PAY Company Profile and Key Details

PAY has shown weak momentum, losing -5.46% over the past week and -3.14% over the past quarter, though year-to-date performance is down -10.07%. Short-term trend indicators are bullishly aligned (SMA20 -0.15%, SMA50 -11.29%, SMA200 -23.11%). The stock’s 14-day RSI is 43.73 (neutral), while the ATR of 1.34 points to higher daily volatility. The stock remains sitting in the mid-range of its 52-week band, trading -38.56% below its high and over 12.81% above its low. Average 10-day trading volume of 355.80 thousand shares is below the 3-month average of 641.89 thousand, indicating normal recent market interest.

Paymentus Holdings, Inc. (NYSE:PAY) closed at $28.99 USD, gaining $0.38 (1.33%) from the previous close of $28.61. The stock is currently mid-range between its 52-week high and low $22.02 and $40.43. With a market capitalization of about $3.63 billion, Paymentus Holdings, Inc. is classified as a mid-cap and shows higher-than-market volatility (beta ~1.44). Key stats such as the average daily volume over the past year has been around 651.81 thousand shares, volume is running light vs its 52-week average. Headquartered in Charlotte, WA, Paymentus Holdings, Inc. operates in the Technology sector and the Information Technology Services industry. Led by CEO Dushyant Sharma, the company employs approximately 1,307 people and listed since May 26, 2021. Paymentus Holdings, Inc. provides cloud-based bill payment technology and solutions.

Paymentus Holdings, Inc. generated EPS of $0.52 over the past year. Five-year average earnings growth is 48.17%. Wall Street analysts project EPS growth of 26.63% annually over the next five years. The latest quarter delivered EPS of $0.14. The next quarter is forecast at $0.17. Next year's EPS is expected at $10.06. Analyst sentiment is bullish. Analyst rating data shows there are 2 Strong Buy ratings, 1 Buy ratings, 2 Hold ratings, 0 Sell rating and 0 Strong Sell ratings. Price targets range from $40.00 to $37.00. The high target offers 37.98% upside. The low target suggests 27.63% downside. The mean target is $38.40. This offers 32.46% upside. Paymentus Holdings, Inc. earnings surprise history is a consistent trend of beating forecasts. The quarter that ended November 03, 2025, missed forecasts by -14.06%. The prior quarter beat by 7.14%. Over the last six quarters, Apple has recorded several small beats. These include 33.33% in August 08, 2024.

Paymentus Holdings, Inc. last paid a dividend of 0 per share, Dividend and splits history remains an important factor for investors monitoring long-term returns. A discounted cash flow model estimates fair value at around $18.88. This means the shares are trading above this model’s fair value.

Paymentus Holdings, Inc. has 45.35 million shares outstanding. The public float is 41.38 million shares, elevated short interest at 2.47% of float. This equals 916.67 thousand shares. The short ratio is 1.28 days. Institutional investors hold 89.46% of the float. Insiders own 5.39%. Palumbo Robert holds 2.47 million shares, Barnds Thomas has 2.47 million shares and Accel-KKR Holdings GP, LLC has 2.47 million shares.

Paymentus Holdings, Inc. trades at a P/E ratio of 55.27, slightly above the S&P 500 average, with a price-to-sales ratio of 2.99 and a price-to-book ratio of 6.61 trading at moderately above to book value. The P/FCF stands at 23.5, also above market averages.

Our AI price prediction model suggests that Paymentus Holdings, Inc. stock has strong potential for upside but may face short-term weakness followed by gains in the medium and long term. 2-Week Outlook: Projected increase of 15.8%, with price expected at $33.57 by May 06, 2026, within a range of $32.76 to $34.45 3-Month Outlook: Projected rise of 3.79%, reaching $30.09 by July 21, 2026, with a range of $29.19 to $31.01. 1-Year Outlook: Projected gain of 23.01%, with price at $35.66 by April 22, 2027, within a range of $34.14 to $37.40.

Paymentus Holdings, Inc. (NYSE:PAY) shares are down -10.07% year-to-date currently trading near 52-week highs band. Short-term momentum has been negative over the last quarter, despite recent volatility. Valuation shows Paymentus Holdings, Inc. trading at a premium to the broader market with a P/E of 55.27. Analyst sentiment is mixed, with the majority of ratings in Neutral territory and a mean price target of $23.30, suggesting -19.63% downside. Our AI forecast model points to short-term strength (15.8% over two weeks), a medium-term rise (3.79% over three months), and a longer-term gain (23.01% over one year), with expected trading ranges indicating moderate volatility.