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UCB Company Profile and Key Details

NYSE : UCB

United Community Banks

$32.47
0.205+0.64%
Open: 3:03 PM
ProfileKey StatsAnalyst RatingsOwnershipRatiosFinancialsDividend & splitsSentimentForecast

Price Chart

Stock Price Today

United Community Banks, Inc. (UCB) stock surged +0.64%, trading at $32.47 on NYSE, up from the previous close of $32.26. The stock opened at $32.26, fluctuating between $32.26 and $32.66 in the recent session.

Stock Snapshot

32.26
Prev. Close
3.95B
Market Cap
32.26
Day Low
12.88
P/E Ratio
2.52
EPS (TTM)
N/A
Cash Flow per Share
32.26
Open
121.55M
Number of Shares
32.655
Day High
99.34%
Free Float in %
N/A
Book Value
242.23K
Volume

Relevant Articles

SEC Fillings

Current Report (8-k)

Filing DateAccepted Date

Annual Report (10-k)

Filing DateAccepted Date

Stock Price History Chart

DateOpenHighLowCloseVolume
Dec 19, 202532.2532.5131.9532.261.39M
Dec 17, 202532.2732.8332.2332.461.06M
Dec 16, 202532.4532.4732.0332.28852.29K
Dec 15, 202532.4132.6732.1132.28761.72K
Dec 12, 202532.5932.6132.0432.39677.84K
Dec 11, 202532.3832.8932.1732.42662.05K
Dec 10, 202531.3332.6931.3232.38880.44K
Dec 09, 202531.5731.9131.2631.41611K
Dec 08, 202531.2831.6531.0431.21523.58K
Dec 05, 202531.1331.2931.0631.11249.36K
Dec 04, 202531.1931.4031.1031.36428.63K
Dec 03, 202530.7931.5230.6931.29424.74K
Dec 02, 202531.0931.4530.6730.71287.37K
Dec 01, 202530.4431.0030.4030.96594.61K
Nov 28, 202530.8431.0130.5330.56428.38K
Nov 26, 202531.0031.3930.9330.931.12M
Nov 25, 202530.4131.6230.3931.23736.09K
Nov 24, 202530.4630.5530.2430.34306.32K
Nov 21, 202529.8530.9129.7730.53731.34K
Nov 20, 202530.0530.5529.5129.75879.47K

Contact Details

Blairsville, GA 30512

United States

https://www.ucbi.com706 781 2265

About Company

United Community Banks, Inc. operates as the financial holding company for United Community Bank that provides financial products and services to commercial, retail, government, education, energy, health care, and real estate sectors. It accepts various deposit products, including checking, savings, money market, and other deposit accounts. The company also offers lending services, including real estate, consumer, and commercial loans, to individuals, small businesses, mid-sized commercial businesses, and non-profit organizations, as well as secured and unsecured, and mortgage loans. In addition, it originates loans partially guaranteed by the SBA and USDA loan programs. Further, the company provides wealth management services comprising financial planning, customized portfolio management, and investment advice; trust services to manage fiduciary assets; non-deposit investment products; and insurance products, including life insurance, long-term care insurance, and tax-deferred annuities, as well as invests in residential and commercial mortgage-backed securities, asset-backed securities, the U.S. treasury, the U.S. agency, and municipal obligations. Additionally, it offers reinsurance on a property insurance contract; insurance agency services; treasury management; credit cards; payment and commerce solution, equipment finance, investment advisory, and other related financial services; brokerage services; and payment processing, merchant, wire transfer, private banking, and other related financial services. The company was founded in 1950 and is headquartered in Blairsville, Georgia.

Company Information

Employees2982
Beta0.88
Sales or RevenueN/A
5Y Sales Change%0.514%
Fiscal Year EndsN/A
SectorFinancial Services
IndustryBanks - Regional

Stock Peers

USB-PA
-2.7199-0.35%
U.S. Bancorp PERP PFD SER A$772.00BAP
4.77+1.70%
Credicorp Ltd.$285.77PNC
0.7+0.33%
The PNC Financial Services Group, Inc.$210.20CUBI-PE
-0.70221-0.34%
Customers Bancorp, Inc.$205.87MTB
2.16+1.06%
M&T Bank Corporation$205.82CFR
0.28+0.22%
Cullen/Frost Bankers, Inc.$129.02NIC
-3.1-2.36%
Nicolet Bankshares, Inc.$128.48SSB
-0.15-0.15%
SouthState Corporation$97.18BMA
-2.45-2.65%
Banco Macro S.A.$90.03CMA
0.38+0.43%
Comerica Incorporated$88.26

Technical Performance

UCB has shown mixed momentum, losing -0.49% over the past week and 0.09% over the past quarter, though year-to-date performance is down -0.15%. Short-term trend indicators are bearishly aligned (SMA20 2.34%, SMA50 5.43%, SMA200 7.87%). The stock’s 14-day RSI is 62.85 (firm momentum), while the ATR of 0.66 points to higher daily volatility. The stock remains hovering near 52-week lows, trading -6.68% below its high and over 40.69% above its low. Average 10-day trading volume of 947.25 thousand shares is significantly above the 3-month average of 620.51 thousand, indicating heightened recent market interest.

