NP Company Profile and Key Details

NP has shown mixed momentum, losing -1.92% over the past week and 1.51% over the past quarter, though year-to-date performance is down -12.52%. Short-term trend indicators are mixed aligned (SMA20 -7.16%, SMA50 -11.15%, SMA200 -10.04%). The stock’s 14-day RSI is 35.99 (weak momentum), while the ATR of 1.35 points to higher daily volatility. The stock remains sitting in the mid-range of its 52-week band, trading -29.11% below its high and over 7.09% above its low. Average 10-day trading volume of 224.05 thousand shares is below the 3-month average of 308.26 thousand, indicating normal recent market interest.

Neptune Insurance Holdings Inc. last paid a dividend of 17.52 per share, Dividend and splits history remains an important factor for investors monitoring long-term returns. A discounted cash flow model estimates fair value at around $33.42. This means the shares are trading below this model’s fair value.

Our AI price prediction model suggests that Neptune Insurance Holdings Inc. stock has strong potential for upside but may face short-term weakness followed by gains in the medium and long term. 2-Week Outlook: Projected decline of -3.95%, with price expected at $22.63 by February 20, 2026, within a range of $21.76 to $23.40 3-Month Outlook: Projected fall of -35.91%, reaching $15.10 by May 06, 2026, with a range of $14.93 to $15.27. 1-Year Outlook: Projected gain of 32.68%, with price at $31.26 by February 05, 2027, within a range of $31.08 to $31.44.

Neptune Insurance Holdings Inc. (NYSE:NP) closed at $23.56 USD, gaining $0.39 (1.68%) from the previous close of $23.17. The stock is currently mid-range between its 52-week high and low $22.00 and $33.23. With a market capitalization of about $2.23 billion, Neptune Insurance Holdings Inc. is classified as a mid-cap and shows higher-than-market volatility (beta ~1.49). Key stats such as the average daily volume over the past year has been around 328.54 thousand shares, in line with its 52-week average. Headquartered in St. Petersburg, FL, Neptune Insurance Holdings Inc. operates in the Technology sector and the Software - Application industry. Led by CEO Trevor R. Burgess, the company employs approximately 60 people and listed since October 01, 2025. A data-driven managing general agent for flood insurance.

Neptune Insurance Holdings Inc. (NYSE:NP) shares are down -12.52% year-to-date currently trading near 52-week highs band. Short-term momentum has been positive over the last quarter, despite recent volatility. Valuation shows Neptune Insurance Holdings Inc. trading at a premium to the broader market with a P/E of 6.39. Analyst sentiment is bullish, with the majority of ratings in Buy territory and a mean price target of $27.59, suggesting 17.11% upside. Our AI forecast model points to short-term weakness (-3.95% over two weeks), a medium-term fall (-35.91% over three months), and a longer-term gain (32.68% over one year), with expected trading ranges indicating moderate volatility.

Neptune Insurance Holdings Inc. trades at a P/E ratio of 6.39, slightly below the S&P 500 average, with a price-to-sales ratio of 18.79 and a price-to-book ratio of -0.6 indicating negative book value, which may reflect financial stress. The P/FCF stands at 48.5, also below market averages.