PGY Company Profile and Key Details

Short-term trend indicators are bullishly aligned (SMA20 -15.02%, SMA50 -36.06%, SMA200 -50.24%). The stock’s 14-day RSI is 34.14 (weak momentum), while the ATR of 1.2 points to higher daily volatility. The stock remains hovering near 52-week lows, trading -72.42% below its high and over 46.0% above its low. Average 10-day trading volume of 2.51 million shares is below the 3-month average of 3.92 million, indicating normal recent market interest.

Pagaya Technologies Ltd. (NASDAQ:PGY) closed at $10.76 USD, losing -$0.23 (-2.09%) from the previous close of $10.99. The stock is currently mid-range between its 52-week high and low $8.50 and $44.99. With a market capitalization of about $887.97 million, Pagaya Technologies Ltd. is classified as a small-cap and shows higher-than-market volatility (beta ~5.94). Key stats such as the average daily volume over the past year has been around 3.97 million shares, volume is running light vs its 52-week average. Headquartered in Tel Aviv, None, Pagaya Technologies Ltd. operates in the Technology sector and the Software - Infrastructure industry. Led by CEO Gal Krubiner, the company employs approximately 527 people and listed since April 21, 2021. Pagaya Technologies Ltd. operates as a financial technology company in Israel, the United States, and the Cayman Islands.

Pagaya Technologies Ltd. last paid a dividend of 0 per share, Dividend and splits history remains an important factor for investors monitoring long-term returns. A discounted cash flow model estimates fair value at around $4.04. This means the shares are trading above this model’s fair value.

Pagaya Technologies Ltd. has 65.32 million shares outstanding. The public float is 49.79 million shares, elevated short interest at 26.05% of float. This equals 11.80 million shares. The short ratio is 2.93 days. Institutional investors hold 76.42% of the float. Insiders own 14.72%. Yulzari Yahav holds 4.09 million shares, Pardo Avital has 1.04 million shares and Krubiner Gal has 523.08 thousand shares. Over the past six months, insider transactions show net selling. They sold 109.01 thousand shares across 14 transactions.

Pagaya Technologies Ltd. generated EPS of $0.89 over the past year. Five-year average earnings growth is -10.73%. Wall Street analysts project EPS growth of 38.49% annually over the next five years. The latest quarter delivered EPS of $0.25. The next quarter is forecast at $0.20. Next year's EPS is expected at $85.19. Analyst sentiment is bullish. Analyst rating data shows there are 6 Strong Buy ratings, 11 Buy ratings, 1 Hold ratings, 0 Sell rating and 0 Strong Sell ratings. Price targets range from $54.00 to $25.00. The high target offers 401.86% upside. The low target suggests 132.34% downside. The mean target is $38.00. This offers 253.16% upside. Pagaya Technologies Ltd. earnings surprise history is a mixed track record. The quarter that ended November 10, 2025, missed forecasts by -62.14%. The prior quarter beat by -7.25%. Over the last six quarters, Apple has recorded several small beats. These include -50.0% in August 09, 2024.

Our AI price prediction model suggests that Pagaya Technologies Ltd. stock has strong potential for upside but may face short-term weakness followed by gains in the medium and long term. 2-Week Outlook: Projected decline of -7.62%, with price expected at $9.94 by March 31, 2026, within a range of $8.80 to $11.05 3-Month Outlook: Projected fall of -46.19%, reaching $5.79 by June 15, 2026, with a range of $4.71 to $6.63. 1-Year Outlook: Projected loss of -19.14%, with price at $8.70 by March 17, 2027, within a range of $0.00 to $11.24.

Pagaya Technologies Ltd. (NASDAQ:PGY) shares are flat -0.14% year-to-date currently trading near 52-week highs band. Short-term momentum has been negative over the last quarter, despite recent volatility. Valuation shows Pagaya Technologies Ltd. trading at a premium to the broader market with a P/E of 10.89. Analyst sentiment is bullish, with the majority of ratings in Buy territory and a mean price target of $23.62, suggesting 119.52% upside. Our AI forecast model points to short-term weakness (-7.62% over two weeks), a medium-term fall (-46.19% over three months), and a longer-term loss (-19.14% over one year), with expected trading ranges indicating moderate volatility.

Pagaya Technologies Ltd. trades at a P/E ratio of 10.89, slightly below the S&P 500 average, with a price-to-sales ratio of 0.71 and a price-to-book ratio of 1.85 suggesting the stock is closer to book value. The P/FCF stands at 3.97, also above market averages.