BVFL Company Profile and Key Details

Q: Who are the executives of BVFL?

Mr. Timothy L. PrindleCo-Pres, Co-Chief Executive Officer & DirectorMr. David M. FlairCo-Pres, Co-Chief Executive Officer & DirectorMr. Michael L. SnyderSec.Mr. Michael J. DeeExecutive Vice President & Chief Financial OfficerMs. Rose M. SearcyExecutive Vice President of HRRose M. SearcyExecutive Vice President of HRMr. Gregory J. OlindeExecutive Vice President, Chief Lending Officer, Chief Credit Officer & Delmarva Market Pres

NASDAQ : BVFL

BV Financial

$19.51

0.49+2.58%

At Close 4:00 PM

Profile Key Stats Analyst Ratings Ownership Ratios Financials Dividend & splits Sentiment Forecast

Price Chart

Stock Price Today

BV Financial, Inc. (BVFL) stock surged +2.58%, trading at $19.51 on NASDAQ, up from the previous close of $19.02. The stock opened at $19.10, fluctuating between $18.94 and $19.51 in the recent session.

Stock Snapshot

19.02

Prev. Close

173.72M

Market Cap

18.94

Day Low

13.64

P/E Ratio

1.43

EPS (TTM)

1.4

Cash Flow per Share

19.1

Open

8.9M

Number of Shares

19.51

Day High

78.58%

Free Float in %

18.52

Book Value

8.18K

Volume

Relevant Articles

SEC Fillings

Current Report (8-k)

Filing Date	Accepted Date

Annual Report (10-k)

Filing Date	Accepted Date

Stock Price History Chart

Date	Open	High	Low	Close	Volume
Apr 02, 2026	18.94	19.51	18.94	19.51	8.4K
Apr 01, 2026	19.28	19.28	18.87	19.02	16.74K
Mar 31, 2026	19.33	19.35	18.94	19.14	15.45K
Mar 30, 2026	18.70	19.19	18.70	19.18	27.34K
Mar 27, 2026	18.97	18.97	18.64	18.69	4.41K
Mar 25, 2026	19.23	19.23	18.70	19.07	9.84K
Mar 24, 2026	18.79	19.34	18.69	19.05	17.47K
Mar 23, 2026	19.21	19.23	18.61	19.20	18.51K
Mar 20, 2026	18.52	19.27	18.33	18.96	167.42K
Mar 19, 2026	18.50	18.74	18.50	18.52	15.71K
Mar 18, 2026	18.66	18.66	18.50	18.50	19.31K
Mar 17, 2026	18.66	18.92	18.61	18.84	13.25K
Mar 16, 2026	18.93	19.00	18.55	18.72	9.59K
Mar 13, 2026	18.55	18.85	18.50	18.85	15.04K
Mar 12, 2026	18.50	18.84	18.50	18.82	11.06K
Mar 11, 2026	18.75	18.84	18.50	18.53	9.48K
Mar 10, 2026	19.01	19.13	18.48	19.00	22.04K
Mar 09, 2026	18.80	19.35	18.24	18.80	25.18K
Mar 06, 2026	18.52	19.32	18.52	19.03	15.25K
Mar 03, 2026	18.94	19.14	18.88	18.92	12.4K

Contact Details

Baltimore, MD 21219

United States

https://www.bayvanguard.com 410 477 5000

About Company

BV Financial, Inc. operates as the holding company for BayVanguard Bank that provides various financial services to individuals and businesses in Maryland. The company offers checking and money market accounts, savings accounts, and certificates of deposits. Its loan products include real estate, home equity, construction, lot, auto, boat, and other personal loans; and commercial lending products, such as commercial equipment/installation, commercial real estate, construction, investment real estate, lines of credit, and SBA loans, as well as loans for short-term real estate purchase, renovation, and sale projects. The company also offers ATM, overdraft, safe deposit, bill pay, remote deposit capture, ACH origination, merchant, and online banking services. The company was founded in 1873 and is headquartered in Baltimore, Maryland. BV Financial, Inc. operates as a subsidiary of Bay-Vanguard, MHC.

