RVYL Company Profile and Key Details

Q: Who are the executives of RVYL?

Mr. Bryan RowlandHead of Risk ManagementMs. Jacqueline B. DollarChief Marketing OfficerMr. J. Drew ByelickChief Financial OfficerMs. Jacqueline B. ReynoldsChief Marketing OfficerMr. Fredi NisanChief Executive Officer & DirectorMs. Lindsey-Shannon LeeBoard Sec. and Vice President of Corporation & LegalMr. Paul LevineChief Executive Officer & Co-Founder of Coyni Stablecoin SpinoffMr. Gene P. JonesInterim Chief Financial OfficerMr. Ben ErrezChairman, Executive Vice President, Principal Financial Officer & Principal Accounting OfficerMr. Dennis CroupSenior Vice President of PaymentsMr. Min WeiChief Operating OfficerMr. Robert Jaquette Houghton Jr.Chief Technology OfficerMs. Mary Lay Hoitt C.P.A.Interim Chief Financial Officer and Interim Principal Financial & Accounting OfficerMs. Mary Lay Hoitt CPAInterim Chief Financial Officer and Interim Principal Financial & Accounting Officer

NASDAQ : RVYL

Ryvyl

$0.17

0.0119+7.60%

Open: 11:50 AM

59.82

B-ESG ScoreESG Rating

Profile Key Stats Analyst Ratings Ownership Ratios Financials Dividend & splits Sentiment Forecast

Price Chart

Stock Price Today

Ryvyl Inc. (RVYL) stock surged +7.60%, trading at $0.17 on NASDAQ, up from the previous close of $0.16. The stock opened at $0.14, fluctuating between $0.14 and $0.17 in the recent session.

Stock Snapshot

0.1565

Prev. Close

4.06M

Market Cap

0.142

Day Low

-0.2

P/E Ratio

-0.84

EPS (TTM)

5.98

Cash Flow per Share

0.14

Open

24.09M

Number of Shares

0.17

Day High

44.41%

Free Float in %

4.25

Book Value

1.77M

Volume

Relevant Articles

SEC Fillings

Current Report (8-k)

Filing Date	Accepted Date

Annual Report (10-k)

Filing Date	Accepted Date

Stock Price History Chart

Date	Open	High	Low	Close	Volume
Dec 29, 2025	0.17	0.17	0.15	0.16	1.6M
Dec 26, 2025	0.18	0.19	0.16	0.17	950.74K
Dec 24, 2025	0.21	0.21	0.17	0.18	3.34M
Dec 23, 2025	0.21	0.22	0.20	0.20	812.95K
Dec 22, 2025	0.21	0.23	0.21	0.22	891.88K
Dec 19, 2025	0.23	0.23	0.20	0.21	790.69K
Dec 17, 2025	0.27	0.30	0.27	0.27	918.36K
Dec 16, 2025	0.29	0.30	0.28	0.28	498.6K
Dec 15, 2025	0.33	0.33	0.29	0.29	1.42M
Dec 12, 2025	0.33	0.34	0.31	0.32	512.81K
Dec 11, 2025	0.33	0.35	0.33	0.33	695.01K
Dec 10, 2025	0.32	0.35	0.32	0.35	1.15M
Dec 09, 2025	0.31	0.33	0.31	0.32	433.65K
Dec 08, 2025	0.32	0.33	0.31	0.31	622.87K
Dec 05, 2025	0.33	0.34	0.31	0.32	1.8M
Dec 04, 2025	0.35	0.35	0.33	0.34	1.09M
Dec 03, 2025	0.34	0.35	0.34	0.35	1.18M
Dec 02, 2025	0.33	0.37	0.33	0.34	3.58M
Dec 01, 2025	0.35	0.36	0.32	0.33	2.77M
Nov 28, 2025	0.34	0.38	0.34	0.37	6.87M

Contact Details

San Diego, CA 92108

United States

https://greenboxpos.com 619 631 8261

About Company

GreenBox POS, a technology company, engages in the development, marketing, and sale of blockchain-based payment solutions. Its blockchain-based systems facilitate, record, and store a volume of tokenized assets, representing cash or data, on a blockchain-based ledger. The company's products include QuickCard Payment System, a physical and virtual cash management system, including software that facilitates deposits, cash, and e-wallet management; point of sale solutions comprising software and hardware; and Loopz software solution, a mobile delivery service operations management solution with automated dispatch functionality. It serves customers in various industries, including foreign exchange, retail, and e-commerce sectors. The company was formerly known as ASAP Expo, Inc. GreenBox POS was incorporated in 2007 and is based in San Diego, California.