Dividend & Fair Value

United Community Banks, Inc. last paid a dividend of 0.98 per share, this equals a trailing yield of roughly 3.19%. Dividend and splits history remains an important factor for investors monitoring long-term returns. A discounted cash flow model estimates fair value at around $57.08. This means the shares are trading below this model’s fair value.

Earnings & Analyst Outlook

United Community Banks, Inc. generated EPS of $2.53 over the past year. Five-year average earnings growth is -2.48%. Wall Street analysts project EPS growth of 10.36% annually over the next five years. Analyst sentiment is neutral. Analyst rating data shows there are 0 Strong Buy ratings, 1 Buy ratings, 3 Hold ratings, 0 Sell rating and 0 Strong Sell ratings. Price targets range from $36.00 to $32.00. The high target offers 11.59% upside. The low target suggests -0.81% downside. The mean target is $34.25. This offers 6.17% upside. United Community Banks, Inc. earnings surprise history is a consistent trend of beating forecasts. The quarter that ended October 22, 2025, missed forecasts by 7.0%. The prior quarter beat by 6.45%. Over the last six quarters, Apple has recorded several small beats. These include 13.73% in July 24, 2024.

Shareholding & Insider Activity

United Community Banks, Inc. has 121.47 million shares outstanding. The public float is 120.67 million shares, elevated short interest at 2.35% of float. This equals 2.13 million shares. The short ratio is 3.63 days. Institutional investors hold 86.41% of the float. Insiders own 0.41%. HARTON H LYNN holds 109.12 thousand shares, BRADSHAW RICHARD has 75.23 thousand shares and HARRALSON JEFFERSON L has 43.99 thousand shares. Over the past six months, insider transactions show net selling. They sold 1.66 thousand shares across 2 transactions.

Financial & Profitability Overview

Over the trailing twelve months, United Community Banks has not generated any revenue.
On valuation metrics, United Community Banks trades at a P/E of 12.41, P/S of 2.80 and P/B of 1.10. Debt-to-equity is 0.04, supported by a cash flow-to-debt ratio of 2.99.

Price Forecast & Outlook

Our AI price prediction model suggests that United Community Banks, Inc. stock has strong potential for upside but may face short-term weakness followed by gains in the medium and long term. 2-Week Outlook: Projected increase of 4.03%, with price expected at $33.56 by January 02, 2026, within a range of $33.10 to $34.00 3-Month Outlook: Projected fall of -4.22%, reaching $30.90 by March 19, 2026, with a range of $28.96 to $32.68. 1-Year Outlook: Projected gain of 2.48%, with price at $33.06 by December 18, 2026, within a range of $31.75 to $34.62.

Key Takeaways

United Community Banks, Inc. (NYSE:UCB) shares are flat -0.15% year-to-date currently trading near 52-week highs band. Short-term momentum has been positive over the last quarter, despite recent volatility. Valuation shows United Community Banks, Inc. trading at a premium to the broader market with a P/E of 12.41. Analyst sentiment is cautious, with the majority of ratings in Market Perform territory and a mean price target of $33.80, suggesting 4.77% upside. Our AI forecast model points to short-term strength (4.03% over two weeks), a medium-term fall (-4.22% over three months), and a longer-term gain (2.48% over one year), with expected trading ranges indicating moderate volatility.

Frequently Asked Questions

What is the current United Community Banks, Inc. (UCB) stock price?
United Community Banks, Inc. (NYSE: UCB) stock price is $32.47 in the last trading session. During the trading session, UCB stock reached the peak price of $32.66 while $32.26 was the lowest point it dropped to. The percentage change in UCB stock occurred in the recent session was 0.64% while the dollar amount for the price change in UCB stock was $0.21.
UCB's industry and sector of operation?
The NYSE listed UCB is part of Banks - Regional industry that operates in the broader Financial Services sector. United Community Banks, Inc. designs, manufactures, and markets smartphones, personal computers, tablets, wearables, and accessories worldwide.
Who are the executives of UCB?
No Data
How UCB did perform over past 52-week?
UCB's closing price is 40.69% higher than its 52-week low of $22.93 where as its distance from 52-week high of $34.57 is -6.68%.
How many employees does UCB have?
Number of UCB employees currently stands at 2,982.
Link for UCB official website?
Official Website of UCB is: https://www.ucbi.com
How do I contact UCB?
UCB could be contacted at phone 706 781 2265 and can also be accessed through its website. UCB operates from 125 Highway 515 East, Blairsville, GA 30512, United States.
How many shares of UCB are traded daily?
UCB stock volume for the day was 242.23K shares. The average number of UCB shares traded daily for last 3 months was 677.66K.
What is the market cap of UCB currently?
The market value of UCB currently stands at $3.95B with its latest stock price at $32.47 and 121.55M of its shares outstanding.
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