MCY Company Profile and Key Details

Q: Who are the executives of MCY?

Mr. George Victor JosephExecutive ChairmanMr. Christopher Wadewitz GravesVice President & Chief Investment OfficerMr. Jeffrey Michael SchroederVice President & Chief Product OfficerMr. Gabriel TiradorPres, Chief Executive Officer & DirectorMs. Heidi C. SullivanVice President & Chief Human Capital OfficerMr. Brandt N. MinnichVice President & Chief Marketing OfficerMr. Erik Dahl ThompsonVice President of Advter. & PRMr. Abby HosseiniVice President & Chief Information OfficerMr. Theodore Robert StalickSenior Vice President & Chief Financial OfficerMr. Victor George JosephExecutive Vice President & Chief Operating Officer

NYSE : MCY

Mercury General

$90.58

0.73+0.81%

At Close 4:00 PM

55.99

B-ESG ScoreESG Rating

Profile Key Stats Analyst Ratings Ownership Ratios Financials Dividend & splits Sentiment Forecast

Price Chart

Stock Price Today

Mercury General Corporation (MCY) stock surged +0.81%, trading at $90.58 on NYSE, up from the previous close of $89.85. The stock opened at $90.30, fluctuating between $89.63 and $91.44 in the recent session.

Stock Snapshot

89.85

Prev. Close

5.02B

Market Cap

89.63

Day Low

9.27

P/E Ratio

9.77

EPS (TTM)

7.52

Cash Flow per Share

90.3

Open

55.39M

Number of Shares

91.435

Day High

47.94%

Free Float in %

27.96

Book Value

308.03K

Volume

Relevant Articles

SEC Fillings

Current Report (8-k)

Filing Date	Accepted Date

Annual Report (10-k)

Filing Date	Accepted Date

Stock Price History Chart

Date	Open	High	Low	Close	Volume
Feb 27, 2026	90.30	91.44	89.63	90.58	308.02K
Feb 26, 2026	89.46	90.24	88.96	89.85	303.41K
Feb 25, 2026	86.95	89.00	85.58	88.74	475.91K
Feb 24, 2026	83.50	85.91	82.42	85.77	216.89K
Feb 23, 2026	86.62	86.62	83.56	83.81	337.8K
Feb 20, 2026	87.09	87.09	84.09	86.44	475.34K
Feb 19, 2026	86.02	88.09	86.00	86.45	360.79K
Feb 18, 2026	99.91	100.06	85.68	87.34	1.06M
Feb 17, 2026	94.34	96.86	93.20	96.19	378.1K
Feb 13, 2026	94.42	94.42	92.05	93.47	227.3K
Feb 12, 2026	93.93	95.54	91.57	94.76	331K
Feb 11, 2026	93.49	94.03	91.12	93.47	331.51K
Feb 10, 2026	92.87	94.01	91.82	92.91	183.53K
Feb 09, 2026	95.01	95.61	91.26	92.85	230.18K
Feb 06, 2026	94.03	95.82	92.57	95.19	311.33K
Feb 05, 2026	91.63	94.10	91.63	93.60	318.02K
Feb 04, 2026	90.88	92.70	90.87	91.67	229.71K
Feb 03, 2026	88.34	90.76	87.27	90.25	227.91K
Feb 02, 2026	87.81	88.74	87.05	88.59	199.82K
Jan 30, 2026	86.89	88.21	85.29	87.59	289.09K

Contact Details

Los Angeles, CA 90010

United States

https://www.mercuryinsurance.com 323 937 1060

About Company

Mercury General Corporation, together with its subsidiaries, engages in writing personal automobile insurance in the United States. The company also writes homeowners, commercial automobile, commercial property, mechanical protection, and umbrella insurance products. Its automobile insurance products include collision, property damage, bodily injury, comprehensive, personal injury protection, underinsured and uninsured motorist, and other hazards; and homeowners insurance products comprise dwelling, liability, personal property, fire, and other hazards. The company sells its policies through a network of independent agents and insurance agencies, as well as directly through internet sales portals in Arizona, California, Florida, Georgia, Illinois, Nevada, New Jersey, New York, Oklahoma, Texas, and Virginia. Mercury General Corporation was founded in 1961 and is headquartered in Los Angeles, California.

