HMN Company Profile and Key Details

Q: Who are the executives of HMN?

Ms. Heather J. WietzelVice President of Investor Relations & Enterprise CommunicationsMs. Marita ZuraitisPres, Chief Executive Officer & DirectorMr. Bret Alan ConklinExecutive Vice President & Chief Financial OfficerMr. Matthew Peter SharpeExecutive Vice President of Supplemental & Group Benefits and Corporation StrategyMs. Kimberly Ann JohnsonSenior Vice President & ControllerMr. Michael Brandon WeckenbrockSenior Vice President of Life & RetirementMs. Jennifer E. ThayerSenior Vice President & Chief HR OfficerMr. Donald Martin CarleyExecutive Vice President, Gen. Counsel, Chief Compliance Officer & Corporation Sec.Ms. Stephanie A. FulksSenior Vice President & Chief Information OfficerMr. Stephen J. McAnenaExecutive Vice President & Chief Operating OfficerMr. Ryan Edward GreenierDeputy Chief Financial Officer & Chief Investment OfficerMr. Mark Richard DesrochersChief Corporation Actuary & SVice President of Property and Casualty

NYSE : HMN

Horace Mann Educators

$53.43

-0.42-0.78%

At Close 4:00 PM

68.85

BESG ScoreESG Rating

Profile Key Stats Analyst Ratings Ownership Ratios Financials Dividend & splits Sentiment Forecast

Price Chart

Stock Price Today

Horace Mann Educators Corporation (HMN) stock declined over -0.78%, trading at $53.43 on NYSE, down from the previous close of $53.85. The stock opened at $54.05, fluctuating between $53.43 and $54.32 in the recent session.

Stock Snapshot

53.85

Prev. Close

2.16B

Market Cap

53.43

Day Low

10.88

P/E Ratio

4.91

EPS (TTM)

7.28

Cash Flow per Share

54.05

Open

40.38M

Number of Shares

54.315

Day High

98.92%

Free Float in %

28.32

Book Value

134.76K

Volume

Relevant Articles

SEC Fillings

Current Report (8-k)

Filing Date	Accepted Date

Annual Report (10-k)

Filing Date	Accepted Date

Stock Price History Chart

Date	Open	High	Low	Close	Volume
Jul 08, 2026	54.07	54.34	53.43	53.43	231.18K
Jul 07, 2026	53.69	55.56	53.69	53.85	233.98K
Jul 06, 2026	53.87	54.64	53.39	54.12	271.32K
Jul 02, 2026	53.15	54.25	52.77	53.85	237.69K
Jul 01, 2026	51.87	52.93	51.77	52.62	244.67K
Jun 30, 2026	51.96	52.61	51.56	51.65	221.26K
Jun 29, 2026	51.65	52.39	51.03	52.06	346.1K
Jun 26, 2026	50.96	51.82	50.56	51.60	727.87K
Jun 25, 2026	50.55	51.49	50.50	50.67	270.93K
Jun 24, 2026	51.26	51.50	50.57	50.57	448.12K
Jun 23, 2026	49.32	50.83	49.03	50.75	244.49K
Jun 22, 2026	48.47	50.51	48.47	49.03	237.54K
Jun 18, 2026	49.07	49.19	48.14	48.68	503.05K
Jun 17, 2026	48.48	48.96	48.12	48.62	322.98K
Jun 16, 2026	48.69	49.11	48.44	48.71	377.24K
Jun 15, 2026	48.10	48.81	48.00	48.30	416.06K
Jun 12, 2026	48.93	49.60	48.38	48.86	294K
Jun 11, 2026	48.83	49.20	47.66	48.75	205.11K
Jun 10, 2026	48.19	49.21	47.89	48.50	296K
Jun 09, 2026	46.92	47.87	46.88	47.67	278.06K

Contact Details

Springfield, IL 62715-0001

United States

https://www.horacemann.com 217 789 2500

About Company

Horace Mann Educators Corporation functions as an insurance holding company, conducting its operations through various subsidiaries throughout the United States. The company is structured into three main divisions: Property & Casualty, Life & Retirement, and Supplemental & Group Benefits. It offers a comprehensive suite of personal insurance options, such as automobile and home coverage. Additionally, Horace Mann provides supplemental protection plans, addressing specific needs like cancer, cardiac conditions, hospitalization, extended disability, and accidental injuries. For financial planning, the corporation delivers tax-advantaged fixed and variable annuities, alongside a range of life insurance products including whole life, term life, and indexed universal life policies. Beyond insurance, the company also assists educators with student loan management via online platforms. Its extensive portfolio of services is distributed by a dedicated network of full-time, exclusive agents, primarily targeting K-12 teachers, school administrators, other public school personnel, and their families. Established in 1945, Horace Mann Educators Corporation is headquartered in Springfield, Illinois.

