NU Company Profile and Key Details

Q: Who are the executives of NU?

Ms. Cristina Helena Zingaretti JunqueiraCo-Founder & Chief Growth OfficerMr. Guilherme Marques do LagoChief Financial OfficerMarco AraujoChief Legal OfficerMr. Matthew SwannChief Technology OfficerMr. Jorg FriedemannInvestor Relations OfficerMr. Youssef LahrechChief Operating Officer & PresMr. Vitor Guarino OlivierChief Technology OfficerMr. Jagpreet Singh DuggalChief Product OfficerMr. David Velez-OsomoFounder, Chairman & Chief Executive OfficerMr. Henrique Camossa Saldanha FragelliChief Risk OfficerMr. Guilherme Rocha VieiraSenior Mang.-Investor RelationsMr. Marco Antonio Martins de Araujo FilhoChief Legal OfficerMr. Alex CeballosChief Corporation Devel. OfficerMs. Suzana KubricChief of HR Officer

NYSE : NU

Nu

$17.46

-0.145-0.82%

At Close 4:00 PM

$17.46

−0.000.00%

After-Market 08:30 PM

54.55

BESG ScoreESG Rating

Profile Key Stats Analyst Ratings Ownership Ratios Financials Dividend & splits Sentiment Forecast

Price Chart

Stock Price Today

Nu Holdings Ltd. (NU) stock declined over -0.82%, trading at $17.46 on NYSE, down from the previous close of $17.61. The stock opened at $17.68, fluctuating between $17.39 and $18.07 in the recent session.

Stock Snapshot

17.605

Prev. Close

84.2B

Market Cap

17.39

Day Low

33.58

P/E Ratio

0.52

EPS (TTM)

0.89

Cash Flow per Share

17.68

Open

4.82B

Number of Shares

18.07

Day High

88.04%

Free Float in %

1.34

Book Value

29.45M

Volume

Relevant Articles

SEC Fillings

Current Report (8-k)

Filing Date	Accepted Date

Annual Report (10-k)

Filing Date	Accepted Date

Stock Price History Chart

Date	Open	High	Low	Close	Volume
Jan 09, 2026	17.68	18.07	17.39	17.46	29.41M
Jan 08, 2026	17.59	17.62	17.37	17.61	30.29M
Jan 07, 2026	17.62	17.76	17.41	17.50	27.85M
Jan 06, 2026	18.12	18.37	17.81	17.86	59.08M
Jan 05, 2026	17.18	18.14	17.17	17.94	79.36M
Jan 02, 2026	17.06	17.06	16.65	17.02	30.93M
Dec 31, 2025	16.87	16.93	16.71	16.74	18.91M
Dec 30, 2025	16.77	17.11	16.68	16.88	31.09M
Dec 29, 2025	16.67	16.81	16.54	16.66	15.42M
Dec 26, 2025	16.74	16.76	16.61	16.76	11.81M
Dec 24, 2025	16.70	16.79	16.65	16.74	7.27M
Dec 23, 2025	16.69	16.83	16.56	16.76	35.6M
Dec 22, 2025	16.42	16.63	16.35	16.62	25.66M
Dec 19, 2025	16.35	16.47	16.31	16.34	50.04M
Dec 17, 2025	16.09	16.16	15.59	15.86	53.86M
Dec 16, 2025	16.50	16.52	16.18	16.20	45.41M
Dec 15, 2025	17.02	17.07	16.63	16.65	43.11M
Dec 12, 2025	16.91	17.06	16.60	16.90	36.5M
Dec 11, 2025	16.73	17.11	16.70	16.82	31.5M
Dec 10, 2025	16.60	16.85	16.47	16.69	30.05M

Contact Details

São Paulo, SP 5409-0000

Brazil

https://www.nubank.com.br 134 594 92648

About Company

Nu Holdings Ltd. operates as a digital financial services platform and technology company primarily in Brazil, Mexico, and Colombia. It offers Nu credit and debit cards; Ultraviolet credit and debit cards; and mobile payment solutions for NuAccount customers to make and receive transfers, pay bills, and make everyday purchases through their mobile phones. The company provides savings solutions, such as Nu Personal Accounts, a digital account solution that supports all personal finance activities, from daily purchases and money transfers to savings; and Nu business accounts designed specifically for entrepreneur customers and their businesses. In addition, it offers NuInvest, an investment product that provides equity, fixed-income, options, and ETF products, as well as multimarket funds with curated asset allocations based on the customer's risk profile and financial position; personal unsecured loans; in-app buy now pay later' solution for Nu card customers to pay credit and debit purchases, and banking payment slips over time in up to twelve installments; and NuInsurance protecting solutions to help its customers secure life insurance and funeral benefits. The company was founded in 2013 and is headquartered in Sao Paulo, Brazil.

