UVE Company Profile and Key Details

Q: Who are the executives of UVE?

Mr. Matthew John PalmieriChief Risk OfficerMr. Darryl Lamont LewisChief Legal OfficerMr. Rob LutherChief Investment OfficerMr. Frank Crawford WilcoxChief Financial OfficerMr. Sean Patrick DownesExecutive ChairmanMr. Stephen Joseph DonaghyChief Executive Officer & DirectorMr. Michael J. PoloskeyChief Operating OfficerMr. Jason M. BurnsPres of Blue AtlanticMs. Kimberly Denice CamposChief Information Officer, Chief Admin. Officer & DirectorMr. Gary Lloyd RopieckiPrincipal Accounting Officer & Sec.

NYSE : UVE

Universal Insurance

$41.45

-1.36-3.18%

At Close 4:00 PM

53.19

B-ESG ScoreESG Rating

Profile Key Stats Analyst Ratings Ownership Ratios Financials Dividend & splits Sentiment Forecast

Price Chart

Stock Price Today

Universal Insurance Holdings, Inc. (UVE) stock declined over -9.72%, trading at $37.42 on NYSE, down from the previous close of $41.45. The stock opened at $39.99, fluctuating between $36.59 and $39.99 in the recent session.

Stock Snapshot

41.45

Prev. Close

1.04B

Market Cap

36.59

Day Low

5.54

P/E Ratio

6.76

EPS (TTM)

2.3

Cash Flow per Share

39.99

Open

27.91M

Number of Shares

39.99

Day High

90.44%

Free Float in %

11.74

Book Value

348.39K

Volume

Relevant Articles

SEC Fillings

Current Report (8-k)

Filing Date	Accepted Date

Annual Report (10-k)

Filing Date	Accepted Date

Stock Price History Chart

Date	Open	High	Low	Close	Volume
Jul 14, 2026	42.63	42.74	41.44	41.45	288.1K
Jul 13, 2026	42.62	43.41	42.27	42.81	191.54K
Jul 10, 2026	41.66	42.32	41.50	42.15	153.98K
Jul 09, 2026	42.03	42.03	41.08	41.80	221.75K
Jul 08, 2026	42.01	42.40	41.40	41.76	201.13K
Jul 07, 2026	42.86	43.36	41.92	42.20	241.77K
Jul 06, 2026	42.90	43.14	42.26	42.90	217.68K
Jul 02, 2026	42.47	43.96	42.18	43.01	350.21K
Jul 01, 2026	41.62	42.64	41.50	42.24	252.55K
Jun 30, 2026	41.76	41.87	40.95	41.36	248.29K
Jun 29, 2026	40.97	42.13	40.39	41.83	195.09K
Jun 26, 2026	40.01	41.96	40.01	41.13	741.81K
Jun 25, 2026	40.35	40.74	39.28	39.47	153.16K
Jun 24, 2026	40.12	41.23	39.88	40.71	141.76K
Jun 23, 2026	38.90	40.07	38.60	39.97	211.09K
Jun 22, 2026	37.80	39.53	37.79	38.32	166.75K
Jun 18, 2026	38.10	38.40	37.44	38.10	191.12K
Jun 17, 2026	37.73	38.08	37.46	37.83	104.06K
Jun 16, 2026	37.55	38.18	37.33	37.70	131.89K
Jun 15, 2026	37.75	37.75	36.95	37.06	106.35K

