PAY Company Profile and Key Details

PAY has shown weak momentum, losing -5.46% over the past week and -3.14% over the past quarter, though year-to-date performance is down -10.07%. Short-term trend indicators are bullishly aligned (SMA20 -0.15%, SMA50 -11.29%, SMA200 -23.11%). The stock’s 14-day RSI is 43.73 (neutral), while the ATR of 1.34 points to higher daily volatility. The stock remains sitting in the mid-range of its 52-week band, trading -38.56% below its high and over 12.81% above its low. Average 10-day trading volume of 1.20 million shares is in line with the 3-month average of 1.22 million, indicating normal recent market interest.

Paymentus Holdings, Inc. last paid a dividend of 0 per share, Dividend and splits history remains an important factor for investors monitoring long-term returns. A discounted cash flow model estimates fair value at around $19.05. This means the shares are trading above this model’s fair value.

Paymentus Holdings, Inc. generated EPS of $0.52 over the past year. Five-year average earnings growth is 48.17%. Wall Street analysts project EPS growth of 26.63% annually over the next five years. The latest quarter delivered EPS of $0.25. The next quarter is forecast at $0.17. Next year's EPS is expected at $10.06. Analyst sentiment is neutral. Analyst rating data shows there are 3 Strong Buy ratings, 1 Buy ratings, 5 Hold ratings, 0 Sell rating and 0 Strong Sell ratings. Price targets range from $40.00 to $34.00. The high target offers 1.68% upside. The low target suggests -13.57% downside. The mean target is $37.44. This offers -4.83% upside. Paymentus Holdings, Inc. earnings surprise history is a consistent trend of beating forecasts. The quarter that ended August 03, 2026, missed forecasts by 32.56%. The prior quarter beat by 23.53%. Over the last six quarters, Apple has recorded several small beats. These include 7.69% in May 05, 2025.

Paymentus Holdings, Inc. (NYSE:PAY) closed at $39.34 USD, losing -$0.60 (-1.50%) from the previous close of $39.94. The stock is currently mid-range between its 52-week high and low $20.11 and $45.31. With a market capitalization of about $4.94 billion, Paymentus Holdings, Inc. is classified as a mid-cap and shows higher-than-market volatility (beta ~1.31). Key stats such as the average daily volume over the past year has been around 1.23 million shares, in line with its 52-week average. Headquartered in Charlotte, NC, Paymentus Holdings, Inc. operates in the Technology sector and the Software - Infrastructure industry. Led by CEO Dushyant Sharma, the company employs approximately 1,340 people and listed since May 26, 2021. Paymentus Holdings, Inc. delivers cloud-native technological solutions aimed at streamlining bill payments.

Paymentus Holdings, Inc. has 63.11 million shares outstanding. The public float is 58.63 million shares, elevated short interest at 9.95% of float. This equals 4.26 million shares. The short ratio is 4.15 days. Institutional investors hold 95.68% of the float. Insiders own 2.74%. Palumbo Robert holds 2.47 million shares, Accel-KKR Holdings GP, LLC has 2.47 million shares and Barnds Thomas has 2.47 million shares. Over the past six months, insider transactions show net selling. They sold 64.82 thousand shares across 5 transactions.

Paymentus Holdings, Inc. trades at a P/E ratio of 58.69, slightly above the S&P 500 average, with a price-to-sales ratio of 3.63 and a price-to-book ratio of 8.07 trading at moderately above to book value. The P/FCF stands at 31.03, also below market averages.

Paymentus Holdings, Inc. (NYSE:PAY) shares are down -10.07% year-to-date currently trading near 52-week highs band. Short-term momentum has been negative over the last quarter, despite recent volatility. Valuation shows Paymentus Holdings, Inc. trading at a premium to the broader market with a P/E of 58.69. Analyst sentiment is mixed, with the majority of ratings in Neutral territory and a mean price target of $24.61, suggesting -37.44% downside. Our AI forecast model points to short-term strength (14.87% over two weeks), a medium-term rise (120.82% over three months), and a longer-term gain (9.96% over one year), with expected trading ranges indicating moderate volatility.

Our AI price prediction model suggests that Paymentus Holdings, Inc. stock has strong potential for upside but may face short-term weakness followed by gains in the medium and long term. 2-Week Outlook: Projected increase of 14.87%, with price expected at $45.19 by September 07, 2026, within a range of $42.30 to $48.27 3-Month Outlook: Projected rise of 120.82%, reaching $86.87 by November 20, 2026, with a range of $83.86 to $91.02. 1-Year Outlook: Projected gain of 9.96%, with price at $43.26 by August 24, 2027, within a range of $41.28 to $45.13.