Stock Peers

BAC-PL

2.64+0.21%

Bank of America Corporation$1,258.95 WFC-PL

9.27+0.76%

Wells Fargo & Company$1,233.87 JPM

-0.6-0.18%

JPMorgan Chase & Co.$329.19 RY

-0.36-0.21%

Royal Bank of Canada$169.19 BMO

-0.78-0.58%

Bank of Montreal$132.58 C

0.72+0.60%

Citigroup Inc.$121.32 WFC

0.35+0.37%

Wells Fargo & Company$95.95 TD

-0.32-0.34%

The Toronto-Dominion Bank$94.28 CM

-0.94-1.03%

Canadian Imperial Bank of Commerce$90.75 HSBC

-0.3-0.37%

HSBC Holdings plc$80.19

Company Overview

Nu Holdings Ltd. (NYSE:NU) closed at $17.46 USD, losing -$0.14 (-0.82%) from the previous close of $17.61. The stock is currently within 5% of its 52-week high $9.01 and $18.37. With a market capitalization of about $84.20 billion, Nu Holdings Ltd. is classified as a large-cap and shows market-like volatility (beta ~1.08). Key stats such as the average daily volume over the past year has been around 35.86 million shares, in line with its 52-week average. Headquartered in São Paulo, SP, Nu Holdings Ltd. operates in the Financial Services sector and the Banks - Diversified industry. Led by CEO David Velez-Osomo, the company employs approximately 5,403 people and listed since December 09, 2021. Nu Holdings Ltd. operates as a digital financial services platform and technology company primarily in Brazil, Mexico, and Colombia.

Technical Performance

NU has shown sold momentum, gaining 5.2% over the past week and 16.39% over the past quarter, though year-to-date performance is up 5.2%. Short-term trend indicators are bearishly aligned (SMA20 3.44%, SMA50 5.49%, SMA200 24.19%). The stock’s 14-day RSI is 58.65 (neutral), while the ATR of 0.46 points to higher daily volatility. The stock remains hovering near 52-week lows, trading -4.95% below its high and over 93.78% above its low. Average 10-day trading volume of 42.82 million shares is slightly above the 3-month average of 34.42 million, indicating heightened recent market interest.

Valuation Metrics

Nu Holdings Ltd. trades at a P/E ratio of 33.4, slightly above the S&P 500 average, with a price-to-sales ratio of 6.21 and a price-to-book ratio of 8.01 trading at moderately above to book value. The P/FCF stands at 22.97, also below market averages.

Dividend & Fair Value

Nu Holdings Ltd. last paid a dividend of 0 per share, Dividend and splits history remains an important factor for investors monitoring long-term returns. A discounted cash flow model estimates fair value at around $30.86. This means the shares are trading below this model’s fair value.

Earnings & Analyst Outlook

Wall Street analysts project EPS growth of 41.12% annually over the next five years. The latest quarter delivered EPS of $0.16. The next quarter is forecast at $0.19. Next year's EPS is expected at $68.91. Analyst sentiment is bullish. Analyst rating data shows there are 7 Strong Buy ratings, 3 Buy ratings, 6 Hold ratings, 0 Sell rating and 0 Strong Sell ratings. Price targets range from $19.00 to $13.00. The high target offers 8.82% upside. The low target suggests -25.54% downside. The mean target is $16.50. This offers -5.5% upside. Nu Holdings Ltd. earnings surprise history is a mixed track record. The quarter that ended November 13, 2025, missed forecasts by -0.31%. The prior quarter beat by 5.03%. Over the last six quarters, Apple has recorded several small beats. These include 20.0% in August 13, 2024.

Shareholding & Insider Activity

Nu Holdings Ltd. has 3.78 billion shares outstanding. The public float is 3.61 billion shares, elevated short interest at 3.31% of float. This equals 124.71 million shares. The short ratio is 2.27 days. Institutional investors hold 83.66% of the float. Insiders own 4.94%. MAY THOMAS J holds 317.40 thousand shares, JUDGE JAMES J has 161.77 thousand shares and Olivier Leon J has 151.38 thousand shares.

Financial & Profitability Overview

Over the trailing twelve months, Nu generated $7.01B in revenue, or $1.44 per share. Gross margin was 66.97%, operating margin 21.95%, and net profit margin 14.70%. Returns are modest, with ROA at 2.38% and ROE at 16.09%.
On valuation metrics, Nu trades at a P/E of 33.40, P/S of 6.21 and P/B of 8.01. Liquidity is tight, with a current ratio of 0.88 and quick ratio of 0.88. Operationally, the company’s inventory turnover is 0.00 and cash conversion cycle is -68.69 days , indicating it collects cash faster than it pays suppliers. Debt-to-equity is 0.23, supported by a cash flow-to-debt ratio of 1.66.

Quarterly Financial Highlights

For the quarter ended Dec 31, 2023, Nu posted revenue of $7.01B, down slightly from $2.97B in the prior quarter. Gross profit was $4.70B (margin 66.97%). Operating income was $1.54B (margin 22.0%). Net income was$1.03B (EPS $0.22).
The company ended the quarter with $6.76B in cash and short-term investments, a total debt of $1.17B, and net debt of - $4.75B. Total assets were $43.35B, with equity of $6.41B. Financials further reflected stability, with operating cash flow of $8.69B, free cash flow of $8.51B, and capital expenditures of - $177.00M.

