, 2026	32.05	32.29	31.31	31.47	279.65K
Aug 27, 2026	31.44	32.09	30.91	32.05	183.09K
Aug 26, 2026	31.48	31.61	31.27	31.49	200.88K
Aug 25, 2026	31.30	31.60	30.95	31.40	227.09K
Aug 24, 2026	31.15	31.57	31.00	31.06	220.31K

Contact Details

Martinsville, VA 24112

United States

https://www.carterbank.com 276 656 1776

About Company

Carter Bankshares, Inc. functions as the parent company for Carter Bank & Trust, delivering a comprehensive suite of banking solutions. It provides a variety of deposit accounts, including checking, savings, retirement, money market, and longer-term certificates of deposit. The institution also offers diverse loan products, such as secured and unsecured commercial loans, alongside consumer loans for purposes like auto financing, home improvements, education, overdraft protection, and personal investments. Additionally, it originates and holds residential mortgages (both fixed and variable rate), real estate construction and acquisition loans, home equity lines of credit, and credit cards. Beyond lending and deposits, Carter Bank & Trust furnishes other banking conveniences including safe deposit boxes, direct deposit services, extensive online and mobile banking capabilities (featuring bill pay, online account opening, and mobile deposit), debit cards, e-statements, and ATM access. The company further provides title insurance, various financial institution-related products, and treasury and corporate cash management services. Founded in 1974 and based in Martinsville, Virginia, Carter Bankshares, Inc. operates 69 branch locations spanning Virginia and North Carolina.

Stock Peers

FCNCA

-53.72-2.53%

First Citizens BancShares, Inc.$2,068.01 HIFS

-4.35-1.41%

Hingham Institution for Savings$304.20 CATC

Cambridge Bancorp$220.00 BPOP

-2.39-1.47%

Popular, Inc.$160.19 BFC

-0.71-0.47%

Bank First Corporation$150.83 WTFC

-2.38-1.62%

Wintrust Financial Corporation$144.70 CHCO

-0.65-0.46%

City Holding Company$139.59 UMBF

0.68+0.51%

UMB Financial Corporation$134.21 NBN

-0.64-0.48%

Northeast Bank$131.86 BOKF

-2.085-1.57%

BOK Financial Corporation$131.05

Technical Performance

Short-term trend indicators are bearishly aligned (SMA20 -0.6%, SMA50 4.03%, SMA200 15.14%). The stock’s 14-day RSI is 54.61 (neutral), while the ATR of 0.58 points to moderate volatility. The stock remains hovering near 52-week lows, trading -4.35% below its high and over 58.25% above its low. Average 10-day trading volume of 313.43 thousand shares is below the 3-month average of 369.59 thousand, indicating normal recent market interest.

Valuation Metrics

Carter Bankshares, Inc. trades at a P/E ratio of 5.16, slightly below the S&P 500 average, with a price-to-sales ratio of 1.93 and a price-to-book ratio of 1.23 suggesting the stock is closer to book value. The P/FCF stands at 11.43, also below market averages.

Earnings & Analyst Outlook

Wall Street analysts project EPS growth of 23.37% annually over the next five years. The latest quarter delivered EPS of $0.53. The next quarter is forecast at $0.41. Next year's EPS is expected at $54.85. Analyst sentiment is neutral. Analyst rating data shows there are 0 Strong Buy ratings, 0 Buy ratings, 2 Hold ratings, 0 Sell rating and 0 Strong Sell ratings. Price targets range from $30.00 to $27.00. The high target offers -0.92% upside. The low target suggests -10.83% downside. The mean target is $28.50. This offers -5.88% upside. Carter Bankshares, Inc. earnings surprise history is a mixed track record. The quarter that ended July 23, 2026, missed forecasts by -55.08%. The prior quarter beat by -89.77%. Over the last six quarters, Apple has recorded several small beats. These include 6.67% in April 24, 2025.

Shareholding & Insider Activity

Carter Bankshares, Inc. has 23.16 million shares outstanding. The public float is 21.23 million shares, elevated short interest at 9.12% of float. This equals 1.97 million shares. The short ratio is 5.04 days. Institutional investors hold 60.61% of the float. Insiders own 2.26%. Haskins James W. holds 62.70 thousand shares, Walsh Elizabeth L. has 58.75 thousand shares and Bolton Robert M. has 55.00 thousand shares. Over the past six months, insider transactions show net selling. They sold 11.50 thousand shares across 5 transactions.

Financial & Profitability Overview

Over the trailing twelve months, Carter Bankshares generated $214.70M in revenue, or $9.24 per share. Gross margin was 100.00%, operating margin 84.96%, and net profit margin 10.89%. Returns are modest, with ROA at 0.52% and ROE at 6.66%.
On valuation metrics, Carter Bankshares trades at a P/E of 5.16, P/S of 1.93 and P/B of 1.23. Liquidity is tight, with a current ratio of 0.01 and quick ratio of 0.01. Operationally, the company’s inventory turnover is 0.00 and cash conversion cycle is 17.69 days.