Contact Details

Fort Lauderdale, FL 33309

United States

https://www.universalinsuranceholdings.com 954 958 1200

About Company

Universal Insurance Holdings, Inc., together with its subsidiaries, operates as an integrated insurance holding company in the United States. The company offers insurance products for personal residential insurance, such as homeowners, renters and tenants, condo unit owners, and dwelling and fire; and allied lines, coverage for other structures, and personal property, liability, and personal articles coverages. It also advises on actuarial issues, oversees distribution, administers claims payments, performs policy administration and underwriting, and assists with reinsurance negotiations; evaluates insurance risk and exposures on an individual and portfolio basis and assists the insurance entities with pricing risks; places and manages its reinsurance programs; and operates its digital insurance agency, Clovered.com. It offers its products through its independent agency network, direct-to-consumer online distribution, and digital insurance agency platform. The company was formerly known as Universal Heights, Inc. and changed its name to Universal Insurance Holdings, Inc. in January 2001. Universal Insurance Holdings, Inc. was incorporated in 1990 and is headquartered in Fort Lauderdale, Florida.

Stock Peers

MKL

-19.05-0.97%

Markel Corporation$1,943.22 CB

-8.52-2.40%

Chubb Limited$346.22 KNSL

-7.82-2.27%

Kinsale Capital Group, Inc.$337.14 TRV

-4.68-1.37%

The Travelers Companies, Inc.$336.83 ALL

-6.1-2.38%

The Allstate Corporation$250.35 PGR

-7.9-3.37%

The Progressive Corporation$226.58 THG

-2.7-1.25%

The Hanover Insurance Group, Inc.$214.16 HCI

-3.01-1.65%

HCI Group, Inc.$179.94 AFG

-2.2-1.53%

American Financial Group, Inc.$141.15 L

-2.03-1.74%

Loews Corporation$114.47

Company Overview

Universal Insurance Holdings, Inc. (NYSE:UVE) closed at $37.42 USD, losing -$4.03 (-9.72%) from the previous close of $41.45. The stock is currently mid-range between its 52-week high and low $21.96 and $43.96. With a market capitalization of about $1.04 billion, Universal Insurance Holdings, Inc. is classified as a small-cap and shows lower-than-market volatility (beta ~0.73). Key stats such as the average daily volume over the past year has been around 217.00 thousand shares, trading with heavier-than-usual volume. Headquartered in Fort Lauderdale, FL, Universal Insurance Holdings, Inc. operates in the Financial Services sector and the Insurance - Property & Casualty industry. Led by CEO Stephen J. Donaghy, the company employs approximately 929 people and listed since June 06, 2003. Universal Insurance Holdings, Inc., together with its subsidiaries, operates as an integrated insurance holding company in the United States.

Technical Performance

Short-term trend indicators are mixed aligned (SMA20 8.44%, SMA50 8.11%, SMA200 19.98%). The stock’s 14-day RSI is 65.2 (firm momentum), while the ATR of 1.27 points to higher daily volatility. The stock remains hovering near 52-week lows, trading -4.41% below its high and over 71.29% above its low. Average 10-day trading volume of 216.56 thousand shares is in line with the 3-month average of 204.43 thousand, indicating normal recent market interest.

Valuation Metrics

Universal Insurance Holdings, Inc. trades at a P/E ratio of 5.28, slightly below the S&P 500 average, with a price-to-sales ratio of 0.65 and a price-to-book ratio of 1.77 suggesting the stock is closer to book value. The P/FCF stands at 3.0, also below market averages.

Dividend & Fair Value

Universal Insurance Holdings, Inc. last paid a dividend of 0.77 per share, this equals a trailing yield of roughly 3.24%. Dividend and splits history remains an important factor for investors monitoring long-term returns. A discounted cash flow model estimates fair value at around $47.72. This means the shares are trading below this model’s fair value.

Earnings & Analyst Outlook

Universal Insurance Holdings, Inc. generated EPS of $6.31 over the past year. Five-year average earnings growth is 60.26%. The latest quarter delivered EPS of $2.00. The next quarter is forecast at $1.39. Next year's EPS is expected at $6.69. Analyst sentiment is neutral. Analyst rating data shows there are 1 Strong Buy ratings, 0 Buy ratings, 1 Hold ratings, 0 Sell rating and 0 Strong Sell ratings. Price targets range from $44.00 to $40.00. The high target offers 6.15% upside. The low target suggests -3.5% downside. The mean target is $42.00. This offers 1.33% upside. Universal Insurance Holdings, Inc. earnings surprise history is a consistent trend of beating forecasts. The quarter that ended April 23, 2026, missed forecasts by 43.88%. The prior quarter beat by 66.92%. Over the last six quarters, Apple has recorded several small beats. These include 177.78% in February 25, 2025.

