RPAY Company Profile and Key Details

Q: Who are the executives of RPAY?

Thomas Eugene SullivanVice President & Corporation ControllerMr. Michael Frank JacksonChief Operating OfficerMs. Susan PerlmutterChief Revenue OfficerMr. Michael CottrellSenior Vice President of Clearing & SettlementMr. Darin HorrocksExecutive Vice President of Bus. PaymentsMr. Erik SkinnerSenior Vice President of Mortgage Vertical ExecutiveMr. Timothy John MurphyChief Financial OfficerMr. John Andrew Morris Sr., CPAChief Executive Officer, Co-Founder & DirectorMr. Shaler V. Alias CPPPres, Co-Founder & DirectorMr. Jacob Hamilton MooreExecutive Vice President of Consumer PaymentsMs. Naomi BarnettExecutive Vice President of HRMr. Tyler B. DempseyGen. Counsel & Sec.Mr. David M. GuthrieChief Technology OfficerMr. Stewart Joseph GrisanteHead of Investor Relations

NASDAQ : RPAY

Repay

$2.78

-0.17-5.76%

At Close 4:00 PM

58.13

BESG ScoreESG Rating

Profile Key Stats Analyst Ratings Ownership Ratios Financials Dividend & splits Sentiment Forecast

Price Chart

Stock Price Today

Repay Holdings Corporation (RPAY) stock declined over -5.76%, trading at $2.78 on NASDAQ, down from the previous close of $2.95. The stock opened at $2.93, fluctuating between $2.77 and $2.94 in the recent session.

Stock Snapshot

2.95

Prev. Close

253.92M

Market Cap

2.77

Day Low

-2.01

P/E Ratio

-1.38

EPS (TTM)

0.43

Cash Flow per Share

2.93

Open

91.34M

Number of Shares

2.94

Day High

73.85%

Free Float in %

8.94

Book Value

2.16M

Volume

Relevant Articles

SEC Fillings

Current Report (8-k)

Filing Date	Accepted Date

Annual Report (10-k)

Filing Date	Accepted Date

Stock Price History Chart

Date	Open	High	Low	Close	Volume
Feb 27, 2026	2.91	2.94	2.77	2.78	2.2M
Feb 26, 2026	2.97	3.03	2.90	2.95	1.03M
Feb 25, 2026	2.93	3.00	2.83	2.99	994.9K
Feb 24, 2026	3.05	3.07	2.88	2.90	1.78M
Feb 23, 2026	3.22	3.23	3.04	3.06	1.06M
Feb 20, 2026	3.13	3.29	3.13	3.27	1.27M
Feb 19, 2026	3.10	3.17	3.05	3.14	889.87K
Feb 18, 2026	3.08	3.20	3.01	3.16	980.28K
Feb 17, 2026	3.03	3.15	2.99	3.05	1.05M
Feb 13, 2026	3.01	3.12	2.80	3.03	1.85M
Feb 12, 2026	3.29	3.32	3.01	3.04	1.03M
Feb 11, 2026	3.39	3.40	3.22	3.28	856.86K
Feb 10, 2026	3.25	3.39	3.23	3.36	640.04K
Feb 09, 2026	3.38	3.38	3.24	3.25	943.02K
Feb 06, 2026	3.38	3.42	3.33	3.38	2.16M
Feb 05, 2026	3.44	3.48	3.31	3.36	1.02M
Feb 04, 2026	3.38	3.47	3.30	3.44	1.12M
Feb 03, 2026	3.47	3.48	3.30	3.37	1.18M
Feb 02, 2026	3.50	3.58	3.47	3.49	633.2K
Jan 30, 2026	3.52	3.57	3.47	3.49	994.19K

Contact Details

Atlanta, GA 30305

United States

https://www.repay.com 404 504 7472

About Company

Repay Holdings Corporation provides integrated payment processing solutions to industry-oriented markets. The company's payment processing solutions enable consumers and businesses to make payments using electronic payment methods. It also offers a range of solutions relating to electronic payment methods, including credit and debit processing, virtual credit card processing, automated clearing house (ACH) processing, enhanced ACH processing, and instant funding that are processed through its proprietary payment channels, such as Web-based, mobile application, text-to-pay, interactive voice response, and point of sale. In addition, the company provides payment processing solutions to customers primarily operating in the personal loans, automotive loans, receivables management, and business-to-business verticals. It sells its products through direct sales representatives and software integration partners. The company was founded in 2006 and is headquartered in Atlanta, Georgia.