Price Forecast & Outlook

Our AI price prediction model suggests that Nu Holdings Ltd. stock has strong potential for upside but may face short-term weakness followed by gains in the medium and long term. 2-Week Outlook: Projected increase of 5.38%, with price expected at $18.40 by January 23, 2026, within a range of $17.86 to $18.99 3-Month Outlook: Projected rise of 38.77%, reaching $24.23 by April 09, 2026, with a range of $23.91 to $24.62. 1-Year Outlook: Projected gain of 18.61%, with price at $20.71 by December 31, 2026, within a range of $20.05 to $21.20.

Key Takeaways

Nu Holdings Ltd. (NYSE:NU) shares are flat 5.2% year-to-date currently trading near 52-week highs band. Short-term momentum has been positive over the last quarter, despite recent volatility. Valuation shows Nu Holdings Ltd. trading at a premium to the broader market with a P/E of 33.4. Analyst sentiment is mixed, with the majority of ratings in Neutral territory and a mean price target of $12.79, suggesting -26.75% downside. Our AI forecast model points to short-term strength (5.38% over two weeks), a medium-term rise (38.77% over three months), and a longer-term gain (18.61% over one year), with expected trading ranges indicating moderate volatility.

Frequently Asked Questions

What is the current Nu Holdings Ltd. (NU) stock price?

Nu Holdings Ltd. (NYSE: NU) stock price is $17.46 in the last trading session. During the trading session, NU stock reached the peak price of $18.07 while $17.39 was the lowest point it dropped to. The percentage change in NU stock occurred in the recent session was -0.82% while the dollar amount for the price change in NU stock was - $0.15.

NU's industry and sector of operation?

The NYSE listed NU is part of Banks - Diversified industry that operates in the broader Financial Services sector. Nu Holdings Ltd. designs, manufactures, and markets smartphones, personal computers, tablets, wearables, and accessories worldwide.

Who are the executives of NU?

Ms. Cristina Helena Zingaretti Junqueira
Co-Founder & Chief Growth Officer
Mr. Guilherme Marques do Lago
Chief Financial Officer
Marco Araujo
Chief Legal Officer
Mr. Matthew Swann
Chief Technology Officer
Mr. Jorg Friedemann
Investor Relations Officer
Mr. Youssef Lahrech
Chief Operating Officer & Pres
Mr. Vitor Guarino Olivier
Chief Technology Officer
Mr. Jagpreet Singh Duggal
Chief Product Officer
Mr. David Velez-Osomo
Founder, Chairman & Chief Executive Officer
Mr. Henrique Camossa Saldanha Fragelli
Chief Risk Officer
Mr. Guilherme Rocha Vieira
Senior Mang.-Investor Relations
Mr. Marco Antonio Martins de Araujo Filho
Chief Legal Officer
Mr. Alex Ceballos
Chief Corporation Devel. Officer
Ms. Suzana Kubric
Chief of HR Officer

How NU did perform over past 52-week?

NU's closing price is 93.78% higher than its 52-week low of $9.01 where as its distance from 52-week high of $18.37 is -4.95%.

How many employees does NU have?

Number of NU employees currently stands at 5,403.

Link for NU official website?

Official Website of NU is: https://www.nubank.com.br

How do I contact NU?

NU could be contacted at phone 134 594 92648 and can also be accessed through its website. NU operates from Rua Capote Valente, 39, São Paulo, SP 5409-0000, Brazil.

How many shares of NU are traded daily?

NU stock volume for the day was 29.45M shares. The average number of NU shares traded daily for last 3 months was 35.86M.

What is the market cap of NU currently?

The market value of NU currently stands at $84.20B with its latest stock price at $17.46 and 4.82B of its shares outstanding.

Stocks Telegraph provides information and tools designed to assist investors and Wall Street players. A major goal is to offer financiers comprehensive information that will help them gain insight into investing.

Stocks Telegraph does not provide any advice or recommendations for buying or selling stocks, securities, or other financial products. Information contained on this website is for informational purposes only and should not be construed as professional financial, investment or other advice. Stocks Telegraph is not liable for any loss or damage that may occur as a result of reliance on this data.

Employees	5403
Beta	1.08
Sales or Revenue	$7.01B
5Y Sales Change%	28.435%
Fiscal Year Ends	December
Sector	Financial Services
Industry	Banks - Diversified

NU Company Profile and Key Details

Nu

Price Chart

Stock Price Today

Stock Snapshot

Relevant Articles

SEC Fillings

Current Report (8-k)

Annual Report (10-k)

Stock Price History Chart

Contact Details

About Company

Company Information

Stock Peers

Company Overview

Technical Performance

Valuation Metrics

Dividend & Fair Value

Earnings & Analyst Outlook

Shareholding & Insider Activity

Financial & Profitability Overview

Quarterly Financial Highlights

Price Forecast & Outlook

Key Takeaways

Frequently Asked Questions

Company Overview

Technical Performance

Dividend & Fair Value

Earnings & Analyst Outlook

Shareholding & Insider Activity

Financial & Profitability Overview

Quarterly Financial Highlights

Key Takeaways

Price Forecast & Outlook

Valuation Metrics