MCY Company Profile and Key Details

Q: Who are the executives of MCY?

Mr. George Victor JosephExecutive ChairmanMr. Christopher Wadewitz GravesVice President & Chief Investment OfficerMr. Jeffrey Michael SchroederVice President & Chief Product OfficerMr. Gabriel TiradorPres, Chief Executive Officer & DirectorMs. Heidi C. SullivanVice President & Chief Human Capital OfficerMr. Brandt N. MinnichVice President & Chief Marketing OfficerMr. Erik Dahl ThompsonVice President of Advter. & PRMr. Abby HosseiniVice President & Chief Information OfficerMr. Theodore Robert StalickSenior Vice President & Chief Financial OfficerMr. Victor George JosephExecutive Vice President & Chief Operating Officer

NYSE : MCY

Mercury General

$108.54

1.92+1.80%

At Close 4:00 PM

55.99

B-ESG ScoreESG Rating

Profile Key Stats Analyst Ratings Ownership Ratios Financials Dividend & splits Sentiment Forecast

Price Chart

Stock Price Today

Mercury General Corporation (MCY) stock surged +1.80%, trading at $108.54 on NYSE, up from the previous close of $106.62. The stock opened at $107.51, fluctuating between $106.37 and $109.31 in the recent session.

Stock Snapshot

106.62

Prev. Close

6.01B

Market Cap

106.37

Day Low

7.93

P/E Ratio

13.69

EPS (TTM)

7.52

Cash Flow per Share

107.51

Open

55.39M

Number of Shares

109.31

Day High

47.94%

Free Float in %

27.96

Book Value

295.82K

Volume

Relevant Articles

SEC Fillings

Current Report (8-k)

Filing Date	Accepted Date

Annual Report (10-k)

Filing Date	Accepted Date

Stock Price History Chart

Date	Open	High	Low	Close	Volume
Jul 01, 2026	107.51	109.31	106.37	108.54	355.94K
Jun 30, 2026	107.34	108.55	106.62	106.62	235.18K
Jun 29, 2026	106.53	108.10	105.98	107.20	321.35K
Jun 26, 2026	105.30	107.54	103.88	107.47	888.16K
Jun 25, 2026	106.87	107.81	103.91	104.12	200.16K
Jun 24, 2026	107.01	107.95	106.09	106.99	281.88K
Jun 23, 2026	103.92	107.02	103.32	106.48	356.15K
Jun 22, 2026	102.74	105.00	102.58	103.15	349K
Jun 18, 2026	101.85	102.93	99.37	102.67	737.95K
Jun 17, 2026	101.81	103.81	100.81	101.40	245.47K
Jun 16, 2026	102.00	103.11	101.52	102.61	225.26K
Jun 15, 2026	100.34	102.09	100.02	101.03	167K
Jun 12, 2026	98.97	101.44	98.48	100.93	174.8K
Jun 11, 2026	101.63	101.89	98.23	99.14	198.29K
Jun 10, 2026	102.27	103.22	101.21	101.38	217.82K
Jun 09, 2026	102.11	102.97	100.53	101.11	194.48K
Jun 08, 2026	101.27	102.59	99.76	101.04	298.96K
Jun 05, 2026	98.41	101.69	98.30	101.47	255.21K
Jun 04, 2026	97.65	99.48	97.09	97.55	268.92K
Jun 03, 2026	97.90	98.60	96.73	96.74	214.94K

Contact Details

Los Angeles, CA 90010

United States

https://www.mercuryinsurance.com 323 937 1060

About Company

Mercury General Corporation, together with its subsidiaries, engages in writing personal automobile insurance in the United States. It also writes homeowners, commercial automobile, commercial property, mechanical protection, and umbrella insurance products. The company's automobile insurance products include collision, property damage, bodily injury, comprehensive, personal injury protection, underinsured and uninsured motorist, and other hazards; and homeowners insurance products comprise dwelling, liability, personal property, and other coverages. It sells its policies through a network of independent agents and insurance agencies, as well as directly through internet sales portals in Arizona, California, Florida, Georgia, Illinois, Nevada, New Jersey, New York, Oklahoma, Texas, and Virginia. Mercury General Corporation was incorporated in 1961 and is headquartered in Los Angeles, California.

