BKUT Company Profile and Key Details

Q: Who are the executives of BKUT?

Mr. Tom E. SinnottPres & Chief Executive OfficerMr. Brian R. LoughlinExecutive Vice President of Bus. BankingMr. David LashureVice President & EDP Mang.Ms. Marie L. BordSenior Vice President & Chief Operating Officer

PNK : BKUT

Bank of Utica

$505.00

At Close 4:00 PM

Profile Key Stats Analyst Ratings Ownership Ratios Financials Dividend & splits Sentiment Forecast

Price Chart

Stock Price Today

Bank of Utica (BKUT) stock remained unchanged at $521.00 a share on OTC. The stock opened at $521.00, fluctuating between $521.00 to $521.00 during the session.

Stock Snapshot

521

Prev. Close

26.05M

Market Cap

521

Day Low

6.51

P/E Ratio

80.03

EPS (TTM)

104.25

Cash Flow per Share

521

Open

50K

Number of Shares

521

Day High

N/A

Free Float in %

1264.24

Book Value

Volume

Relevant Articles

SEC Fillings

Current Report (8-k)

Filing Date	Accepted Date

Annual Report (10-k)

Filing Date	Accepted Date

Stock Price History Chart

Date	Open	High	Low	Close	Volume
Dec 11, 2025	521.00	521.00	521.00	521.00	2
Dec 10, 2025	530.90	530.90	530.00	530.00	93
Dec 08, 2025	521.00	523.00	521.00	522.93	26
Nov 13, 2025	573.00	573.00	573.00	573.00	4
Nov 03, 2025	510.00	510.00	510.00	510.00	2
Oct 21, 2025	503.00	503.00	503.00	503.00	80
Oct 20, 2025	501.00	501.00	501.00	501.00	25
Oct 17, 2025	515.56	515.56	515.56	515.56	1K
Oct 14, 2025	501.00	501.00	501.00	501.00	1
Oct 09, 2025	501.00	501.00	501.00	501.00	21
Oct 07, 2025	500.01	505.00	500.01	500.01	96
Oct 06, 2025	508.00	508.00	500.00	500.00	110
Oct 03, 2025	500.00	508.00	500.00	500.00	197
Oct 02, 2025	509.00	513.08	508.00	508.00	88
Sep 18, 2025	525.00	525.00	511.00	513.80	18
Sep 17, 2025	510.00	515.00	510.00	515.00	43
Sep 15, 2025	507.00	507.00	507.00	507.00	42
Sep 11, 2025	507.00	507.00	507.00	507.00	0
Sep 08, 2025	507.00	507.00	507.00	507.00	0
Sep 04, 2025	507.00	507.00	507.00	507.00	0

Contact Details

Utica, NY 13502

United States

https://www.bankofutica.com 315 797 2700

About Company

Bank of Utica, together with its subsidiary, provides commercial banking products and services in Utica, New York. The company offers various deposit accounts, including personal checking, business checking, savings, money market, retirement, and health savings accounts; and certificates of deposit. It also provides loans, such as business lines of credit, commercial mortgages, long-term loans, short-term loans, accounts receivable and inventory financing, and federal and NYS government loan programs; and personal loans comprising personal installment loans, vehicle loans, home mortgages, and home equity loans. In addition, the company offers various services that include real-time account balance, funds transfer and management, remote deposit, bill payment, real-time stop payment, check reconciliation, domestic wire transfer, and re-order checks, as well as ACH processing, including payroll; online and mobile banking services; and online bill payment, mobile and direct deposits, and other services. Further, it provides debit and ATM cards, 24/7 telephone banking, and traditional banking services; and invests in securities. Bank of Utica was founded in 1927 and is based in Utica, New York.

Stock Peers

FINN

First National of Nebraska, Inc.$11,850.00 SBNC

94.98+1.68%

Southern BancShares (N.C.), Inc.$5,749.98 FMBL

20+0.43%

Farmers & Merchants Bank of Long Beach$4,645.00 SWZNF

Schweizerische Nationalbank$4,323.18 FCNCB

-15-1.01%

First Citizens BancShares, Inc.$1,475.00 FMCB

-10-1.00%

Farmers & Merchants Bancorp$990.00 CBCYB

Central Bancompany, Inc.$630.00 WTBFA

W.T.B. Financial Corporation$525.00 BKUTK

Bank of Utica$380.00 RCBC

2+0.68%

River City Bank$294.00

Company Overview

The stock is currently mid-range between its 52-week high and low $452.01 and $573.00. With a market capitalization of about $26.05 million, Bank of Utica is classified as a micro-cap and shows lower-than-market volatility (beta ~0.45). Key stats such as the average daily volume over the past year has been around 28.00 shares, volume is running light vs its 52-week average. Headquartered in Utica, NY, Bank of Utica operates in the Financial Services sector and the Banks - Regional industry. Led by CEO Tom E. Sinnott, the company employs approximately 37 people and listed since February 01, 2000. Bank of Utica, together with its subsidiary, provides commercial banking products and services in Utica, New York.

