BLFY Company Profile and Key Details

Short-term trend indicators are bearishly aligned (SMA20 3.98%, SMA50 8.87%, SMA200 39.36%). The stock’s 14-day RSI is 62.08 (firm momentum), while the ATR of 0.4 points to higher daily volatility. The stock remains hovering near 52-week lows, trading -4.75% below its high and over 84.44% above its low. Average 10-day trading volume of 280.02 thousand shares is below the 3-month average of 343.37 thousand, indicating normal recent market interest.

The latest quarter delivered EPS of -$0.09. The next quarter is forecast at $nan. Next year's EPS is expected at -$123.08. Blue Foundry Bancorp earnings surprise history is frequent misses against expectations. The quarter that ended October 29, 2025, missed forecasts by -6.08%. The prior quarter beat by -9.09%. Over the last six quarters, Apple has recorded several small beats. These include -42.11% in July 24, 2024.

Blue Foundry Bancorp has 21.50 million shares outstanding. The public float is 16.37 million shares, elevated short interest at 2.37% of float. This equals 369.35 thousand shares. The short ratio is 6.33 days. Institutional investors hold 64.09% of the float. Insiders own 14.65%. Kinzler Patrick H. holds 76.91 thousand shares, Letsche Margaret has 61.61 thousand shares and Shaw Jonathan M. has 45.81 thousand shares.

Dividend and splits history remains an important factor for investors monitoring long-term returns.

Blue Foundry Bancorp (NASDAQ:BLFY) closed at $14.04 USD, losing -$0.15 (-1.06%) from the previous close of $14.19. The stock is currently within 5% of its 52-week high $7.61 and $14.74. With a market capitalization of about $291.49 million, Blue Foundry Bancorp is classified as a micro-cap and shows lower-than-market volatility (beta ~0.55). Key stats such as the average daily volume over the past year has been around 354.08 thousand shares, volume is running light vs its 52-week average. Headquartered in Rutherford, NJ, Blue Foundry Bancorp operates in the Financial Services sector and the Banks - Regional industry. Led by CEO James D. Nesci, the company employs approximately 184 people and listed since July 16, 2021. Blue Foundry Bancorp operates as a bank holding company for Blue Foundry Bank, a savings bank that offers various banking products and services for individuals and businesses.

Blue Foundry Bancorp trades at a P/E ratio of -30.36, slightly below the S&P 500 average, with a price-to-sales ratio of 3.11 and a price-to-book ratio of 0.89 suggesting the stock is closer to book value. The P/FCF stands at -109.95, also below market averages.

Blue Foundry Bancorp (NASDAQ:BLFY) shares are flat 0.8% year-to-date currently trading near 52-week highs band. Short-term momentum has been positive over the last quarter, despite recent volatility. Valuation shows Blue Foundry Bancorp trading at a premium to the broader market with a P/E of -30.36. Analyst sentiment is cautious, with the majority of ratings in Market Perform territory and a mean price target of $10.38, suggesting -26.07% downside. Our AI forecast model points to short-term strength (16.1% over two weeks), a medium-term fall (-5.91% over three months), and a longer-term gain (185.33% over one year), with expected trading ranges indicating moderate volatility.

Our AI price prediction model suggests that Blue Foundry Bancorp stock has strong potential for upside but may face short-term weakness followed by gains in the medium and long term. 2-Week Outlook: Projected increase of 16.1%, with price expected at $16.30 by February 25, 2026, within a range of $15.98 to $16.61 3-Month Outlook: Projected fall of -5.91%, reaching $13.21 by May 12, 2026, with a range of $12.75 to $13.61. 1-Year Outlook: Projected gain of 185.33%, with price at $40.06 by February 11, 2027, within a range of $40.29 to $51.62.