Stock Peers

FCNCA

12.25+0.65%

First Citizens BancShares, Inc.$1,906.63 HIFS

-0.18-0.06%

Hingham Institution for Savings$285.61 CATC

Cambridge Bancorp$220.00 WTFC

-0.46-0.33%

Wintrust Financial Corporation$139.60 BFC

0.84+0.62%

Bank First Corporation$136.99 BPOP

0.37+0.27%

Popular, Inc.$136.81 BOKF

0.49+0.38%

BOK Financial Corporation$128.58 CHCO

1.52+1.26%

City Holding Company$122.00 NBN

1.25+1.09%

Northeast Bank$116.29 UMBF

0.39+0.34%

UMB Financial Corporation$115.04

Company Overview

BV Financial, Inc. (NASDAQ:BVFL) closed at $19.51 USD, gaining $0.49 (2.58%) from the previous close of $19.02. The stock is currently within 5% of its 52-week high $13.53 and $19.88. With a market capitalization of about $173.72 million, BV Financial, Inc. is classified as a micro-cap and shows lower-than-market volatility (beta ~0.10). Key stats such as the average daily volume over the past year has been around 15.94 thousand shares, volume is running light vs its 52-week average. Headquartered in Baltimore, MD, BV Financial, Inc. operates in the Financial Services sector and the Banks - Regional industry. Led by CEO Michael J. Dee, the company employs approximately 109 people and listed since February 17, 2005. BV Financial, Inc. operates as the holding company for BayVanguard Bank that provides various financial services to individuals and businesses in Maryland.

Technical Performance

Short-term trend indicators are bearishly aligned (SMA20 -0.13%, SMA50 2.79%, SMA200 15.6%). The stock’s 14-day RSI is 54.53 (neutral), while the ATR of 0.37 points to moderate volatility. The stock remains hovering near 52-week lows, trading -1.89% below its high and over 44.17% above its low. Average 10-day trading volume of 13.70 thousand shares is below the 3-month average of 16.15 thousand, indicating normal recent market interest.

Valuation Metrics

BV Financial, Inc. trades at a P/E ratio of 12.19, slightly below the S&P 500 average, with a price-to-sales ratio of 3.31 and a price-to-book ratio of 0.89 suggesting the stock is closer to book value. The P/FCF stands at 4.14, also below market averages.

Dividend & Fair Value

BV Financial, Inc. last paid a dividend of 0 per share, Dividend and splits history remains an important factor for investors monitoring long-term returns. A discounted cash flow model estimates fair value at around $34.02. This means the shares are trading below this model’s fair value.

Earnings & Analyst Outlook

BV Financial, Inc. generated EPS of $1.46 over the past year. Five-year average earnings growth is 5.92%.

Shareholding & Insider Activity

BV Financial, Inc. has 9.94 million shares outstanding. The public float is 7.81 million shares, elevated short interest at 2.59% of float. This equals 226.00 thousand shares. The short ratio is 5.42 days. Institutional investors hold 60.71% of the float. Insiders own 20.52%. Galli Joseph S holds 20.93 thousand shares, Amereihn Gary T. has 19.48 thousand shares and MCHALE BRIAN K has 3.98 thousand shares. Over the past six months, insider transactions show net selling. They sold 573.00 shares across 1 transactions.

Financial & Profitability Overview

Over the trailing twelve months, BV Financial generated $46.80M in revenue, or $5.01 per share. Gross margin was 100.00%, operating margin -1.86%, and net profit margin 29.29%. Returns are modest, with ROA at 1.55% and ROE at 6.89%.
On valuation metrics, BV Financial trades at a P/E of 12.19, P/S of 3.31 and P/B of 0.89. The current ratio is 4.18 and quick ratio is 4.18. Operationally, the company’s inventory turnover is 0.00 and cash conversion cycle is 21.92 days. Debt-to-equity is 0.19, supported by a cash flow-to-debt ratio of 1.20.

Quarterly Financial Highlights

Gross profit was $46.80M (margin 100.00%). Operating income was - $869.00K (margin -1.9%). Net income was$13.71M (EPS $1.47).
The company ended the quarter with - $9.26M in cash and short-term investments, a total debt of $38.41M, and net debt of - $35.33M. Total assets were $885.25M, with equity of $199.07M. Financials further reflected stability, with operating cash flow of $15.19M, free cash flow of $15.04M, and capital expenditures of - $155.00K.