Shareholding & Insider Activity

Universal Insurance Holdings, Inc. has 28.32 million shares outstanding. The public float is 25.61 million shares, elevated short interest at 2.21% of float. This equals 572.92 thousand shares. The short ratio is 3.18 days. Institutional investors hold 85.35% of the float. Insiders own 11.28%. DOWNES SEAN P holds 1.15 million shares, Donaghy Stephen has 654.96 thousand shares and WILENTZ JOEL has 251.88 thousand shares. Over the past six months, insider transactions show net selling. They sold 55.28 thousand shares across 9 transactions.

Financial & Profitability Overview

Over the trailing twelve months, Universal Insurance generated $1.39B in revenue, or $46.16 per share. Gross margin was 100.00%, operating margin -0.00%, and net profit margin 4.80%. Returns are modest, with ROA at 3.53% and ROE at 19.58%.
On valuation metrics, Universal Insurance trades at a P/E of 5.28, P/S of 0.65 and P/B of 1.77. Liquidity is tight, with a current ratio of 0.56 and quick ratio of 0.56. Operationally, the company’s inventory turnover is 0.00 and cash conversion cycle is 17.93 days. Debt-to-equity is 0.17, supported by a cash flow-to-debt ratio of 3.49.

Quarterly Financial Highlights

For the quarter ended Dec 31, 2023, Universal Insurance posted revenue of $1.39B, down slightly from $1.22B in the prior quarter. Gross profit was $1.39B (margin 100.00%). Operating income was - $1.00 (margin -0.0%). Net income was$66.82M (EPS $2.24).
The company ended the quarter with $491.57M in cash and short-term investments, a total debt of $116.60M, and net debt of - $283.34M. Total assets were $1.89B, with equity of $341.30M. Financials further reflected stability, with operating cash flow of $70.97M, free cash flow of $66.95M, and capital expenditures of - $4.02M.

Price Forecast & Outlook

Our AI price prediction model suggests that Universal Insurance Holdings, Inc. stock has strong potential for upside but may face short-term weakness followed by gains in the medium and long term. 2-Week Outlook: Projected increase of 6.25%, with price expected at $44.04 by July 28, 2026, within a range of $42.95 to $45.20 3-Month Outlook: Projected rise of 56.79%, reaching $64.99 by October 12, 2026, with a range of $62.76 to $67.69. 1-Year Outlook: Projected gain of 23.16%, with price at $51.05 by July 14, 2027, within a range of $50.13 to $51.99.

Frequently Asked Questions

What is the current Universal Insurance Holdings, Inc. (UVE) stock price?

Universal Insurance Holdings, Inc. (NYSE: UVE) stock price is $37.42 in the last trading session. During the trading session, UVE stock reached the peak price of $39.99 while $36.59 was the lowest point it dropped to. The percentage change in UVE stock occurred in the recent session was -9.72% while the dollar amount for the price change in UVE stock was - $4.03.

UVE's industry and sector of operation?

The NYSE listed UVE is part of Insurance - Property & Casualty industry that operates in the broader Financial Services sector. Universal Insurance Holdings, Inc. designs, manufactures, and markets smartphones, personal computers, tablets, wearables, and accessories worldwide.

Who are the executives of UVE?