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Check Point Software Technologies Ltd.$188.58

Company Overview

Ryvyl Inc. (NASDAQ:RVYL) closed at $0.17 USD, gaining $0.01 (7.60%) from the previous close of $0.16. The stock is currently mid-range between its 52-week high and low $0.14 and $2.33. With a market capitalization of about $4.06 million, Ryvyl Inc. is classified as a micro-cap and shows higher-than-market volatility (beta ~2.79). Key stats such as the average daily volume over the past year has been around 10.52 million shares, volume is running light vs its 52-week average. Headquartered in San Diego, CA, Ryvyl Inc. operates in the Technology sector and the Software - Infrastructure industry. Led by CEO George Oliva, the company employs approximately 95 people and listed since January 20, 2010. GreenBox POS, a technology company, engages in the development, marketing, and sale of blockchain-based payment solutions.

Technical Performance

RVYL has shown weak momentum, losing -26.46% over the past week and -48.35% over the past quarter, though year-to-date performance is down -87.96%. Short-term trend indicators are bullishly aligned (SMA20 -43.21%, SMA50 -48.52%, SMA200 -70.32%). The stock’s 14-day RSI is 26.71 (weak momentum), while the ATR of 0.03 points to higher daily volatility. The stock remains hovering near 52-week lows, trading -93.28% below its high and over -2.19% above its low. Average 10-day trading volume of 1.52 million shares is below the 3-month average of 9.87 million, indicating normal recent market interest.

Valuation Metrics

Ryvyl Inc. trades at a P/E ratio of -0.24, slightly below the S&P 500 average, with a price-to-sales ratio of 0.11 and a price-to-book ratio of -1.47 indicating negative book value, which may reflect financial stress. The P/FCF stands at -0.83, also above market averages.

Dividend & Fair Value

Ryvyl Inc. last paid a dividend of 0 per share, Dividend and splits history remains an important factor for investors monitoring long-term returns. A discounted cash flow model estimates fair value at around -$0.08. This means the shares are trading below this model’s fair value.

Earnings & Analyst Outlook

Ryvyl Inc. generated EPS of -$1.47 over the past year. Five-year average earnings growth is -19.07%. The latest quarter delivered EPS of -$0.07. The next quarter is forecast at -$0.08. Next year's EPS is expected at $80.98. Ryvyl Inc. earnings surprise history is a mixed track record. The quarter that ended November 14, 2025, missed forecasts by -46.15%. The prior quarter beat by 151.85%. Over the last six quarters, Apple has recorded several small beats. These include -33.33% in August 13, 2024.

Shareholding & Insider Activity

Ryvyl Inc. has 24.09 million shares outstanding. The public float is 27.80 million shares, elevated short interest at 2.00% of float. This equals 403.17 thousand shares. The short ratio is 0.19 days. Institutional investors hold 7.14% of the float. Insiders own 22.67%. Nisan Fredi holds 19.61 million shares, S8 Global Fintech & Regtech Fund has 3.60 million shares and Laniado Ezra has 1.71 thousand shares. Over the past six months, insider transactions show balanced activity. They sold 100.00 thousand shares across 1 transactions.

Financial & Profitability Overview

Over the trailing twelve months, Ryvyl generated $65.87M in revenue, or $12.54 per share. Gross margin was 14.10%, operating margin -18.68%, and net profit margin -80.62%. Returns are negative, with ROA at -41.27% and ROE at -226.05%.
On valuation metrics, Ryvyl trades at a P/E of -0.24, P/S of 0.11 and P/B of -1.47. Liquidity is tight, with a current ratio of 0.82 and quick ratio of 0.82. Operationally, the company’s inventory turnover is 0.00 and cash conversion cycle is -21.88 days , indicating it collects cash faster than it pays suppliers. Debt-to-equity is -0.82, supported by a cash flow-to-debt ratio of -1.57.

Quarterly Financial Highlights

For the quarter ended Dec 31, 2023, Ryvyl posted revenue of $65.87M, down slightly from $32.91M in the prior quarter. Gross profit was $9.29M (margin 14.10%). Operating income was - $12.30M (margin -18.7%). Net income was- $53.10M (EPS - $10.11).
The company ended the quarter with $73.32M in cash and short-term investments, a total debt of $20.32M, and net debt of - $52.99M. Total assets were $128.66M, with equity of $23.49M. Financials further reflected stability, with operating cash flow of $33.16M, free cash flow of $33.05M, and capital expenditures of - $108.00K.