Price Forecast & Outlook

Our AI price prediction model suggests that BV Financial, Inc. stock has strong potential for upside but may face short-term weakness followed by gains in the medium and long term. 2-Week Outlook: Projected increase of 1.03%, with price expected at $19.71 by April 16, 2026, within a range of $19.43 to $19.96 3-Month Outlook: Projected rise of 27.32%, reaching $24.84 by July 01, 2026, with a range of $24.60 to $25.12. 1-Year Outlook: Projected gain of 9.23%, with price at $21.31 by April 02, 2027, within a range of $19.80 to $23.34.

Key Takeaways

BV Financial, Inc. (NASDAQ:BVFL) shares are flat 1.05% year-to-date currently trading near 52-week highs band. Short-term momentum has been positive over the last quarter, despite recent volatility. Valuation shows BV Financial, Inc. trading at a premium to the broader market with a P/E of 12.19. Our AI forecast model points to short-term strength (1.03% over two weeks), a medium-term rise (27.32% over three months), and a longer-term gain (9.23% over one year), with expected trading ranges indicating moderate volatility.

Frequently Asked Questions

What is the current BV Financial, Inc. (BVFL) stock price?

BV Financial, Inc. (NASDAQ: BVFL) stock price is $19.51 in the last trading session. During the trading session, BVFL stock reached the peak price of $19.51 while $18.94 was the lowest point it dropped to. The percentage change in BVFL stock occurred in the recent session was 2.58% while the dollar amount for the price change in BVFL stock was $0.49.

BVFL's industry and sector of operation?

The NASDAQ listed BVFL is part of Banks - Regional industry that operates in the broader Financial Services sector. BV Financial, Inc. designs, manufactures, and markets smartphones, personal computers, tablets, wearables, and accessories worldwide.

Who are the executives of BVFL?

Mr. Timothy L. Prindle
Co-Pres, Co-Chief Executive Officer & Director
Mr. David M. Flair
Co-Pres, Co-Chief Executive Officer & Director
Mr. Michael L. Snyder
Sec.
Mr. Michael J. Dee
Executive Vice President & Chief Financial Officer
Ms. Rose M. Searcy
Executive Vice President of HR
Rose M. Searcy
Executive Vice President of HR
Mr. Gregory J. Olinde
Executive Vice President, Chief Lending Officer, Chief Credit Officer & Delmarva Market Pres

How BVFL did perform over past 52-week?

BVFL's closing price is 44.2% higher than its 52-week low of $13.53 where as its distance from 52-week high of $19.88 is -1.86%.

How many employees does BVFL have?

Number of BVFL employees currently stands at 109.

Link for BVFL official website?

Official Website of BVFL is: https://www.bayvanguard.com

How do I contact BVFL?

BVFL could be contacted at phone 410 477 5000 and can also be accessed through its website. BVFL operates from 7114 North Point Road, Baltimore, MD 21219, United States.

How many shares of BVFL are traded daily?

BVFL stock volume for the day was 8.18K shares. The average number of BVFL shares traded daily for last 3 months was 15.94K.

What is the market cap of BVFL currently?

The market value of BVFL currently stands at $173.72M with its latest stock price at $19.51 and 8.9M of its shares outstanding.

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Employees	109
Beta	0.1
Sales or Revenue	$46.80M
5Y Sales Change%	1.553%
Fiscal Year Ends	December
Sector	Financial Services
Industry	Banks - Regional

BVFL Company Profile and Key Details

BV Financial

Price Chart

Stock Price Today

Stock Snapshot

Relevant Articles

SEC Fillings

Current Report (8-k)

Annual Report (10-k)

Stock Price History Chart

Contact Details

About Company

Company Information

Stock Peers

Company Overview

Technical Performance

Valuation Metrics

Dividend & Fair Value

Earnings & Analyst Outlook

Shareholding & Insider Activity

Financial & Profitability Overview

Quarterly Financial Highlights

Price Forecast & Outlook

Key Takeaways

Frequently Asked Questions

Company Overview

Valuation Metrics

Shareholding & Insider Activity

Financial & Profitability Overview

Quarterly Financial Highlights

Price Forecast & Outlook

Key Takeaways