Mr. Matthew John Palmieri
Chief Risk Officer
Mr. Darryl Lamont Lewis
Chief Legal Officer
Mr. Rob Luther
Chief Investment Officer
Mr. Frank Crawford Wilcox
Chief Financial Officer
Mr. Sean Patrick Downes
Executive Chairman
Mr. Stephen Joseph Donaghy
Chief Executive Officer & Director
Mr. Michael J. Poloskey
Chief Operating Officer
Mr. Jason M. Burns
Pres of Blue Atlantic
Ms. Kimberly Denice Campos
Chief Information Officer, Chief Admin. Officer & Director
Mr. Gary Lloyd Ropiecki
Principal Accounting Officer & Sec.

How UVE did perform over past 52-week?

UVE's closing price is 88.75% higher than its 52-week low of $21.96 where as its distance from 52-week high of $43.96 is -5.71%.

How many employees does UVE have?

Number of UVE employees currently stands at 929.

Link for UVE official website?

Official Website of UVE is: https://www.universalinsuranceholdings.com

How do I contact UVE?

UVE could be contacted at phone 954 958 1200 and can also be accessed through its website. UVE operates from 1110 West Commercial Boulevard, Fort Lauderdale, FL 33309, United States.

How many shares of UVE are traded daily?

UVE stock volume for the day was 348.39K shares. The average number of UVE shares traded daily for last 3 months was 217K.

What is the market cap of UVE currently?

The market value of UVE currently stands at $1.04B with its latest stock price at $37.42 and 27.91M of its shares outstanding.

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Price Chart

Stock Price Today

Stock Snapshot

41.45

Prev. Close

1.04B

Market Cap

36.59

Day Low

5.54

P/E Ratio

6.76

EPS (TTM)

2.3

Cash Flow per Share

39.99

Open

27.91M

Number of Shares

39.99

Day High

90.44%

Free Float in %

11.74

Book Value

348.39K

Volume

Relevant Articles

SEC Fillings

Current Report (8-k)

Filing Date	Accepted Date

Annual Report (10-k)

Filing Date	Accepted Date

Stock Price History Chart

Date	Open	High	Low	Close	Volume
Jul 14, 2026	42.63	42.74	41.44	41.45	288.1K
Jul 13, 2026	42.62	43.41	42.27	42.81	191.54K
Jul 10, 2026	41.66	42.32	41.50	42.15	153.98K
Jul 09, 2026	42.03	42.03	41.08	41.80	221.75K
Jul 08, 2026	42.01	42.40	41.40	41.76	201.13K
Jul 07, 2026	42.86	43.36	41.92	42.20	241.77K
Jul 06, 2026	42.90	43.14	42.26	42.90	217.68K
Jul 02, 2026	42.47	43.96	42.18	43.01	350.21K
Jul 01, 2026	41.62	42.64	41.50	42.24	252.55K
Jun 30, 2026	41.76	41.87	40.95	41.36	248.29K
Jun 29, 2026	40.97	42.13	40.39	41.83	195.09K
Jun 26, 2026	40.01	41.96	40.01	41.13	741.81K
Jun 25, 2026	40.35	40.74	39.28	39.47	153.16K
Jun 24, 2026	40.12	41.23	39.88	40.71	141.76K
Jun 23, 2026	38.90	40.07	38.60	39.97	211.09K
Jun 22, 2026	37.80	39.53	37.79	38.32	166.75K
Jun 18, 2026	38.10	38.40	37.44	38.10	191.12K
Jun 17, 2026	37.73	38.08	37.46	37.83	104.06K
Jun 16, 2026	37.55	38.18	37.33	37.70	131.89K
Jun 15, 2026	37.75	37.75	36.95	37.06	106.35K

