PAY Company Profile and Key Details

PAY has shown weak momentum, losing -5.46% over the past week and -3.14% over the past quarter, though year-to-date performance is down -10.07%. Short-term trend indicators are bullishly aligned (SMA20 0.38%, SMA50 -9.8%, SMA200 -20.34%). The stock’s 14-day RSI is 47.13 (neutral), while the ATR of 1.14 points to higher daily volatility. The stock remains sitting in the mid-range of its 52-week band, trading -35.89% below its high and over 14.44% above its low. Average 10-day trading volume of 822.06 thousand shares is slightly above the 3-month average of 661.78 thousand, indicating heightened recent market interest.

Paymentus Holdings, Inc. has 45.35 million shares outstanding. The public float is 41.38 million shares, elevated short interest at 2.47% of float. This equals 916.67 thousand shares. The short ratio is 1.28 days. Institutional investors hold 89.46% of the float. Insiders own 5.39%. Palumbo Robert holds 2.47 million shares, Barnds Thomas has 2.47 million shares and Accel-KKR Holdings GP, LLC has 2.47 million shares.

Paymentus Holdings, Inc. generated EPS of $0.46 over the past year. Five-year average earnings growth is 35.18%. Wall Street analysts project EPS growth of 24.08% annually over the next five years. The latest quarter delivered EPS of $0.14. The next quarter is forecast at $0.16. Next year's EPS is expected at $10.06. Analyst sentiment is bullish. Analyst rating data shows there are 5 Strong Buy ratings, 1 Buy ratings, 2 Hold ratings, 0 Sell rating and 0 Strong Sell ratings. Price targets range from $40.00 to $29.00. The high target offers 54.32% upside. The low target suggests 11.88% downside. The mean target is $35.50. This offers 36.96% upside. Paymentus Holdings, Inc. earnings surprise history is a consistent trend of beating forecasts. The quarter that ended November 03, 2025, missed forecasts by -14.06%. The prior quarter beat by 7.14%. Over the last six quarters, Apple has recorded several small beats. These include 33.33% in August 08, 2024.

Paymentus Holdings, Inc. last paid a dividend of 0 per share, Dividend and splits history remains an important factor for investors monitoring long-term returns. A discounted cash flow model estimates fair value at around $9.87. This means the shares are trading above this model’s fair value.

Paymentus Holdings, Inc. (NYSE:PAY) closed at $25.92 USD, gaining $1.47 (6.01%) from the previous close of $24.45. The stock is currently mid-range between its 52-week high and low $22.65 and $40.43. With a market capitalization of about $3.25 billion, Paymentus Holdings, Inc. is classified as a mid-cap and shows higher-than-market volatility (beta ~1.49). Key stats such as the average daily volume over the past year has been around 697.03 thousand shares, trading with heavier-than-usual volume. Headquartered in Charlotte, WA, Paymentus Holdings, Inc. operates in the Technology sector and the Information Technology Services industry. Led by CEO Dushyant Sharma, the company employs approximately 1,307 people and listed since May 26, 2021. Paymentus Holdings, Inc. provides cloud-based bill payment technology and solutions.

Paymentus Holdings, Inc. trades at a P/E ratio of 55.29, slightly above the S&P 500 average, with a price-to-sales ratio of 2.89 and a price-to-book ratio of 6.11 trading at moderately above to book value. The P/FCF stands at 25.73, also below market averages.

Paymentus Holdings, Inc. (NYSE:PAY) shares are down -10.07% year-to-date currently trading near 52-week highs band. Short-term momentum has been negative over the last quarter, despite recent volatility. Valuation shows Paymentus Holdings, Inc. trading at a premium to the broader market with a P/E of 55.29. Analyst sentiment is bullish, with the majority of ratings in Buy territory and a mean price target of $22.59, suggesting -12.85% downside. Our AI forecast model points to short-term weakness (-15.59% over two weeks), a medium-term fall (-37.85% over three months), and a longer-term gain (30.09% over one year), with expected trading ranges indicating moderate volatility.

Our AI price prediction model suggests that Paymentus Holdings, Inc. stock has strong potential for upside but may face short-term weakness followed by gains in the medium and long term. 2-Week Outlook: Projected decline of -15.59%, with price expected at $21.88 by March 06, 2026, within a range of $20.89 to $22.94 3-Month Outlook: Projected fall of -37.85%, reaching $16.11 by May 21, 2026, with a range of $14.37 to $17.25. 1-Year Outlook: Projected gain of 30.09%, with price at $33.72 by February 19, 2027, within a range of $32.46 to $35.12.