AFL Company Profile and Key Details

AFL has shown mixed momentum, gaining 0.35% over the past week and 1.44% over the past quarter, though year-to-date performance is down -0.92%. Short-term trend indicators are bearishly aligned (SMA20 6.71%, SMA50 6.76%, SMA200 9.57%). The stock’s 14-day RSI is 75.04 (overbought), while the ATR of 2.32 points to moderate volatility. The stock remains currently trading near 52-week highs, trading 1.41% below its high and over 21.17% above its low. Average 10-day trading volume of 2.61 million shares is slightly above the 3-month average of 2.31 million, indicating heightened recent market interest.

Aflac Incorporated (NYSE:AFL) closed at $117.47 USD, gaining $3.85 (3.39%) from the previous close of $113.62. The stock is currently within 5% of its 52-week high $96.95 and $119.32. With a market capitalization of about $61.57 billion, Aflac Incorporated is classified as a large-cap and shows lower-than-market volatility (beta ~0.66). Key stats such as the average daily volume over the past year has been around 2.38 million shares, in line with its 52-week average. Headquartered in Columbus, GA, Aflac Incorporated operates in the Financial Services sector and the Insurance - Life industry. Led by CEO Daniel Paul Amos, the company employs approximately 12,694 people and listed since March 17, 1980. Aflac Incorporated, through its subsidiaries, provides supplemental health and life insurance products.

Aflac Incorporated last paid a dividend of 2.32 per share, this equals a trailing yield of roughly 1.87%. Dividend and splits history remains an important factor for investors monitoring long-term returns. A discounted cash flow model estimates fair value at around $77.53. This means the shares are trading above this model’s fair value.

Aflac Incorporated has 524.11 million shares outstanding. The public float is 519.94 million shares, elevated short interest at 1.39% of float. This equals 7.26 million shares. The short ratio is 3.18 days. Institutional investors hold 66.09% of the float. Insiders own 10.75%. Crawford Frederick John holds 236.54 thousand shares, TILLMAN AUDREY B has 230.69 thousand shares and WHITE TERESA L has 134.26 thousand shares. Over the past six months, insider transactions show net selling. They sold 32.77 thousand shares across 8 transactions.

Aflac Incorporated generated EPS of $7.67 over the past year. Five-year average earnings growth is 16.83%. Wall Street analysts project EPS growth of 1.67% annually over the next five years. The latest quarter delivered EPS of $2.49. The next quarter is forecast at $1.79. Next year's EPS is expected at $0.83. Analyst sentiment is neutral. Analyst rating data shows there are 3 Strong Buy ratings, 0 Buy ratings, 18 Hold ratings, 0 Sell rating and 9 Strong Sell ratings. Price targets range from $124.00 to $95.00. The high target offers 5.56% upside. The low target suggests -19.13% downside. The mean target is $106.83. This offers -9.06% upside. Aflac Incorporated earnings surprise history is a mixed track record. The quarter that ended November 04, 2025, missed forecasts by 40.68%. The prior quarter beat by 4.71%. Over the last six quarters, Apple has recorded several small beats. These include 14.37% in July 31, 2024.

Aflac Incorporated trades at a P/E ratio of 15.03, slightly below the S&P 500 average, with a price-to-sales ratio of 3.52 and a price-to-book ratio of 2.18 suggesting the stock is closer to book value. The P/FCF stands at 24.58, also below market averages.

Aflac Incorporated (NYSE:AFL) shares are flat -0.92% year-to-date currently trading near 52-week highs band. Short-term momentum has been positive over the last quarter, despite recent volatility. Valuation shows Aflac Incorporated trading at a premium to the broader market with a P/E of 15.03. Analyst sentiment is cautious, with the majority of ratings in Underweight territory and a mean price target of $87.76, suggesting -25.29% downside. Our AI forecast model points to short-term strength (3.87% over two weeks), a medium-term rise (14.19% over three months), and a longer-term gain (13.55% over one year), with expected trading ranges indicating moderate volatility.

Our AI price prediction model suggests that Aflac Incorporated stock has strong potential for upside but may face short-term weakness followed by gains in the medium and long term. 2-Week Outlook: Projected increase of 3.87%, with price expected at $122.02 by February 19, 2026, within a range of $120.63 to $123.47 3-Month Outlook: Projected rise of 14.19%, reaching $134.14 by May 06, 2026, with a range of $131.42 to $137.16. 1-Year Outlook: Projected gain of 13.55%, with price at $133.39 by February 05, 2027, within a range of $131.45 to $136.15.