BCAL Company Profile and Key Details

Q: Who are the executives of BCAL?

Mr. Christopher D. MaggioSenior Vice President & Credit Team Mang.Mr. Richard HernandezPresMs. Joann YeungSenior Vice President & Principal Accounting OfficerMr. Thomas G. DolanExecutive Vice President, Chief Financial Officer & Chief Operating OfficerMr. Jeffery T. HurtikExecutive Vice President & Chief Information OfficerJoann YeungSenior Vice President, Chief Accounting Officer & Director of Financial ReportingMs. Pamela C. IsaacsonChief Operating Officer & Executive Vice PresidentMs. Nicole SwainExecutive Vice President & Pres of Private BankingMs. Anne A. WilliamsExecutive Vice President & Chief Credit OfficerMr. Frank D. Di Tomaso Jr.Executive DirectorMr. David I. RainerChief Executive Officer & Executive ChairmanMs. Manisha K. MerchantExecutive Vice President, Gen. Counsel & Corporation Sec.Mr. Martin LiskaExecutive Vice President & Chief Risk Officer

NASDAQ : BCAL

California BanCorp

$21.02

0.27+1.30%

At Close 4:00 PM

Profile Key Stats Analyst Ratings Ownership Ratios Financials Dividend & splits Sentiment Forecast

Price Chart

Stock Price Today

California BanCorp (BCAL) stock surged +1.30%, trading at $21.02 on NASDAQ, up from the previous close of $20.75. The stock opened at $20.88, fluctuating between $20.73 and $21.16 in the recent session.

Stock Snapshot

20.75

Prev. Close

676.1M

Market Cap

20.73

Day Low

11.49

P/E Ratio

1.83

EPS (TTM)

1.48

Cash Flow per Share

20.88

Open

32.16M

Number of Shares

21.1575

Day High

71.28%

Free Float in %

15.69

Book Value

224.81K

Volume

Relevant Articles

SEC Fillings

Current Report (8-k)

Filing Date	Accepted Date

Annual Report (10-k)

Filing Date	Accepted Date

Stock Price History Chart

Date	Open	High	Low	Close	Volume
Jul 24, 2026	20.90	21.16	20.73	21.02	230.2K
Jul 23, 2026	20.46	20.83	20.40	20.75	313.58K
Jul 22, 2026	21.13	21.18	20.67	20.83	338.33K
Jul 21, 2026	21.01	21.30	20.82	21.22	432.21K
Jul 20, 2026	21.25	21.28	20.89	21.11	201.28K
Jul 17, 2026	21.45	21.57	21.13	21.23	167.42K
Jul 16, 2026	20.98	21.71	20.96	21.58	348.67K
Jul 15, 2026	20.97	21.18	20.90	20.91	126.61K
Jul 14, 2026	21.19	21.29	20.83	20.94	208.81K
Jul 13, 2026	20.68	21.12	20.55	21.12	344.18K
Jul 10, 2026	20.45	21.34	20.36	20.66	145.41K
Jul 09, 2026	20.27	20.67	20.27	20.48	170.36K
Jul 08, 2026	20.49	20.96	20.19	20.27	143.7K
Jul 07, 2026	20.99	21.19	20.59	20.61	153.67K
Jul 06, 2026	20.84	21.08	20.71	20.91	139.22K
Jul 02, 2026	21.25	21.50	20.77	20.86	175.46K
Jul 01, 2026	20.84	21.20	20.74	21.17	221.41K
Jun 30, 2026	20.87	20.99	20.73	20.84	127.37K
Jun 29, 2026	20.79	20.88	20.46	20.87	173.01K
Jun 26, 2026	20.72	20.94	20.56	20.83	1.17M

Contact Details

San Diego, CA 92130

United States

https://www.californiabankofcommerce.com 844 265 7622

About Company

California BanCorp operates as the bank holding company for California Bank of Commerce, N.A. that provides various financial products to individuals, professionals, and small- to medium-sized businesses in California, the United States. The company offers checking, savings, and money market accounts; and certificates of deposit. It also provides business loans, including construction and land development loans, commercial and industrial loans, small business administration loans, and consumer loans, as well as commercial real estate (CRE) loans comprising one- to four-family and multifamily residential loans, owner-occupied CRE loans, and non-owner-occupied CRE loans; lines of credit; home equity lines of credit; and letters of credit. In addition, the company offers treasury management; merchant services; escrow and sub-accounting solutions; cash vault, sweep accounts, and remote deposit capture services; online and mobile banking services; and ACH origination, courier, and lockbox processing services. It serves businesses, business owners and their trusts, limited liability corporations, business partnerships, associations, organizations, and governmental authorities, as well as the manufacturing, wholesale distribution, professional services, commercial real estate, healthcare, hospitality, commercial contractor, and non-profit organization sectors. The company was formerly known as Southern California Bancorp and changed its name to California BanCorp in August 2024. California BanCorp was founded in 2001 and is headquartered in San Diego, California.