Valuation Metrics

Bank of Utica trades at a P/E ratio of 6.51, slightly below the S&P 500 average, with a price-to-sales ratio of 0.76 and a price-to-book ratio of 0.39 suggesting the stock is closer to book value. The P/FCF stands at 1.39, also above market averages.

Dividend & Fair Value

Bank of Utica last paid a dividend of 19 per share, this equals a trailing yield of roughly 0.0%. Dividend and splits history remains an important factor for investors monitoring long-term returns. A discounted cash flow model estimates fair value at around $1.57 thousand. This means the shares are trading below this model’s fair value.

Financial & Profitability Overview

Over the trailing twelve months, Bank of Utica generated $39.97M in revenue, or $159.87 per share. Gross margin was 100.00%, operating margin 0.00%, and net profit margin 47.20%. Returns are modest, with ROA at 1.46% and ROE at 5.97%.
On valuation metrics, Bank of Utica trades at a P/E of 6.51, P/S of 0.76 and P/B of 0.39. Liquidity is tight, with a current ratio of 0.06 and quick ratio of 0.06. Operationally, the company’s inventory turnover is 0.00 and cash conversion cycle is 126.15 days.

Quarterly Financial Highlights

Gross profit was $39.97M (margin 100.00%). Operating income was $0.00 (margin 0.0%). Net income was$18.86M (EPS $75.46).
The company ended the quarter with - $47.58M in cash and short-term investments, a total debt of $0.00, and net debt of $47.58M. Total assets were $1.30B, with equity of $316.06M. Financials further reflected stability, with operating cash flow of $26.06M, free cash flow of $26.06M, and capital expenditures of $0.00.

Price Forecast & Outlook

Our AI price prediction model suggests that Bank of Utica stock has strong potential for upside but may face short-term weakness followed by gains in the medium and long term.

Key Takeaways

Valuation shows Bank of Utica trading at a premium to the broader market with a P/E of 6.51.

Frequently Asked Questions

What is the current Bank of Utica (BKUT) stock price?

Bank of Utica (OTC: BKUT) stock price is $521.00 in the last trading session. During the trading session, BKUT stock reached the peak price of $521.00 while $521.00 was the lowest point it dropped to. The percentage change in BKUT stock occurred in the recent session was 0% while the dollar amount for the price change in BKUT stock was $0.00.

BKUT's industry and sector of operation?

The OTC listed BKUT is part of Banks - Regional industry that operates in the broader Financial Services sector. Bank of Utica designs, manufactures, and markets smartphones, personal computers, tablets, wearables, and accessories worldwide.

Who are the executives of BKUT?

Mr. Tom E. Sinnott
Pres & Chief Executive Officer
Mr. Brian R. Loughlin
Executive Vice President of Bus. Banking
Mr. David Lashure
Vice President & EDP Mang.
Ms. Marie L. Bord
Senior Vice President & Chief Operating Officer

How BKUT did perform over past 52-week?

BKUT's closing price is 26.57% higher than its 52-week low of $452.01 where as its distance from 52-week high of $573.00 is -6.48%.

How many employees does BKUT have?

Number of BKUT employees currently stands at 37.

Link for BKUT official website?

Official Website of BKUT is: https://www.bankofutica.com

How do I contact BKUT?

BKUT could be contacted at phone 315 797 2700 and can also be accessed through its website. BKUT operates from 222 Genesee Street, Utica, NY 13502, United States.

How many shares of BKUT are traded daily?

BKUT stock volume for the day was 1 shares. The average number of BKUT shares traded daily for last 3 months was 28.

What is the market cap of BKUT currently?

The market value of BKUT currently stands at $26.05M with its latest stock price at $521.00 and 50K of its shares outstanding.

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Employees	37
Beta	0.45
Sales or Revenue	$39.97M
5Y Sales Change%	-0.065%
Fiscal Year Ends	December
Sector	Financial Services
Industry	Banks - Regional

BKUT Company Profile and Key Details

Bank of Utica

Price Chart

Stock Price Today

Stock Snapshot

Relevant Articles

SEC Fillings

Current Report (8-k)

Annual Report (10-k)

Stock Price History Chart

Contact Details

About Company

Company Information

Stock Peers

Company Overview

Valuation Metrics

Dividend & Fair Value

Financial & Profitability Overview

Quarterly Financial Highlights

Price Forecast & Outlook

Key Takeaways

Frequently Asked Questions

Stock Snapshot

Financial & Profitability Overview

Quarterly Financial Highlights

Dividend & Fair Value

Price Forecast & Outlook

Key Takeaways

Company Overview

Valuation Metrics