NU Company Profile and Key Details

Q: Who are the executives of NU?

Ms. Cristina Helena Zingaretti JunqueiraCo-Founder & Chief Growth OfficerMr. Guilherme Marques do LagoChief Financial OfficerMarco AraujoChief Legal OfficerMr. Matthew SwannChief Technology OfficerMr. Jorg FriedemannInvestor Relations OfficerMr. Youssef LahrechChief Operating Officer & PresMr. Vitor Guarino OlivierChief Technology OfficerMr. Jagpreet Singh DuggalChief Product OfficerMr. David Velez-OsomoFounder, Chairman & Chief Executive OfficerMr. Henrique Camossa Saldanha FragelliChief Risk OfficerMr. Guilherme Rocha VieiraSenior Mang.-Investor RelationsMr. Marco Antonio Martins de Araujo FilhoChief Legal OfficerMr. Alex CeballosChief Corporation Devel. OfficerMs. Suzana KubricChief of HR Officer

NYSE : NU

Nu

$13.37

-0.24-1.76%

At Close 4:00 PM

54.55

BESG ScoreESG Rating

Profile Key Stats Analyst Ratings Ownership Ratios Financials Dividend & splits Sentiment Forecast

Price Chart

Stock Price Today

Nu Holdings Ltd. (NU) stock declined over -1.76%, trading at $13.37 on NYSE, down from the previous close of $13.61. The stock opened at $13.40, fluctuating between $13.30 and $13.54 in the recent session.

Stock Snapshot

13.61

Prev. Close

64.75B

Market Cap

13.295

Day Low

19.38

P/E Ratio

0.69

EPS (TTM)

0.89

Cash Flow per Share

13.4

Open

4.84B

Number of Shares

13.54

Day High

88.04%

Free Float in %

1.34

Book Value

61.13M

Volume

Relevant Articles

SEC Fillings

Current Report (8-k)

Filing Date	Accepted Date

Annual Report (10-k)

Filing Date	Accepted Date

Stock Price History Chart

Date	Open	High	Low	Close	Volume
Jul 08, 2026	13.38	13.54	13.30	13.37	65.41M
Jul 07, 2026	14.06	14.38	13.61	13.61	66.56M
Jul 06, 2026	13.68	14.06	13.41	14.06	54.83M
Jul 02, 2026	13.44	13.75	13.32	13.61	55.6M
Jul 01, 2026	13.28	13.93	13.25	13.39	69.71M
Jun 30, 2026	13.06	13.39	12.94	13.36	45.55M
Jun 29, 2026	13.26	13.30	12.99	13.13	35.63M
Jun 26, 2026	12.45	13.34	12.45	13.17	52.13M
Jun 25, 2026	12.48	12.65	12.23	12.46	38.15M
Jun 24, 2026	12.55	12.72	12.44	12.46	28.75M
Jun 23, 2026	12.52	12.79	12.50	12.59	33.35M
Jun 22, 2026	12.78	13.12	12.70	12.79	40.77M
Jun 18, 2026	13.03	13.08	12.68	12.71	58.35M
Jun 17, 2026	12.79	13.52	12.79	12.89	96.71M
Jun 16, 2026	12.51	12.80	12.47	12.72	55.92M
Jun 15, 2026	12.34	12.63	12.28	12.43	61.94M
Jun 12, 2026	12.17	12.29	12.02	12.19	33.5M
Jun 11, 2026	11.57	12.09	11.51	12.09	49.65M
Jun 10, 2026	11.80	12.09	11.61	11.62	45.43M
Jun 09, 2026	11.72	12.04	11.66	11.88	46.14M