Stock Peers

FCNCA

-52.12-2.36%

First Citizens BancShares, Inc.$2,160.65 HIFS

-0.49-0.18%

Hingham Institution for Savings$279.37 CATC

Cambridge Bancorp$220.00 BPOP

0.85+0.50%

Popular, Inc.$171.73 WTFC

0.89+0.56%

Wintrust Financial Corporation$158.66 BFC

3.39+2.30%

Bank First Corporation$150.78 BOKF

1.06+0.75%

BOK Financial Corporation$142.28 UMBF

2.08+1.50%

UMB Financial Corporation$141.20 CHCO

2.06+1.50%

City Holding Company$139.62 NBN

1.42+1.11%

Northeast Bank$129.24

Company Overview

California BanCorp (NASDAQ:BCAL) closed at $21.02 USD, gaining $0.27 (1.30%) from the previous close of $20.75. The stock is currently within 5% of its 52-week high $14.56 and $21.71. With a market capitalization of about $676.10 million, California BanCorp is classified as a small-cap and shows lower-than-market volatility (beta ~0.29). Key stats such as the average daily volume over the past year has been around 214.91 thousand shares, in line with its 52-week average. Headquartered in San Diego, CA, California BanCorp operates in the Financial Services sector and the Banks - Regional industry. Led by CEO David I. Rainer, the company employs approximately 288 people and listed since November 10, 2005. California BanCorp operates as the bank holding company for California Bank of Commerce, N.A.

Technical Performance

Short-term trend indicators are mixed aligned (SMA20 0.26%, SMA50 0.16%, SMA200 9.25%). The stock’s 14-day RSI is 51.03 (neutral), while the ATR of 0.45 points to higher daily volatility. The stock remains hovering near 52-week lows, trading -8.06% below its high and over 58.55% above its low. Average 10-day trading volume of 263.01 thousand shares is slightly above the 3-month average of 213.89 thousand, indicating heightened recent market interest.

Valuation Metrics

California BanCorp trades at a P/E ratio of 11.35, slightly below the S&P 500 average, with a price-to-sales ratio of 2.89 and a price-to-book ratio of 1.19 suggesting the stock is closer to book value. The P/FCF stands at 11.57, also below market averages.

Dividend & Fair Value

California BanCorp last paid a dividend of 0.3 per share, Dividend and splits history remains an important factor for investors monitoring long-term returns. A discounted cash flow model estimates fair value at around $56.00. This means the shares are trading below this model’s fair value.

Earnings & Analyst Outlook

California BanCorp generated EPS of $1.92 over the past year. Five-year average earnings growth is 31.72%. Analyst sentiment is bullish. Analyst rating data shows there are 1 Strong Buy ratings, 2 Buy ratings, 1 Hold ratings, 0 Sell rating and 0 Strong Sell ratings. Price targets range from $22.00 to $19.00. The high target offers 4.66% upside. The low target suggests -9.61% downside. The mean target is $20.88. This offers -0.67% upside. California BanCorp earnings surprise history is a consistent trend of beating forecasts. The quarter that ended April 28, 2026, missed forecasts by 2.44%. The prior quarter beat by 13.64%. Over the last six quarters, Apple has recorded several small beats. These include 20.45% in January 29, 2025.

Shareholding & Insider Activity

California BanCorp has 32.16 million shares outstanding. The public float is 22.70 million shares, elevated short interest at 2.79% of float. This equals 826.26 thousand shares. The short ratio is 5.04 days. Institutional investors hold 86.37% of the float. Insiders own 15.47%. Rainer David I holds 356.35 thousand shares, Hernandez Richard has 72.94 thousand shares and Carandang Jean has 37.17 thousand shares. Over the past six months, insider transactions show net selling. They sold 2.45 million shares across 4 transactions.

Financial & Profitability Overview

Over the trailing twelve months, California BanCorp generated $126.90M in revenue, or $6.80 per share. Gross margin was 100.00%, operating margin -1.21%, and net profit margin 20.42%. Returns are modest, with ROA at 1.09% and ROE at 8.99%.
On valuation metrics, California BanCorp trades at a P/E of 11.35, P/S of 2.89 and P/B of 1.19. Liquidity is tight, with a current ratio of 0.10 and quick ratio of 0.10. Debt-to-equity is 0.09, supported by a cash flow-to-debt ratio of 1.10.

Quarterly Financial Highlights

Gross profit was $126.90M (margin 100.00%). Operating income was - $1.53M (margin -1.2%). Net income was$25.91M (EPS $1.42).
The company ended the quarter with - $33.01M in cash and short-term investments, a total debt of $114.98M, and net debt of $81.97M. Total assets were $2.37B, with equity of $288.15M. Financials further reflected stability, with operating cash flow of $30.46M, free cash flow of $30.15M, and capital expenditures of - $302.00K.