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Company Overview

Horace Mann Educators Corporation (NYSE:HMN) closed at $53.43 USD, losing -$0.42 (-0.78%) from the previous close of $53.85. The stock is currently within 5% of its 52-week high $40.04 and $55.56. With a market capitalization of about $2.16 billion, Horace Mann Educators Corporation is classified as a mid-cap and shows lower-than-market volatility (beta ~0.11). Key stats such as the average daily volume over the past year has been around 242.75 thousand shares, volume is running light vs its 52-week average. Headquartered in Springfield, IL, Horace Mann Educators Corporation operates in the Financial Services sector and the Insurance - Property & Casualty industry. Led by CEO Marita Zuraitis, the company employs approximately 1,750 people and listed since November 15, 1991. Horace Mann Educators Corporation functions as an insurance holding company, conducting its operations through various subsidiaries throughout the United States.

Technical Performance

Short-term trend indicators are mixed aligned (SMA20 0.34%, SMA50 -1.62%, SMA200 -1.34%). The stock’s 14-day RSI is 50.99 (neutral), while the ATR of 1.09 points to higher daily volatility. The stock remains sitting in the mid-range of its 52-week band, trading -9.92% below its high and over 12.31% above its low. Average 10-day trading volume of 255.17 thousand shares is in line with the 3-month average of 244.67 thousand, indicating normal recent market interest.

Valuation Metrics

Horace Mann Educators Corporation trades at a P/E ratio of 13.4, slightly below the S&P 500 average, with a price-to-sales ratio of 1.31 and a price-to-book ratio of 1.5 suggesting the stock is closer to book value. The P/FCF stands at 4.57, also below market averages.

Dividend & Fair Value

Horace Mann Educators Corporation last paid a dividend of 1.42 per share, this equals a trailing yield of roughly 3.98%. Dividend and splits history remains an important factor for investors monitoring long-term returns. A discounted cash flow model estimates fair value at around $77.38. This means the shares are trading below this model’s fair value.

Earnings & Analyst Outlook

Horace Mann Educators Corporation generated EPS of $3.90 over the past year. Five-year average earnings growth is 4.22%. The latest quarter delivered EPS of $1.28. The next quarter is forecast at $1.16. Next year's EPS is expected at $141.37. Analyst sentiment is bullish. Analyst rating data shows there are 1 Strong Buy ratings, 0 Buy ratings, 0 Hold ratings, 0 Sell rating and 0 Strong Sell ratings. Price targets range from $48.00 to $48.00. The high target offers -10.16% upside. The low target suggests -10.16% downside. The mean target is $48.00. This offers -10.16% upside. Horace Mann Educators Corporation earnings surprise history is a consistent trend of beating forecasts. The quarter that ended May 06, 2026, missed forecasts by 16.36%. The prior quarter beat by 2.54%. Over the last six quarters, Apple has recorded several small beats. These include 55.77% in February 05, 2025.

Shareholding & Insider Activity

Horace Mann Educators Corporation has 40.70 million shares outstanding. The public float is 40.44 million shares, elevated short interest at 2.05% of float. This equals 603.60 thousand shares. The short ratio is 2.19 days. Institutional investors hold 105.23% of the float. Insiders own 1.54%. ZURAITIS MARITA holds 314.63 thousand shares, CONKLIN BRET A has 58.59 thousand shares and Sharpe Matthew P. has 54.35 thousand shares. Over the past six months, insider transactions show net selling. They sold 31.08 thousand shares across 9 transactions.

Financial & Profitability Overview

Over the trailing twelve months, Horace Mann Educators generated $1.49B in revenue, or $36.12 per share. Gross margin was 100.00%, operating margin 70.90%, and net profit margin 3.02%. Returns are modest, with ROA at 0.39% and ROE at 3.83%.
On valuation metrics, Horace Mann Educators trades at a P/E of 13.40, P/S of 1.31 and P/B of 1.50. Liquidity is tight, with a current ratio of 0.15 and quick ratio of 0.15. Operationally, the company’s inventory turnover is 0.00 and cash conversion cycle is 92.84 days. Debt-to-equity is 0.40, supported by a cash flow-to-debt ratio of 0.80.

Quarterly Financial Highlights

For the quarter ended Dec 31, 2023, Horace Mann Educators posted revenue of $1.49B, down slightly from $1.38B in the prior quarter. Gross profit was $1.49B (margin 100.00%). Operating income was $1.06B (margin 70.9%). Net income was$45.00M (EPS $1.09).
The company ended the quarter with $551.90M in cash and short-term investments, a total debt of $546.00M, and net debt of $516.30M. Total assets were $11.68B, with equity of $1.18B. Financials further reflected stability, with operating cash flow of $302.10M, free cash flow of $467.90M, and capital expenditures of $165.80M.