Quarterly Financial Highlights

For the quarter ended Dec 31, 2023, Carter Bankshares posted revenue of $214.70M, down slightly from $73.00K in the prior quarter. Gross profit was $214.70M (margin 100.00%). Operating income was $182.40M (margin 85.0%). Net income was$23.38M (EPS $1.00).
The company ended the quarter with - $54.53M in cash and short-term investments, a total debt of $393.40M, and net debt of $338.87M. Total assets were $4.51B, with equity of $351.24M. Financials further reflected stability, with operating cash flow of $46.73M, free cash flow of $36.93M, and capital expenditures of - $9.80M.

Price Forecast & Outlook

Our AI price prediction model suggests that Carter Bankshares, Inc. stock has strong potential for upside but may face short-term weakness followed by gains in the medium and long term. 2-Week Outlook: Projected decline of -2.05%, with price expected at $30.07 by October 05, 2026, within a range of $29.28 to $30.93 3-Month Outlook: Projected fall of -19.97%, reaching $24.57 by December 18, 2026, with a range of $23.88 to $25.22. 1-Year Outlook: Projected gain of 21.6%, with price at $37.33 by September 21, 2027, within a range of $36.25 to $38.51.

Key Takeaways

Carter Bankshares, Inc. (NASDAQ:CARE) shares are flat 2.14% year-to-date currently trading near 52-week highs band. Short-term momentum has been positive over the last quarter, despite recent volatility. Valuation shows Carter Bankshares, Inc. trading at a premium to the broader market with a P/E of 5.16. Analyst sentiment is cautious, with the majority of ratings in Market Perform territory and a mean price target of $20.31, suggesting -33.84% downside. Our AI forecast model points to short-term weakness (-2.05% over two weeks), a medium-term fall (-19.97% over three months), and a longer-term gain (21.6% over one year), with expected trading ranges indicating moderate volatility.

Frequently Asked Questions

What is the current Carter Bankshares, Inc. (CARE) stock price?

Carter Bankshares, Inc. (NASDAQ: CARE) stock price is - in the last trading session. During the trading session, CARE stock reached the peak price of - while - was the lowest point it dropped to. The percentage change in CARE stock occurred in the recent session was N/A while the dollar amount for the price change in CARE stock was -.

CARE's industry and sector of operation?

The NASDAQ listed CARE is part of Banks - Regional industry that operates in the broader Financial Services sector. Carter Bankshares, Inc. designs, manufactures, and markets smartphones, personal computers, tablets, wearables, and accessories worldwide.

Who are the executives of CARE?

Mr. John Richard Spiker II
Senior Executive Vice President
Mr. Paul E. Carney
Senior Vice President & Director of HR
Mr. Tony E. Kallsen
Senior Executive Vice President
Mr. A. Loran Adams
Executive Vice President & Director of Regulatory Risk Management
Ms. Wendy S. Bell
Chief Financial Officer
Joyce A. Parker
Sec.
Ms. Jane Ann Davis
Executive Vice President & Chief Admin. Officer
Ms. Phyllis Q. Karavatakis
Vice Chairman
Mr. Litz H. Van Dyke
Chief Executive Officer & Director
Ms. Tami M. Buttrey
Executive Vice President, Chief Retail Banking Officer & Director of Delivery Channel Optimization
Mr. Matthew M. Speare
Senior Executive Vice President & Chief Operating Officer
Bill Hubble
Vice President and Managing Officer of Blacksburg Office
Misty Powell
Assistant Vice President

How CARE did perform over past 52-week?

CARE's closing price is 80.45% higher than its 52-week low of - where as its distance from 52-week high of - is -16.03%.

How many employees does CARE have?

Number of CARE employees currently stands at 687.

Link for CARE official website?

Official Website of CARE is: https://www.carterbank.com

How do I contact CARE?

CARE could be contacted at phone 276 656 1776 and can also be accessed through its website. CARE operates from 1300 Kings Mountain Road, Martinsville, VA 24112, United States.

How many shares of CARE are traded daily?

CARE stock volume for the day was - shares. The average number of CARE shares traded daily for last 3 months was -.

What is the market cap of CARE currently?

The market value of CARE currently stands at - with its latest stock price at - and - of its shares outstanding.

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Employees	687
Beta	0.5
Sales or Revenue	$214.70M
5Y Sales Change%	0.516%
Fiscal Year Ends	December
Sector	Financial Services
Industry	Banks - Regional

CARE Company Profile and Key Details

Carter Bankshares

Price Chart

Stock Price Today

Stock Snapshot

Relevant Articles

SEC Fillings

Current Report (8-k)

Annual Report (10-k)

Stock Price History Chart

Contact Details

About Company

Company Information

Stock Peers

Technical Performance

Valuation Metrics

Earnings & Analyst Outlook

Shareholding & Insider Activity

Financial & Profitability Overview

Quarterly Financial Highlights

Price Forecast & Outlook

Key Takeaways

Frequently Asked Questions

Technical Performance

Earnings & Analyst Outlook

Financial & Profitability Overview

Quarterly Financial Highlights

Shareholding & Insider Activity

Valuation Metrics

Key Takeaways

Price Forecast & Outlook