Price Forecast & Outlook

Our AI price prediction model suggests that California BanCorp stock has strong potential for upside but may face short-term weakness followed by gains in the medium and long term. 2-Week Outlook: Projected increase of 0.95%, with price expected at $21.22 by August 07, 2026, within a range of $20.89 to $21.55 3-Month Outlook: Projected rise of 22.07%, reaching $25.66 by October 21, 2026, with a range of $24.38 to $27.03. 1-Year Outlook: Projected gain of 6.23%, with price at $22.33 by July 23, 2027, within a range of $21.84 to $22.80.

Key Takeaways

California BanCorp (NASDAQ:BCAL) shares are flat -0.64% year-to-date currently trading near 52-week highs band. Short-term momentum has been positive over the last quarter, despite recent volatility. Valuation shows California BanCorp trading at a premium to the broader market with a P/E of 11.35. Analyst sentiment is bullish, with the majority of ratings in Buy territory and a mean price target of $20.42, suggesting -2.85% downside. Our AI forecast model points to short-term strength (0.95% over two weeks), a medium-term rise (22.07% over three months), and a longer-term gain (6.23% over one year), with expected trading ranges indicating moderate volatility.

Frequently Asked Questions

What is the current California BanCorp (BCAL) stock price?

California BanCorp (NASDAQ: BCAL) stock price is $21.02 in the last trading session. During the trading session, BCAL stock reached the peak price of $21.16 while $20.73 was the lowest point it dropped to. The percentage change in BCAL stock occurred in the recent session was 1.3% while the dollar amount for the price change in BCAL stock was $0.27.

BCAL's industry and sector of operation?

The NASDAQ listed BCAL is part of Banks - Regional industry that operates in the broader Financial Services sector. California BanCorp designs, manufactures, and markets smartphones, personal computers, tablets, wearables, and accessories worldwide.

Who are the executives of BCAL?

Mr. Christopher D. Maggio
Senior Vice President & Credit Team Mang.
Mr. Richard Hernandez
Pres
Ms. Joann Yeung
Senior Vice President & Principal Accounting Officer
Mr. Thomas G. Dolan
Executive Vice President, Chief Financial Officer & Chief Operating Officer
Mr. Jeffery T. Hurtik
Executive Vice President & Chief Information Officer
Joann Yeung
Senior Vice President, Chief Accounting Officer & Director of Financial Reporting
Ms. Pamela C. Isaacson
Chief Operating Officer & Executive Vice President
Ms. Nicole Swain
Executive Vice President & Pres of Private Banking
Ms. Anne A. Williams
Executive Vice President & Chief Credit Officer
Mr. Frank D. Di Tomaso Jr.
Executive Director
Mr. David I. Rainer
Chief Executive Officer & Executive Chairman
Ms. Manisha K. Merchant
Executive Vice President, Gen. Counsel & Corporation Sec.
Mr. Martin Liska
Executive Vice President & Chief Risk Officer

How BCAL did perform over past 52-week?

BCAL's closing price is 44.37% higher than its 52-week low of $14.56 where as its distance from 52-week high of $21.71 is -3.18%.

How many employees does BCAL have?

Number of BCAL employees currently stands at 288.

Link for BCAL official website?

Official Website of BCAL is: https://www.californiabankofcommerce.com

How do I contact BCAL?

BCAL could be contacted at phone 844 265 7622 and can also be accessed through its website. BCAL operates from 12265 El Camino Real, San Diego, CA 92130, United States.

How many shares of BCAL are traded daily?

BCAL stock volume for the day was 224.81K shares. The average number of BCAL shares traded daily for last 3 months was 214.91K.

What is the market cap of BCAL currently?

The market value of BCAL currently stands at $676.10M with its latest stock price at $21.02 and 32.16M of its shares outstanding.

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Employees	288
Beta	0.29
Sales or Revenue	$126.90M
5Y Sales Change%	0.574%
Fiscal Year Ends	December
Sector	Financial Services
Industry	Banks - Regional

BCAL Company Profile and Key Details

California BanCorp

Price Chart

Stock Price Today

Stock Snapshot

Relevant Articles

SEC Fillings

Current Report (8-k)

Annual Report (10-k)

Stock Price History Chart

Contact Details

About Company

Company Information

Stock Peers

Company Overview

Technical Performance

Valuation Metrics

Dividend & Fair Value

Earnings & Analyst Outlook

Shareholding & Insider Activity

Financial & Profitability Overview

Quarterly Financial Highlights

Price Forecast & Outlook

Key Takeaways

Frequently Asked Questions

Technical Performance

Shareholding & Insider Activity

Earnings & Analyst Outlook

Dividend & Fair Value

Financial & Profitability Overview

Quarterly Financial Highlights

Company Overview

Valuation Metrics

Price Forecast & Outlook

Key Takeaways