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Chubb Limited$340.86 TRV

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The Allstate Corporation$214.52 PGR

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The Progressive Corporation$213.66 THG

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The Hanover Insurance Group, Inc.$180.63 HCI

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Company Overview

Mercury General Corporation (NYSE:MCY) closed at $90.58 USD, gaining $0.73 (0.81%) from the previous close of $89.85. The stock is currently mid-range between its 52-week high and low $47.06 and $100.06. With a market capitalization of about $5.02 billion, Mercury General Corporation is classified as a mid-cap and shows market-like volatility (beta ~0.94). Key stats such as the average daily volume over the past year has been around 255.54 thousand shares, in line with its 52-week average. Headquartered in Los Angeles, CA, Mercury General Corporation operates in the Financial Services sector and the Insurance - Property & Casualty industry. Led by CEO Gabriel Tirador, the company employs approximately 4,200 people and listed since November 20, 1985. Mercury General Corporation, together with its subsidiaries, engages in writing personal automobile insurance in the United States.

Technical Performance

Short-term trend indicators are mixed aligned (SMA20 -0.5%, SMA50 -0.91%, SMA200 13.42%). The stock’s 14-day RSI is 50.44 (neutral), while the ATR of 3.31 points to higher daily volatility. The stock remains hovering near 52-week lows, trading -10.2% below its high and over 90.93% above its low. Average 10-day trading volume of 442.45 thousand shares is significantly above the 3-month average of 240.47 thousand, indicating heightened recent market interest.

Valuation Metrics

Mercury General Corporation trades at a P/E ratio of 9.25, slightly below the S&P 500 average, with a price-to-sales ratio of 0.84 and a price-to-book ratio of 2.07 suggesting the stock is closer to book value. The P/FCF stands at 4.87, also below market averages.

Dividend & Fair Value

Mercury General Corporation last paid a dividend of 1.27 per share, this equals a trailing yield of roughly 2.2%. Dividend and splits history remains an important factor for investors monitoring long-term returns. A discounted cash flow model estimates fair value at around $127.73. This means the shares are trading below this model’s fair value.

Earnings & Analyst Outlook

Mercury General Corporation generated EPS of $9.77 over the past year. Five-year average earnings growth is 7.62%. The latest quarter delivered EPS of $5.06. The next quarter is forecast at $2.32. Next year's EPS is expected at $346.96. Analyst sentiment is bullish. Analyst rating data shows there are 2 Strong Buy ratings, 0 Buy ratings, 0 Hold ratings, 0 Sell rating and 0 Strong Sell ratings. Price targets range from $100.00 to $90.00. The high target offers 10.4% upside. The low target suggests -0.64% downside. The mean target is $95.00. This offers 4.88% upside. Mercury General Corporation earnings surprise history is a consistent trend of beating forecasts. The quarter that ended November 04, 2025, missed forecasts by 135.35%. The prior quarter beat by 33.5%. Over the last six quarters, Apple has recorded several small beats. These include 41.25% in July 30, 2024.

Shareholding & Insider Activity

Mercury General Corporation has 55.39 million shares outstanding. The public float is 26.55 million shares, elevated short interest at 5.95% of float. This equals 1.58 million shares. The short ratio is 5.32 days. Institutional investors hold 99.14% of the float. Insiders own 52.03%. JOSEPH GEORGE holds 19.57 million shares, CURTIUS MIKE has 17.64 thousand shares and Joseph Victor George has 15.02 thousand shares. Over the past six months, insider transactions show net buying. They sold 0.00 shares across 0 transactions.

Financial & Profitability Overview

Over the trailing twelve months, Mercury General generated $4.63B in revenue, or $83.61 per share. Gross margin was 93.96%, operating margin 2.15%, and net profit margin 2.08%. Returns are modest, with ROA at 1.36% and ROE at 6.22%.
On valuation metrics, Mercury General trades at a P/E of 9.25, P/S of 0.84 and P/B of 2.07. The current ratio is 66.98 and quick ratio is 66.98. Operationally, the company’s inventory turnover is 0.00 and cash conversion cycle is 45.41 days. Debt-to-equity is 0.25, supported by a cash flow-to-debt ratio of 1.83.

Quarterly Financial Highlights

For the quarter ended Dec 31, 2023, Mercury General posted revenue of $4.63B, down slightly from $3.64B in the prior quarter. Gross profit was $4.35B (margin 93.96%). Operating income was $99.43M (margin 2.1%). Net income was$96.34M (EPS $1.74).
The company ended the quarter with $729.39M in cash and short-term investments, a total debt of $587.96M, and net debt of $37.06M. Total assets were $7.10B, with equity of $1.55B. Financials further reflected stability, with operating cash flow of $452.99M, free cash flow of $416.18M, and capital expenditures of - $36.81M.