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Company Overview

Mercury General Corporation (NYSE:MCY) closed at $108.54 USD, gaining $1.92 (1.80%) from the previous close of $106.62. The stock is currently trading near its 52-week high $64.21 and $109.31. With a market capitalization of about $6.01 billion, Mercury General Corporation is classified as a mid-cap and shows market-like volatility (beta ~0.93). Key stats such as the average daily volume over the past year has been around 257.67 thousand shares, in line with its 52-week average. Headquartered in Los Angeles, CA, Mercury General Corporation operates in the Financial Services sector and the Insurance - Property & Casualty industry. Led by CEO Gabriel Tirador, the company employs approximately 4,380 people and listed since November 20, 1985. Mercury General Corporation, together with its subsidiaries, engages in writing personal automobile insurance in the United States.

Technical Performance

Short-term trend indicators are mixed aligned (SMA20 -0.5%, SMA50 -0.91%, SMA200 13.42%). The stock’s 14-day RSI is 50.44 (neutral), while the ATR of 3.31 points to higher daily volatility. The stock remains sitting in the mid-range of its 52-week band, trading -10.2% below its high and over 90.93% above its low. Average 10-day trading volume of 373.48 thousand shares is slightly above the 3-month average of 256.75 thousand, indicating heightened recent market interest.

Valuation Metrics

Mercury General Corporation trades at a P/E ratio of 7.17, slightly below the S&P 500 average, with a price-to-sales ratio of 0.98 and a price-to-book ratio of 2.33 suggesting the stock is closer to book value. The P/FCF stands at 4.25, also below market averages.

Dividend & Fair Value

Mercury General Corporation last paid a dividend of 1.27 per share, this equals a trailing yield of roughly 2.2%. Dividend and splits history remains an important factor for investors monitoring long-term returns. A discounted cash flow model estimates fair value at around $127.73. This means the shares are trading below this model’s fair value.

Earnings & Analyst Outlook

Mercury General Corporation generated EPS of $9.77 over the past year. Five-year average earnings growth is 7.62%. The latest quarter delivered EPS of $3.50. The next quarter is forecast at $2.32. Next year's EPS is expected at $346.96. Analyst sentiment is bullish. Analyst rating data shows there are 2 Strong Buy ratings, 0 Buy ratings, 0 Hold ratings, 0 Sell rating and 0 Strong Sell ratings. Price targets range from $100.00 to $90.00. The high target offers -7.87% upside. The low target suggests -17.08% downside. The mean target is $95.00. This offers -12.47% upside. Mercury General Corporation earnings surprise history is a consistent trend of beating forecasts. The quarter that ended May 05, 2026, missed forecasts by 62.79%. The prior quarter beat by 42.97%. Over the last six quarters, Apple has recorded several small beats. These include 43.3% in February 11, 2025.

Shareholding & Insider Activity

Mercury General Corporation has 55.39 million shares outstanding. The public float is 26.55 million shares, elevated short interest at 5.95% of float. This equals 1.58 million shares. The short ratio is 5.32 days. Institutional investors hold 98.72% of the float. Insiders own 52.03%. JOSEPH GEORGE holds 19.57 million shares, CURTIUS MIKE has 17.64 thousand shares and Joseph Victor George has 15.02 thousand shares.

Financial & Profitability Overview

Over the trailing twelve months, Mercury General generated $4.63B in revenue, or $83.61 per share. Gross margin was 93.96%, operating margin 2.15%, and net profit margin 2.08%. Returns are modest, with ROA at 1.36% and ROE at 6.22%.
On valuation metrics, Mercury General trades at a P/E of 7.17, P/S of 0.98 and P/B of 2.33. Liquidity is tight, with a current ratio of 0.44 and quick ratio of 0.44. Operationally, the company’s inventory turnover is 0.00 and cash conversion cycle is 19.27 days. Debt-to-equity is 0.23, supported by a cash flow-to-debt ratio of 2.52.

Quarterly Financial Highlights

For the quarter ended Dec 31, 2023, Mercury General posted revenue of $4.63B, down slightly from $3.64B in the prior quarter. Gross profit was $4.35B (margin 93.96%). Operating income was $99.43M (margin 2.1%). Net income was$96.34M (EPS $1.74).
The company ended the quarter with $729.39M in cash and short-term investments, a total debt of $587.96M, and net debt of $37.06M. Total assets were $7.10B, with equity of $1.55B. Financials further reflected stability, with operating cash flow of $452.99M, free cash flow of $416.18M, and capital expenditures of - $36.81M.

