NP Company Profile and Key Details

NP has shown mixed momentum, losing -1.92% over the past week and 1.51% over the past quarter, though year-to-date performance is down -12.52%. Short-term trend indicators are bullishly aligned (SMA20 -2.31%, SMA50 -15.33%, SMA200 -15.91%). The stock’s 14-day RSI is 45.51 (neutral), while the ATR of 1.69 points to higher daily volatility. The stock remains hovering near 52-week lows, trading -35.61% below its high and over 44.79% above its low. Average 10-day trading volume of 424.67 thousand shares is in line with the 3-month average of 400.68 thousand, indicating normal recent market interest.

Neptune Insurance Holdings Inc. last paid a dividend of 17.52 per share, Dividend and splits history remains an important factor for investors monitoring long-term returns. A discounted cash flow model estimates fair value at around $60.16. This means the shares are trading below this model’s fair value.

Neptune Insurance Holdings Inc. (NYSE:NP) shares are down -12.52% year-to-date currently trading near 52-week highs band. Short-term momentum has been positive over the last quarter, despite recent volatility. Valuation shows Neptune Insurance Holdings Inc. trading at a premium to the broader market with a P/E of 92.5. Analyst sentiment is cautious, with the majority of ratings in Equal-Weight territory and a mean price target of $27.89, suggesting 11.34% upside. Our AI forecast model points to short-term strength (1.04% over two weeks), a medium-term fall (-100.0% over three months), and a longer-term gain (229.74% over one year), with expected trading ranges indicating moderate volatility.

Our AI price prediction model suggests that Neptune Insurance Holdings Inc. stock has strong potential for upside but may face short-term weakness followed by gains in the medium and long term. 2-Week Outlook: Projected increase of 1.04%, with price expected at $25.31 by April 16, 2026, within a range of $23.59 to $26.99 3-Month Outlook: Projected fall of -100.0%, reaching $0.00 by July 01, 2026, with a range of $0.00 to $0.00. 1-Year Outlook: Projected gain of 229.74%, with price at $82.60 by April 02, 2027, within a range of $74.46 to $94.26.

Neptune Insurance Holdings Inc. (NYSE:NP) closed at $25.05 USD, gaining $0.75 (3.09%) from the previous close of $24.30. The stock is currently mid-range between its 52-week high and low $14.78 and $33.23. With a market capitalization of about $2.37 billion, Neptune Insurance Holdings Inc. is classified as a mid-cap and shows lower-than-market volatility (beta ~-0.62). Key stats such as the average daily volume over the past year has been around 404.36 thousand shares, in line with its 52-week average. Headquartered in St. Petersburg, FL, Neptune Insurance Holdings Inc. operates in the Technology sector and the Software - Application industry. Led by CEO Trevor R. Burgess, the company employs approximately 60 people and listed since October 01, 2025. A data-driven managing general agent for flood insurance.

Neptune Insurance Holdings Inc. trades at a P/E ratio of 92.5, slightly above the S&P 500 average, with a price-to-sales ratio of 20.6 and a price-to-book ratio of -15.21 indicating negative book value, which may reflect financial stress. The P/FCF stands at 45.92, also above market averages.