Contact Details

SÃ£o Paulo, SP 05409-000

Cayman Islands

https://nubank.com.br 134 594 92648

About Company

Nu Holdings Ltd. provides digital banking platform in Brazil, Mexico, Colombia, the Cayman Islands, and the United States. The company provides spending solutions comprising Nu credit and prepaid card, a digitally enabled card that acts as a credit and a prepaid card; Nubank+ Tier, an evolution of the Nu experience; Ultraviolet credit and prepaid card, a premium metal credit card; mobile payment solutions for NuAccount customers to make and receive transfers, pay bills, and make everyday purchases through their mobile phones; and Nu Shopping, an integrated marketplace that enables customers to purchase goods and services from various ecommerce retailers. It also offers transactional solutions, such as Nu Personal Accounts, a digital account solution for personal financial activities; Nu business accounts for entrepreneur customers and their businesses; and Nu business prepaid and credit card. In addition, it offers savings and investing solutions, including Money Boxes, a solution for goal-based investing; investing solutions, an attractive investment product with customized and conflict-free guidance; and NuCrypto, a solution for buying and selling cryptocurrencies through the Nu app. Further, the company provides borrowing solutions comprising personal unsecured and secured loans; Pix financing that enables credit card and digital account customers to make free and instant peer-to-peer transfers; Boleto financing, which enables credit card and digital account customers to make payments; purchase financing; cash-in financing; and NuPay to make online purchases and pay for services through Nu app. Additionally, it offers protection solutions, such as NuInsurance protection solutions, including life, mobile, auto, home, and financial protection insurance policies; and beyond financial services solutions, including NuTravel, a travel portal; and NuCel, a mobile phone service. Nu Holdings Ltd. was founded in 2013 and is headquartered in São Paulo, Brazil.

Stock Peers

USB-PA

-0.049-0.01%

U.S. Bancorp PERP PFD SER A$767.20 PNC

-7.48-2.94%

The PNC Financial Services Group, Inc.$246.53 MTB

-5.12-2.14%

M&T Bank Corporation$234.63 CUBI-PE

-0.70221-0.34%

Customers Bancorp, Inc.$205.87 NIC

-3.77-2.28%

Nicolet Bankshares, Inc.$161.41 CFR

-3.57-2.27%

Cullen/Frost Bankers, Inc.$153.72 KB

1.26+1.09%

KB Financial Group Inc.$116.74 PNFP

-2.97-2.95%

Pinnacle Financial Partners, Inc.$97.81 SSB

-2.22-2.22%

SouthState Bank Corp.$97.61 MCB

-1.03-1.06%

Metropolitan Bank Holding Corp.$96.04

Company Overview

Nu Holdings Ltd. (NYSE:NU) closed at $13.37 USD, losing -$0.24 (-1.76%) from the previous close of $13.61. The stock is currently mid-range between its 52-week high and low $11.20 and $18.98. With a market capitalization of about $64.75 billion, Nu Holdings Ltd. is classified as a large-cap and shows market-like volatility (beta ~0.95). Key stats such as the average daily volume over the past year has been around 52.59 million shares, in line with its 52-week average. Headquartered in São Paulo, SP, Nu Holdings Ltd. operates in the Financial Services sector and the Banks - Regional industry. Led by CEO David Velez Osorno, the company employs approximately 8,037 people and listed since December 09, 2021. Nu Holdings Ltd. provides digital banking platform in Brazil, Mexico, Colombia, the Cayman Islands, and the United States.

Technical Performance

Short-term trend indicators are bearishly aligned (SMA20 -12.35%, SMA50 -12.1%, SMA200 0.25%). The stock’s 14-day RSI is 31.92 (weak momentum), while the ATR of 0.72 points to higher daily volatility. The stock remains hovering near 52-week lows, trading -20.65% below its high and over 67.15% above its low. Average 10-day trading volume of 56.18 million shares is slightly above the 3-month average of 50.19 million, indicating heightened recent market interest.

Valuation Metrics

Nu Holdings Ltd. trades at a P/E ratio of 20.49, slightly below the S&P 500 average, with a price-to-sales ratio of 3.68 and a price-to-book ratio of 5.14 trading at moderately above to book value. The P/FCF stands at 53.7, also below market averages.