Price Forecast & Outlook

Our AI price prediction model suggests that Mercury General Corporation stock has strong potential for upside but may face short-term weakness followed by gains in the medium and long term. 2-Week Outlook: Projected increase of 4.27%, with price expected at $113.18 by July 14, 2026, within a range of $111.37 to $115.07 3-Month Outlook: Projected rise of 30.0%, reaching $141.10 by September 28, 2026, with a range of $138.52 to $143.69. 1-Year Outlook: Projected gain of 18.27%, with price at $128.37 by June 30, 2027, within a range of $126.24 to $131.43.

Key Takeaways

Mercury General Corporation (NYSE:MCY) shares are flat -5.04% year-to-date currently trading near 52-week highs band. Short-term momentum has been positive over the last quarter, despite recent volatility. Valuation shows Mercury General Corporation trading at a premium to the broader market with a P/E of 7.17. Analyst sentiment is cautious, with the majority of ratings in Strong Buy territory and a mean price target of $58.27, suggesting -46.31% downside. Our AI forecast model points to short-term strength (4.27% over two weeks), a medium-term rise (30.0% over three months), and a longer-term gain (18.27% over one year), with expected trading ranges indicating moderate volatility.

Frequently Asked Questions

What is the current Mercury General Corporation (MCY) stock price?

Mercury General Corporation (NYSE: MCY) stock price is $108.54 in the last trading session. During the trading session, MCY stock reached the peak price of $109.31 while $106.37 was the lowest point it dropped to. The percentage change in MCY stock occurred in the recent session was 1.8% while the dollar amount for the price change in MCY stock was $1.92.

MCY's industry and sector of operation?

The NYSE listed MCY is part of Insurance - Property & Casualty industry that operates in the broader Financial Services sector. Mercury General Corporation designs, manufactures, and markets smartphones, personal computers, tablets, wearables, and accessories worldwide.

Who are the executives of MCY?

Mr. George Victor Joseph
Executive Chairman
Mr. Christopher Wadewitz Graves
Vice President & Chief Investment Officer
Mr. Jeffrey Michael Schroeder
Vice President & Chief Product Officer
Mr. Gabriel Tirador
Pres, Chief Executive Officer & Director
Ms. Heidi C. Sullivan
Vice President & Chief Human Capital Officer
Mr. Brandt N. Minnich
Vice President & Chief Marketing Officer
Mr. Erik Dahl Thompson
Vice President of Advter. & PR
Mr. Abby Hosseini
Vice President & Chief Information Officer
Mr. Theodore Robert Stalick
Senior Vice President & Chief Financial Officer
Mr. Victor George Joseph
Executive Vice President & Chief Operating Officer

How MCY did perform over past 52-week?

MCY's closing price is 69.04% higher than its 52-week low of $64.21 where as its distance from 52-week high of $109.31 is -0.7%.

How many employees does MCY have?

Number of MCY employees currently stands at 4,380.

Link for MCY official website?

Official Website of MCY is: https://www.mercuryinsurance.com

How do I contact MCY?

MCY could be contacted at phone 323 937 1060 and can also be accessed through its website. MCY operates from 4484 Wilshire Boulevard, Los Angeles, CA 90010, United States.

How many shares of MCY are traded daily?

MCY stock volume for the day was 295.82K shares. The average number of MCY shares traded daily for last 3 months was 257.67K.

What is the market cap of MCY currently?

The market value of MCY currently stands at $6.01B with its latest stock price at $108.54 and 55.39M of its shares outstanding.

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Employees	4380
Beta	0.93
Sales or Revenue	$4.63B
5Y Sales Change%	0.369%
Fiscal Year Ends	December
Sector	Financial Services
Industry	Insurance - Property & Casualty

MCY Company Profile and Key Details

Mercury General

Price Chart

Stock Price Today

Stock Snapshot

Relevant Articles

SEC Fillings

Current Report (8-k)

Annual Report (10-k)

Stock Price History Chart

Contact Details

About Company

Company Information

Stock Peers

Company Overview

Technical Performance

Valuation Metrics

Dividend & Fair Value

Earnings & Analyst Outlook

Shareholding & Insider Activity

Financial & Profitability Overview

Quarterly Financial Highlights

Price Forecast & Outlook

Key Takeaways

Frequently Asked Questions

Stock Snapshot

Technical Performance

Shareholding & Insider Activity

Earnings & Analyst Outlook

Financial & Profitability Overview

Quarterly Financial Highlights

Dividend & Fair Value

Company Overview

Valuation Metrics

Key Takeaways

Price Forecast & Outlook