Price Forecast & Outlook

Our AI price prediction model suggests that Mercury General Corporation stock has strong potential for upside but may face short-term weakness followed by gains in the medium and long term. 2-Week Outlook: Projected decline of -5.85%, with price expected at $85.28 by March 13, 2026, within a range of $82.48 to $88.47 3-Month Outlook: Projected rise of 43.74%, reaching $130.20 by May 28, 2026, with a range of $126.73 to $135.67. 1-Year Outlook: Projected gain of 20.16%, with price at $108.84 by February 26, 2027, within a range of $105.33 to $111.69.

Key Takeaways

Mercury General Corporation (NYSE:MCY) shares are flat -5.04% year-to-date currently trading near 52-week highs band. Short-term momentum has been positive over the last quarter, despite recent volatility. Valuation shows Mercury General Corporation trading at a premium to the broader market with a P/E of 9.25. Analyst sentiment is cautious, with the majority of ratings in Strong Buy territory and a mean price target of $58.27, suggesting -35.67% downside. Our AI forecast model points to short-term weakness (-5.85% over two weeks), a medium-term rise (43.74% over three months), and a longer-term gain (20.16% over one year), with expected trading ranges indicating moderate volatility.

Frequently Asked Questions

What is the current Mercury General Corporation (MCY) stock price?

Mercury General Corporation (NYSE: MCY) stock price is $90.58 in the last trading session. During the trading session, MCY stock reached the peak price of $91.44 while $89.63 was the lowest point it dropped to. The percentage change in MCY stock occurred in the recent session was 0.81% while the dollar amount for the price change in MCY stock was $0.73.

MCY's industry and sector of operation?

The NYSE listed MCY is part of Insurance - Property & Casualty industry that operates in the broader Financial Services sector. Mercury General Corporation designs, manufactures, and markets smartphones, personal computers, tablets, wearables, and accessories worldwide.

Who are the executives of MCY?

Mr. George Victor Joseph
Executive Chairman
Mr. Christopher Wadewitz Graves
Vice President & Chief Investment Officer
Mr. Jeffrey Michael Schroeder
Vice President & Chief Product Officer
Mr. Gabriel Tirador
Pres, Chief Executive Officer & Director
Ms. Heidi C. Sullivan
Vice President & Chief Human Capital Officer
Mr. Brandt N. Minnich
Vice President & Chief Marketing Officer
Mr. Erik Dahl Thompson
Vice President of Advter. & PR
Mr. Abby Hosseini
Vice President & Chief Information Officer
Mr. Theodore Robert Stalick
Senior Vice President & Chief Financial Officer
Mr. Victor George Joseph
Executive Vice President & Chief Operating Officer

How MCY did perform over past 52-week?

MCY's closing price is 92.48% higher than its 52-week low of $47.06 where as its distance from 52-week high of $100.06 is -9.47%.

How many employees does MCY have?

Number of MCY employees currently stands at 4,200.

Link for MCY official website?

Official Website of MCY is: https://www.mercuryinsurance.com

How do I contact MCY?

MCY could be contacted at phone 323 937 1060 and can also be accessed through its website. MCY operates from 4484 Wilshire Boulevard, Los Angeles, CA 90010, United States.

How many shares of MCY are traded daily?

MCY stock volume for the day was 308.03K shares. The average number of MCY shares traded daily for last 3 months was 255.54K.

What is the market cap of MCY currently?

The market value of MCY currently stands at $5.02B with its latest stock price at $90.58 and 55.39M of its shares outstanding.

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Employees	4200
Beta	0.94
Sales or Revenue	$4.63B
5Y Sales Change%	0.369%
Fiscal Year Ends	December
Sector	Financial Services
Industry	Insurance - Property & Casualty

MCY Company Profile and Key Details

Mercury General

Price Chart

Stock Price Today

Stock Snapshot

Relevant Articles

SEC Fillings

Current Report (8-k)

Annual Report (10-k)

Stock Price History Chart

Contact Details

About Company

Company Information

Stock Peers

Company Overview

Technical Performance

Valuation Metrics

Dividend & Fair Value

Earnings & Analyst Outlook

Shareholding & Insider Activity

Financial & Profitability Overview

Quarterly Financial Highlights

Price Forecast & Outlook

Key Takeaways

Frequently Asked Questions

Technical Performance

Earnings & Analyst Outlook

Financial & Profitability Overview

Quarterly Financial Highlights

Company Overview

Shareholding & Insider Activity

Dividend & Fair Value

Valuation Metrics

Key Takeaways

Price Forecast & Outlook