NP Company Profile and Key Details

NP has shown mixed momentum, losing -1.92% over the past week and 1.51% over the past quarter, though year-to-date performance is down -12.52%. Short-term trend indicators are bullishly aligned (SMA20 -2.31%, SMA50 -15.33%, SMA200 -15.91%). The stock’s 14-day RSI is 45.51 (neutral), while the ATR of 1.69 points to higher daily volatility. The stock remains hovering near 52-week lows, trading -35.61% below its high and over 44.79% above its low. Average 10-day trading volume of 547.89 thousand shares is below the 3-month average of 622.91 thousand, indicating normal recent market interest.

Neptune Insurance Holdings Inc. last paid a dividend of 17.52 per share, Dividend and splits history remains an important factor for investors monitoring long-term returns. A discounted cash flow model estimates fair value at around $53.76. This means the shares are trading below this model’s fair value.

Neptune Insurance Holdings Inc. (NYSE:NP) closed at $28.72 USD, losing -$0.52 (-1.78%) from the previous close of $29.24. The stock is currently mid-range between its 52-week high and low $14.78 and $33.23. With a market capitalization of about $2.73 billion, Neptune Insurance Holdings Inc. is classified as a mid-cap and shows lower-than-market volatility (beta ~-0.08). Key stats such as the average daily volume over the past year has been around 633.03 thousand shares, volume is running light vs its 52-week average. Headquartered in St. Petersburg, FL, Neptune Insurance Holdings Inc. operates in the Technology sector and the Software - Application industry. Led by CEO Trevor R. Burgess, the company employs approximately 60 people and listed since October 01, 2025. Neptune Insurance Holdings Inc. functions as a technology-driven managing general agent (MGA) specializing in flood insurance solutions.

Our AI price prediction model suggests that Neptune Insurance Holdings Inc. stock has strong potential for upside but may face short-term weakness followed by gains in the medium and long term. 2-Week Outlook: Projected decline of -0.14%, with price expected at $28.68 by July 06, 2026, within a range of $26.54 to $30.81 3-Month Outlook: Projected rise of 203.73%, reaching $87.23 by September 16, 2026, with a range of $86.88 to $87.63. 1-Year Outlook: Projected loss of -6.86%, with price at $26.75 by June 22, 2027, within a range of $26.19 to $27.32.

Neptune Insurance Holdings Inc. (NYSE:NP) shares are down -12.52% year-to-date currently trading near 52-week highs band. Short-term momentum has been positive over the last quarter, despite recent volatility. Valuation shows Neptune Insurance Holdings Inc. trading at a premium to the broader market with a P/E of 21.16. Analyst sentiment is cautious, with the majority of ratings in Equal-Weight territory and a mean price target of $28.29, suggesting -1.5% downside. Our AI forecast model points to short-term weakness (-0.14% over two weeks), a medium-term rise (203.73% over three months), and a longer-term loss (-6.86% over one year), with expected trading ranges indicating moderate volatility.

Neptune Insurance Holdings Inc. trades at a P/E ratio of 21.16, slightly below the S&P 500 average, with a price-to-sales ratio of 22.71 and a price-to-book ratio of -19.17 indicating negative book value, which may reflect financial stress. The P/FCF stands at 50.34, also above market averages.