Price Forecast & Outlook

Our AI price prediction model suggests that Horace Mann Educators Corporation stock has strong potential for upside but may face short-term weakness followed by gains in the medium and long term. 2-Week Outlook: Projected increase of 8.25%, with price expected at $57.84 by July 22, 2026, within a range of $56.97 to $58.76 3-Month Outlook: Projected rise of 29.83%, reaching $69.37 by October 06, 2026, with a range of $66.41 to $72.09. 1-Year Outlook: Projected gain of 10.48%, with price at $59.03 by July 08, 2027, within a range of $58.28 to $59.81.

Key Takeaways

Horace Mann Educators Corporation (NYSE:HMN) shares are flat -7.86% year-to-date currently trading near 52-week highs band. Short-term momentum has been negative over the last quarter, despite recent volatility. Valuation shows Horace Mann Educators Corporation trading at a premium to the broader market with a P/E of 13.4. Analyst sentiment is bullish, with the majority of ratings in Outperform territory and a mean price target of $39.39, suggesting -26.28% downside. Our AI forecast model points to short-term strength (8.25% over two weeks), a medium-term rise (29.83% over three months), and a longer-term gain (10.48% over one year), with expected trading ranges indicating moderate volatility.

Frequently Asked Questions

What is the current Horace Mann Educators Corporation (HMN) stock price?

Horace Mann Educators Corporation (NYSE: HMN) stock price is $53.43 in the last trading session. During the trading session, HMN stock reached the peak price of $54.32 while $53.43 was the lowest point it dropped to. The percentage change in HMN stock occurred in the recent session was -0.78% while the dollar amount for the price change in HMN stock was - $0.42.

HMN's industry and sector of operation?

The NYSE listed HMN is part of Insurance - Property & Casualty industry that operates in the broader Financial Services sector. Horace Mann Educators Corporation designs, manufactures, and markets smartphones, personal computers, tablets, wearables, and accessories worldwide.

Who are the executives of HMN?

Ms. Heather J. Wietzel
Vice President of Investor Relations & Enterprise Communications
Ms. Marita Zuraitis
Pres, Chief Executive Officer & Director
Mr. Bret Alan Conklin
Executive Vice President & Chief Financial Officer
Mr. Matthew Peter Sharpe
Executive Vice President of Supplemental & Group Benefits and Corporation Strategy
Ms. Kimberly Ann Johnson
Senior Vice President & Controller
Mr. Michael Brandon Weckenbrock
Senior Vice President of Life & Retirement
Ms. Jennifer E. Thayer
Senior Vice President & Chief HR Officer
Mr. Donald Martin Carley
Executive Vice President, Gen. Counsel, Chief Compliance Officer & Corporation Sec.
Ms. Stephanie A. Fulks
Senior Vice President & Chief Information Officer
Mr. Stephen J. McAnena
Executive Vice President & Chief Operating Officer
Mr. Ryan Edward Greenier
Deputy Chief Financial Officer & Chief Investment Officer
Mr. Mark Richard Desrochers
Chief Corporation Actuary & SVice President of Property and Casualty

How HMN did perform over past 52-week?

HMN's closing price is 33.44% higher than its 52-week low of $40.04 where as its distance from 52-week high of $55.56 is -3.83%.

How many employees does HMN have?

Number of HMN employees currently stands at 1,750.

Link for HMN official website?

Official Website of HMN is: https://www.horacemann.com

How do I contact HMN?

HMN could be contacted at phone 217 789 2500 and can also be accessed through its website. HMN operates from 1 Horace Mann Plaza, Springfield, IL 62715-0001, United States.

How many shares of HMN are traded daily?

HMN stock volume for the day was 134.76K shares. The average number of HMN shares traded daily for last 3 months was 242.75K.

What is the market cap of HMN currently?

The market value of HMN currently stands at $2.16B with its latest stock price at $53.43 and 40.38M of its shares outstanding.

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Employees	1750
Beta	0.13
Sales or Revenue	$1.49B
5Y Sales Change%	0.242%
Fiscal Year Ends	December
Sector	Financial Services
Industry	Insurance - Property & Casualty

HMN Company Profile and Key Details

Horace Mann Educators

Price Chart

Stock Price Today

Stock Snapshot

Relevant Articles

SEC Fillings

Current Report (8-k)

Annual Report (10-k)

Stock Price History Chart

Contact Details

About Company

Company Information

Stock Peers

Company Overview

Technical Performance

Valuation Metrics

Dividend & Fair Value

Earnings & Analyst Outlook

Shareholding & Insider Activity

Financial & Profitability Overview

Quarterly Financial Highlights

Price Forecast & Outlook

Key Takeaways

Frequently Asked Questions

Technical Performance

Earnings & Analyst Outlook

Dividend & Fair Value

Company Overview

Shareholding & Insider Activity

Financial & Profitability Overview

Quarterly Financial Highlights

Valuation Metrics

Key Takeaways

Price Forecast & Outlook