PAY Company Profile and Key Details

PAY has shown weak momentum, losing -5.46% over the past week and -3.14% over the past quarter, though year-to-date performance is down -10.07%. Short-term trend indicators are bullishly aligned (SMA20 -0.15%, SMA50 -11.29%, SMA200 -23.11%). The stock’s 14-day RSI is 43.73 (neutral), while the ATR of 1.34 points to higher daily volatility. The stock remains sitting in the mid-range of its 52-week band, trading -38.56% below its high and over 12.81% above its low. Average 10-day trading volume of 1.06 million shares is slightly above the 3-month average of 916.12 thousand, indicating heightened recent market interest.

Paymentus Holdings, Inc. has 45.35 million shares outstanding. The public float is 41.38 million shares, elevated short interest at 2.47% of float. This equals 916.67 thousand shares. The short ratio is 1.28 days. Institutional investors hold 115.18% of the float. Insiders own 2.74%. Palumbo Robert holds 2.47 million shares, Barnds Thomas has 2.47 million shares and Accel-KKR Holdings GP, LLC has 2.47 million shares.

Paymentus Holdings, Inc. generated EPS of $0.52 over the past year. Five-year average earnings growth is 48.17%. Wall Street analysts project EPS growth of 26.63% annually over the next five years. The latest quarter delivered EPS of $0.21. The next quarter is forecast at $0.17. Next year's EPS is expected at $10.06. Analyst sentiment is bullish. Analyst rating data shows there are 4 Strong Buy ratings, 1 Buy ratings, 2 Hold ratings, 0 Sell rating and 0 Strong Sell ratings. Price targets range from $40.00 to $34.00. The high target offers 41.49% upside. The low target suggests 20.27% downside. The mean target is $37.43. This offers 32.4% upside. Paymentus Holdings, Inc. earnings surprise history is a consistent trend of beating forecasts. The quarter that ended May 04, 2026, missed forecasts by 23.53%. The prior quarter beat by 11.11%. Over the last six quarters, Apple has recorded several small beats. These include 8.33% in March 10, 2025.

Paymentus Holdings, Inc. last paid a dividend of 0 per share, Dividend and splits history remains an important factor for investors monitoring long-term returns. A discounted cash flow model estimates fair value at around $19.37. This means the shares are trading above this model’s fair value.

Paymentus Holdings, Inc. (NYSE:PAY) closed at $28.27 USD, gaining $0.25 (0.89%) from the previous close of $28.02. The stock is currently mid-range between its 52-week high and low $20.11 and $39.38. With a market capitalization of about $3.55 billion, Paymentus Holdings, Inc. is classified as a mid-cap and shows higher-than-market volatility (beta ~1.30). Key stats such as the average daily volume over the past year has been around 928.80 thousand shares, volume is running light vs its 52-week average. Headquartered in Charlotte, NC, Paymentus Holdings, Inc. operates in the Technology sector and the Information Technology Services industry. Led by CEO Dushyant Sharma, the company employs approximately 1,307 people and listed since May 26, 2021. Paymentus Holdings, Inc. delivers cloud-native technological solutions aimed at streamlining bill payments.

Paymentus Holdings, Inc. trades at a P/E ratio of 47.44, slightly above the S&P 500 average, with a price-to-sales ratio of 2.74 and a price-to-book ratio of 6.03 trading at moderately above to book value. The P/FCF stands at 26.54, also above market averages.

Paymentus Holdings, Inc. (NYSE:PAY) shares are down -10.07% year-to-date currently trading near 52-week highs band. Short-term momentum has been negative over the last quarter, despite recent volatility. Valuation shows Paymentus Holdings, Inc. trading at a premium to the broader market with a P/E of 47.44. Analyst sentiment is bullish, with the majority of ratings in Outperform territory and a mean price target of $23.80, suggesting -15.81% downside. Our AI forecast model points to short-term strength (25.11% over two weeks), a medium-term rise (47.61% over three months), and a longer-term gain (25.75% over one year), with expected trading ranges indicating moderate volatility.

Our AI price prediction model suggests that Paymentus Holdings, Inc. stock has strong potential for upside but may face short-term weakness followed by gains in the medium and long term. 2-Week Outlook: Projected increase of 25.11%, with price expected at $35.37 by July 23, 2026, within a range of $34.09 to $36.53 3-Month Outlook: Projected rise of 47.61%, reaching $41.73 by October 06, 2026, with a range of $38.90 to $44.09. 1-Year Outlook: Projected gain of 25.75%, with price at $35.55 by July 09, 2027, within a range of $33.45 to $37.35.