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Company Overview

Repay Holdings Corporation (NASDAQ:RPAY) closed at $2.78 USD, losing -$0.17 (-5.76%) from the previous close of $2.95. The stock is currently trading near its 52-week low $2.77 and $7.38. With a market capitalization of about $253.92 million, Repay Holdings Corporation is classified as a micro-cap and shows higher-than-market volatility (beta ~1.61). Key stats such as the average daily volume over the past year has been around 1.04 million shares, trading with heavier-than-usual volume. Headquartered in Atlanta, GA, Repay Holdings Corporation operates in the Technology sector and the Software - Infrastructure industry. Led by CEO John Andrew Morris, the company employs approximately 465 people and listed since July 17, 2018. Repay Holdings Corporation provides integrated payment processing solutions to industry-oriented markets.

Technical Performance

Short-term trend indicators are bullishly aligned (SMA20 -8.6%, SMA50 -15.17%, SMA200 -33.48%). The stock’s 14-day RSI is 36.74 (weak momentum), while the ATR of 0.17 points to higher daily volatility. The stock remains hovering near 52-week lows, trading -60.03% below its high and over 5.36% above its low. Average 10-day trading volume of 1.28 million shares is slightly above the 3-month average of 1.01 million, indicating heightened recent market interest.

Valuation Metrics

Repay Holdings Corporation trades at a P/E ratio of -1.92, slightly below the S&P 500 average, with a price-to-sales ratio of 0.83 and a price-to-book ratio of 0.37 suggesting the stock is closer to book value. The P/FCF stands at 3.18, also below market averages.

Dividend & Fair Value

Repay Holdings Corporation last paid a dividend of 0 per share, Dividend and splits history remains an important factor for investors monitoring long-term returns. A discounted cash flow model estimates fair value at around $4.17. This means the shares are trading below this model’s fair value.

Earnings & Analyst Outlook

Repay Holdings Corporation generated EPS of -$1.37 over the past year. Five-year average earnings growth is 36.17%. Wall Street analysts project EPS growth of 1.62% annually over the next five years. The latest quarter delivered EPS of -$0.08. The next quarter is forecast at $0.21. Next year's EPS is expected at $10.59. Analyst sentiment is neutral. Analyst rating data shows there are 2 Strong Buy ratings, 8 Buy ratings, 7 Hold ratings, 0 Sell rating and 0 Strong Sell ratings. Price targets range from $12.00 to $4.00. The high target offers 331.65% upside. The low target suggests 43.88% downside. The mean target is $8.76. This offers 215.11% upside. Repay Holdings Corporation earnings surprise history is a mixed track record. The quarter that ended November 10, 2025, missed forecasts by -136.5%. The prior quarter beat by 0.0%. Over the last six quarters, Apple has recorded several small beats. These include 10.0% in August 08, 2024.

Shareholding & Insider Activity

Repay Holdings Corporation has 86.05 million shares outstanding. The public float is 65.50 million shares, elevated short interest at 7.35% of float. This equals 5.72 million shares. The short ratio is 5.63 days. Institutional investors hold 116.74% of the float. Insiders own 8.76%. Polar Asset Management Partners Inc. holds 1.71 million shares, KIGHT PETER J has 1.56 million shares and Murphy Timothy John has 450.88 thousand shares. Over the past six months, insider transactions show net selling. They sold 30.88 thousand shares across 2 transactions.

Financial & Profitability Overview

Over the trailing twelve months, Repay generated $296.63M in revenue, or $3.29 per share. Gross margin was 41.49%, operating margin -0.59%, and net profit margin -37.25%. Returns are negative, with ROA at -7.21% and ROE at -13.55%.
On valuation metrics, Repay trades at a P/E of -1.92, P/S of 0.83 and P/B of 0.37. Liquidity is tight, with a current ratio of 0.81 and quick ratio of 0.81. Operationally, the company’s inventory turnover is 0.00 and cash conversion cycle is 161.60 days. Debt-to-equity is 0.71, supported by a cash flow-to-debt ratio of 0.23.

Quarterly Financial Highlights

For the quarter ended Dec 31, 2023, Repay posted revenue of $296.63M, down slightly from $279.23M in the prior quarter. Gross profit was $123.07M (margin 41.49%). Operating income was - $1.76M (margin -0.6%). Net income was- $110.49M (EPS - $1.23).
The company ended the quarter with $118.10M in cash and short-term investments, a total debt of $443.04M, and net debt of $324.95M. Total assets were $1.53B, with equity of $830.79M. Financials further reflected stability, with operating cash flow of $103.61M, free cash flow of $39.25M, and capital expenditures of - $64.36M.