Dividend & Fair Value

Nu Holdings Ltd. last paid a dividend of 0 per share, Dividend and splits history remains an important factor for investors monitoring long-term returns. A discounted cash flow model estimates fair value at around -$13.16. This means the shares are trading below this model’s fair value.

Earnings & Analyst Outlook

Wall Street analysts project EPS growth of 34.1% annually over the next five years. The latest quarter delivered EPS of $0.18. The next quarter is forecast at $0.21. Next year's EPS is expected at $68.91. Analyst sentiment is bullish. Analyst rating data shows there are 5 Strong Buy ratings, 7 Buy ratings, 7 Hold ratings, 0 Sell rating and 1 Strong Sell ratings. Price targets range from $22.00 to $10.00. The high target offers 64.55% upside. The low target suggests -25.21% downside. The mean target is $16.95. This offers 26.78% upside. Nu Holdings Ltd. earnings surprise history is a mixed track record. The quarter that ended May 14, 2026, missed forecasts by -11.2%. The prior quarter beat by -4.9%. Over the last six quarters, Apple has recorded several small beats. These include 0.76% in February 20, 2025.

Shareholding & Insider Activity

Nu Holdings Ltd. has 3.78 billion shares outstanding. The public float is 3.61 billion shares, elevated short interest at 3.31% of float. This equals 124.71 million shares. The short ratio is 2.27 days. Institutional investors hold 83.66% of the float. Insiders own 4.94%. Junqueira Cristina Helena Zingaretti holds 2.31 million shares, MAY THOMAS J has 317.40 thousand shares and Sands Anita M has 162.15 thousand shares. Over the past six months, insider transactions show net selling. They sold 101.00 thousand shares across 2 transactions.

Financial & Profitability Overview

Over the trailing twelve months, Nu generated $7.01B in revenue, or $1.44 per share. Gross margin was 66.97%, operating margin 21.95%, and net profit margin 14.70%. Returns are modest, with ROA at 2.38% and ROE at 16.09%.
On valuation metrics, Nu trades at a P/E of 20.49, P/S of 3.68 and P/B of 5.14. Liquidity is tight, with a current ratio of 0.83 and quick ratio of 0.83. Operationally, the company’s inventory turnover is 0.00 and cash conversion cycle is -112.93 days , indicating it collects cash faster than it pays suppliers. Debt-to-equity is 0.25, supported by a cash flow-to-debt ratio of 0.38.

Quarterly Financial Highlights

For the quarter ended Dec 31, 2023, Nu posted revenue of $7.01B, down slightly from $2.97B in the prior quarter. Gross profit was $4.70B (margin 66.97%). Operating income was $1.54B (margin 22.0%). Net income was$1.03B (EPS $0.22).
The company ended the quarter with $6.76B in cash and short-term investments, a total debt of $1.17B, and net debt of - $4.75B. Total assets were $43.35B, with equity of $6.41B. Financials further reflected stability, with operating cash flow of $8.69B, free cash flow of $8.51B, and capital expenditures of - $177.00M.

Price Forecast & Outlook

Our AI price prediction model suggests that Nu Holdings Ltd. stock has strong potential for upside but may face short-term weakness followed by gains in the medium and long term. 2-Week Outlook: Projected increase of 6.36%, with price expected at $14.22 by July 22, 2026, within a range of $13.69 to $14.69 3-Month Outlook: Projected fall of -24.83%, reaching $10.05 by October 06, 2026, with a range of $9.67 to $10.40. 1-Year Outlook: Projected gain of 114.88%, with price at $28.73 by July 08, 2027, within a range of $28.52 to $28.93.