Price Forecast & Outlook

Our AI price prediction model suggests that Ryvyl Inc. stock has strong potential for upside but may face short-term weakness followed by gains in the medium and long term. 2-Week Outlook: Projected decline of -10.54%, with price expected at $0.14 by January 12, 2026, within a range of $0.09 to $0.19 3-Month Outlook: Projected fall of -36.1%, reaching $0.10 by March 26, 2026, with a range of $0.04 to $0.15. 1-Year Outlook: Projected loss of -74.44%, with price at $0.04 by December 29, 2026, within a range of $0.00 to $0.00.

Key Takeaways

Ryvyl Inc. (NASDAQ:RVYL) shares are down -87.96% year-to-date currently trading near 52-week highs band. Short-term momentum has been negative over the last quarter, despite recent volatility. Valuation shows Ryvyl Inc. trading at a premium to the broader market with a P/E of -0.24. Our AI forecast model points to short-term weakness (-10.54% over two weeks), a medium-term fall (-36.1% over three months), and a longer-term loss (-74.44% over one year), with expected trading ranges indicating moderate volatility.

Frequently Asked Questions

What is the current Ryvyl Inc. (RVYL) stock price?

Ryvyl Inc. (NASDAQ: RVYL) stock price is $0.17 in the last trading session. During the trading session, RVYL stock reached the peak price of $0.17 while $0.14 was the lowest point it dropped to. The percentage change in RVYL stock occurred in the recent session was 7.6% while the dollar amount for the price change in RVYL stock was $0.01.

RVYL's industry and sector of operation?

The NASDAQ listed RVYL is part of Software - Infrastructure industry that operates in the broader Technology sector. Ryvyl Inc. designs, manufactures, and markets smartphones, personal computers, tablets, wearables, and accessories worldwide.

Who are the executives of RVYL?

Mr. Bryan Rowland
Head of Risk Management
Ms. Jacqueline B. Dollar
Chief Marketing Officer
Mr. J. Drew Byelick
Chief Financial Officer
Ms. Jacqueline B. Reynolds
Chief Marketing Officer
Mr. Fredi Nisan
Chief Executive Officer & Director
Ms. Lindsey-Shannon Lee
Board Sec. and Vice President of Corporation & Legal
Mr. Paul Levine
Chief Executive Officer & Co-Founder of Coyni Stablecoin Spinoff
Mr. Gene P. Jones
Interim Chief Financial Officer
Mr. Ben Errez
Chairman, Executive Vice President, Principal Financial Officer & Principal Accounting Officer
Mr. Dennis Croup
Senior Vice President of Payments
Mr. Min Wei
Chief Operating Officer
Mr. Robert Jaquette Houghton Jr.
Chief Technology Officer
Ms. Mary Lay Hoitt C.P.A.
Interim Chief Financial Officer and Interim Principal Financial & Accounting Officer
Ms. Mary Lay Hoitt CPA
Interim Chief Financial Officer and Interim Principal Financial & Accounting Officer

How RVYL did perform over past 52-week?

RVYL's closing price is 7.71% higher than its 52-week low of $0.14 where as its distance from 52-week high of $2.33 is -93.28%.

How many employees does RVYL have?

Number of RVYL employees currently stands at 95.

Link for RVYL official website?

Official Website of RVYL is: https://greenboxpos.com

How do I contact RVYL?

RVYL could be contacted at phone 619 631 8261 and can also be accessed through its website. RVYL operates from 3131 Camino Del Rio North, San Diego, CA 92108, United States.

How many shares of RVYL are traded daily?

RVYL stock volume for the day was 1.77M shares. The average number of RVYL shares traded daily for last 3 months was 10.52M.

What is the market cap of RVYL currently?

The market value of RVYL currently stands at $4.06M with its latest stock price at $0.17 and 24.09M of its shares outstanding.

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Employees	95
Beta	2.79
Sales or Revenue	$65.87M
5Y Sales Change%	19.349%
Fiscal Year Ends	December
Sector	Technology
Industry	Software - Infrastructure

RVYL Company Profile and Key Details

Ryvyl

Price Chart

Stock Price Today

Stock Snapshot

Relevant Articles

SEC Fillings

Current Report (8-k)

Annual Report (10-k)

Stock Price History Chart

Contact Details

About Company

Company Information

Stock Peers

Company Overview

Technical Performance

Valuation Metrics

Dividend & Fair Value

Earnings & Analyst Outlook

Shareholding & Insider Activity

Financial & Profitability Overview

Quarterly Financial Highlights

Price Forecast & Outlook

Key Takeaways

Frequently Asked Questions

Technical Performance

Earnings & Analyst Outlook

Shareholding & Insider Activity

Dividend & Fair Value

Financial & Profitability Overview

Quarterly Financial Highlights

Company Overview

Valuation Metrics

Price Forecast & Outlook

Key Takeaways