Price Forecast & Outlook

Our AI price prediction model suggests that Repay Holdings Corporation stock has strong potential for upside but may face short-term weakness followed by gains in the medium and long term. 2-Week Outlook: Projected decline of -6.12%, with price expected at $2.61 by March 13, 2026, within a range of $2.50 to $2.72 3-Month Outlook: Projected fall of -15.47%, reaching $2.35 by May 28, 2026, with a range of $1.90 to $2.57. 1-Year Outlook: Projected gain of 35.25%, with price at $3.76 by February 26, 2027, within a range of $0.00 to $2.20.

Key Takeaways

Repay Holdings Corporation (NASDAQ:RPAY) shares are flat -6.85% year-to-date currently trading near 52-week highs band. Short-term momentum has been negative over the last quarter, despite recent volatility. Valuation shows Repay Holdings Corporation trading at a premium to the broader market with a P/E of -1.92. Analyst sentiment is bullish, with the majority of ratings in Buy territory and a mean price target of $12.62, suggesting 353.96% upside. Our AI forecast model points to short-term weakness (-6.12% over two weeks), a medium-term fall (-15.47% over three months), and a longer-term gain (35.25% over one year), with expected trading ranges indicating moderate volatility.

Frequently Asked Questions

What is the current Repay Holdings Corporation (RPAY) stock price?

Repay Holdings Corporation (NASDAQ: RPAY) stock price is $2.78 in the last trading session. During the trading session, RPAY stock reached the peak price of $2.94 while $2.77 was the lowest point it dropped to. The percentage change in RPAY stock occurred in the recent session was -5.76% while the dollar amount for the price change in RPAY stock was - $0.17.

RPAY's industry and sector of operation?

The NASDAQ listed RPAY is part of Software - Infrastructure industry that operates in the broader Technology sector. Repay Holdings Corporation designs, manufactures, and markets smartphones, personal computers, tablets, wearables, and accessories worldwide.

Who are the executives of RPAY?

Thomas Eugene Sullivan
Vice President & Corporation Controller
Mr. Michael Frank Jackson
Chief Operating Officer
Ms. Susan Perlmutter
Chief Revenue Officer
Mr. Michael Cottrell
Senior Vice President of Clearing & Settlement
Mr. Darin Horrocks
Executive Vice President of Bus. Payments
Mr. Erik Skinner
Senior Vice President of Mortgage Vertical Executive
Mr. Timothy John Murphy
Chief Financial Officer
Mr. John Andrew Morris Sr., CPA
Chief Executive Officer, Co-Founder & Director
Mr. Shaler V. Alias CPP
Pres, Co-Founder & Director
Mr. Jacob Hamilton Moore
Executive Vice President of Consumer Payments
Ms. Naomi Barnett
Executive Vice President of HR
Mr. Tyler B. Dempsey
Gen. Counsel & Sec.
Mr. David M. Guthrie
Chief Technology Officer
Mr. Stewart Joseph Grisante
Head of Investor Relations

How RPAY did perform over past 52-week?

RPAY's closing price is 0.36% higher than its 52-week low of $2.77 where as its distance from 52-week high of $7.38 is -62.33%.

How many employees does RPAY have?

Number of RPAY employees currently stands at 465.

Link for RPAY official website?

Official Website of RPAY is: https://www.repay.com

How do I contact RPAY?

RPAY could be contacted at phone 404 504 7472 and can also be accessed through its website. RPAY operates from 3 West Paces Ferry Road, Atlanta, GA 30305, United States.

How many shares of RPAY are traded daily?

RPAY stock volume for the day was 2.16M shares. The average number of RPAY shares traded daily for last 3 months was 1.04M.

What is the market cap of RPAY currently?

The market value of RPAY currently stands at $253.92M with its latest stock price at $2.78 and 91.34M of its shares outstanding.

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Employees	465
Beta	1.61
Sales or Revenue	$296.63M
5Y Sales Change%	-0.183%
Fiscal Year Ends	December
Sector	Technology
Industry	Software - Infrastructure

RPAY Company Profile and Key Details

Repay

Price Chart

Stock Price Today

Stock Snapshot

Relevant Articles

SEC Fillings

Current Report (8-k)

Annual Report (10-k)

Stock Price History Chart

Contact Details

About Company

Company Information

Stock Peers

Company Overview

Technical Performance

Valuation Metrics

Dividend & Fair Value

Earnings & Analyst Outlook

Shareholding & Insider Activity

Financial & Profitability Overview

Quarterly Financial Highlights

Price Forecast & Outlook

Key Takeaways

Frequently Asked Questions

Technical Performance

Company Overview

Dividend & Fair Value

Earnings & Analyst Outlook

Shareholding & Insider Activity

Price Forecast & Outlook

Key Takeaways

Financial & Profitability Overview

Quarterly Financial Highlights

Valuation Metrics