Key Takeaways

Nu Holdings Ltd. (NYSE:NU) shares are flat 1.37% year-to-date currently trading near 52-week highs band. Short-term momentum has been positive over the last quarter, despite recent volatility. Valuation shows Nu Holdings Ltd. trading at a premium to the broader market with a P/E of 20.49. Analyst sentiment is bullish, with the majority of ratings in Overweight territory and a mean price target of $13.39, suggesting 0.15% upside. Our AI forecast model points to short-term strength (6.36% over two weeks), a medium-term fall (-24.83% over three months), and a longer-term gain (114.88% over one year), with expected trading ranges indicating moderate volatility.

Frequently Asked Questions

What is the current Nu Holdings Ltd. (NU) stock price?

Nu Holdings Ltd. (NYSE: NU) stock price is $13.37 in the last trading session. During the trading session, NU stock reached the peak price of $13.54 while $13.30 was the lowest point it dropped to. The percentage change in NU stock occurred in the recent session was -1.76% while the dollar amount for the price change in NU stock was - $0.24.

NU's industry and sector of operation?

The NYSE listed NU is part of Banks - Regional industry that operates in the broader Financial Services sector. Nu Holdings Ltd. designs, manufactures, and markets smartphones, personal computers, tablets, wearables, and accessories worldwide.

Who are the executives of NU?

Ms. Cristina Helena Zingaretti Junqueira
Co-Founder & Chief Growth Officer
Mr. Guilherme Marques do Lago
Chief Financial Officer
Marco Araujo
Chief Legal Officer
Mr. Matthew Swann
Chief Technology Officer
Mr. Jorg Friedemann
Investor Relations Officer
Mr. Youssef Lahrech
Chief Operating Officer & Pres
Mr. Vitor Guarino Olivier
Chief Technology Officer
Mr. Jagpreet Singh Duggal
Chief Product Officer
Mr. David Velez-Osomo
Founder, Chairman & Chief Executive Officer
Mr. Henrique Camossa Saldanha Fragelli
Chief Risk Officer
Mr. Guilherme Rocha Vieira
Senior Mang.-Investor Relations
Mr. Marco Antonio Martins de Araujo Filho
Chief Legal Officer
Mr. Alex Ceballos
Chief Corporation Devel. Officer
Ms. Suzana Kubric
Chief of HR Officer

How NU did perform over past 52-week?

NU's closing price is 19.38% higher than its 52-week low of $11.20 where as its distance from 52-week high of $18.98 is -29.56%.

How many employees does NU have?

Number of NU employees currently stands at 8,037.

Link for NU official website?

Official Website of NU is: https://nubank.com.br

How do I contact NU?

NU could be contacted at phone 134 594 92648 and can also be accessed through its website. NU operates from Rua Capote Valente, 39, SÃ£o Paulo, SP 05409-000, Cayman Islands.

How many shares of NU are traded daily?

NU stock volume for the day was 61.13M shares. The average number of NU shares traded daily for last 3 months was 52.59M.

What is the market cap of NU currently?

The market value of NU currently stands at $64.75B with its latest stock price at $13.37 and 4.84B of its shares outstanding.

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Employees	8037
Beta	0.95
Sales or Revenue	$7.01B
5Y Sales Change%	28.435%
Fiscal Year Ends	December
Sector	Financial Services
Industry	Banks - Regional

NU Company Profile and Key Details

Nu

Price Chart

Stock Price Today

Stock Snapshot

Relevant Articles

SEC Fillings

Current Report (8-k)

Annual Report (10-k)

Stock Price History Chart

Contact Details

About Company

Company Information

Stock Peers

Company Overview

Technical Performance

Valuation Metrics

Dividend & Fair Value

Earnings & Analyst Outlook

Shareholding & Insider Activity

Financial & Profitability Overview

Quarterly Financial Highlights

Price Forecast & Outlook

Key Takeaways

Frequently Asked Questions

Technical Performance

Shareholding & Insider Activity

Earnings & Analyst Outlook

Dividend & Fair Value

Company Overview

Financial & Profitability Overview

Quarterly Financial Highlights

Valuation Metrics

Key Takeaways

Price Forecast & Outlook