Contact Details

Fort Lauderdale, FL 33309

United States

https://www.universalinsuranceholdings.com 954 958 1200

About Company

Stock Peers

MKL

-19.05-0.97%

Markel Corporation$1,943.22 CB

-8.52-2.40%

Chubb Limited$346.22 KNSL

-7.82-2.27%

Kinsale Capital Group, Inc.$337.14 TRV

-4.68-1.37%

The Travelers Companies, Inc.$336.83 ALL

-6.1-2.38%

The Allstate Corporation$250.35 PGR

-7.9-3.37%

The Progressive Corporation$226.58 THG

-2.7-1.25%

The Hanover Insurance Group, Inc.$214.16 HCI

-3.01-1.65%

HCI Group, Inc.$179.94 AFG

-2.2-1.53%

American Financial Group, Inc.$141.15 L

-2.03-1.74%

Loews Corporation$114.47

Company Overview

Technical Performance

Valuation Metrics

Dividend & Fair Value

Earnings & Analyst Outlook

Shareholding & Insider Activity

Financial & Profitability Overview

Quarterly Financial Highlights

Price Forecast & Outlook

Key Takeaways

Universal Insurance Holdings, Inc. (NYSE:UVE) shares are down -12.84% year-to-date currently trading near 52-week highs band. Short-term momentum has been positive over the last quarter, despite recent volatility. Valuation shows Universal Insurance Holdings, Inc. trading at a premium to the broader market with a P/E of 5.28. Analyst sentiment is mixed, with the majority of ratings in Neutral territory and a mean price target of $26.50, suggesting -36.07% downside. Our AI forecast model points to short-term strength (6.25% over two weeks), a medium-term rise (56.79% over three months), and a longer-term gain (23.16% over one year), with expected trading ranges indicating moderate volatility.

Frequently Asked Questions

What is the current Universal Insurance Holdings, Inc. (UVE) stock price?

UVE's industry and sector of operation?

Who are the executives of UVE?

How UVE did perform over past 52-week?

UVE's closing price is 88.75% higher than its 52-week low of $21.96 where as its distance from 52-week high of $43.96 is -5.71%.

How many employees does UVE have?

Number of UVE employees currently stands at 929.

Link for UVE official website?

Official Website of UVE is: https://www.universalinsuranceholdings.com

How do I contact UVE?

UVE could be contacted at phone 954 958 1200 and can also be accessed through its website. UVE operates from 1110 West Commercial Boulevard, Fort Lauderdale, FL 33309, United States.

How many shares of UVE are traded daily?

UVE stock volume for the day was 348.39K shares. The average number of UVE shares traded daily for last 3 months was 217K.

What is the market cap of UVE currently?

The market value of UVE currently stands at $1.04B with its latest stock price at $37.42 and 27.91M of its shares outstanding.

Employees	929
Beta	0.73
Sales or Revenue	$1.39B
5Y Sales Change%	0.974%
Fiscal Year Ends	December
Sector	Financial Services
Industry	Insurance - Property & Casualty

Employees	929
Beta	0.73
Sales or Revenue	$1.39B
5Y Sales Change%	0.974%
Fiscal Year Ends	December
Sector	Financial Services
Industry	Insurance - Property & Casualty

UVE Company Profile and Key Details

Universal Insurance

Price Chart

Stock Price Today

Stock Snapshot

Relevant Articles

SEC Fillings

Current Report (8-k)

Annual Report (10-k)

Stock Price History Chart

Contact Details

About Company

Company Information

Stock Peers

Company Overview

Technical Performance

Valuation Metrics

Dividend & Fair Value

Earnings & Analyst Outlook

Shareholding & Insider Activity

Financial & Profitability Overview

Quarterly Financial Highlights

Price Forecast & Outlook

Frequently Asked Questions

Price Chart

Stock Price Today

Stock Snapshot

Relevant Articles

SEC Fillings

Current Report (8-k)

Annual Report (10-k)

Stock Price History Chart

Contact Details

About Company

Company Information

Stock Peers

Company Overview

Technical Performance

Valuation Metrics

Dividend & Fair Value

Earnings & Analyst Outlook

Shareholding & Insider Activity

Financial & Profitability Overview

Quarterly Financial Highlights

Price Forecast & Outlook

Key Takeaways

Frequently Asked Questions

Key Takeaways