NPB Company Profile and Key Details

Short-term trend indicators are mixed aligned (SMA20 5.19%, SMA50 5.05%, SMA200 13.31%). The stock’s 14-day RSI is 59.26 (neutral), while the ATR of 0.6 points to higher daily volatility. The stock remains hovering near 52-week lows, trading -5.22% below its high and over 61.5% above its low. Average 10-day trading volume of 203.47 thousand shares is slightly above the 3-month average of 149.04 thousand, indicating heightened recent market interest.

Analyst sentiment is bullish. Analyst rating data shows there are 3 Strong Buy ratings, 0 Buy ratings, 1 Hold ratings, 0 Sell rating and 0 Strong Sell ratings. Price targets range from $20.00 to $17.50. The high target offers 7.47% upside. The low target suggests -5.96% downside. The mean target is $19.06. This offers 2.42% upside. Northpointe Bancshares, Inc. earnings surprise history is a mixed track record. The quarter that ended April 21, 2026, missed forecasts by -6.06%. The prior quarter beat by -13.33%. Over the last six quarters, Apple has recorded several small beats. These include -33.33% in May 15, 2025.

Northpointe Bancshares, Inc. has 34.36 million shares outstanding. The public float is 15.03 million shares, elevated short interest at 2.34% of float. This equals 521.30 thousand shares. The short ratio is 3.57 days. Institutional investors hold 87.85% of the float. Insiders own 31.72%. Williams Charles Alan holds 2.31 million shares, Dean Richard Jeffery has 557.17 thousand shares and Hooker David Stevens has 11.00 thousand shares. Over the past six months, insider transactions show net selling. They sold 71.78 thousand shares across 8 transactions.

Northpointe Bancshares, Inc. last paid a dividend of 0.1 per share, Dividend and splits history remains an important factor for investors monitoring long-term returns. A discounted cash flow model estimates fair value at around $1.91. This means the shares are trading above this model’s fair value.

Northpointe Bancshares, Inc. (NYSE:NPB) closed at $18.61 USD, gaining $0.05 (0.27%) from the previous close of $18.56. The stock is currently within 5% of its 52-week high $13.53 and $19.48. With a market capitalization of about $279.81 million, Northpointe Bancshares, Inc. is classified as a micro-cap and shows lower-than-market volatility (beta ~0.11). Key stats such as the average daily volume over the past year has been around 145.39 thousand shares, trading with heavier-than-usual volume. Headquartered in Grand Rapids, MI, Northpointe Bancshares, Inc. operates in the Financial Services sector and the Banks - Regional industry. Led by CEO Charles A. Williams, the company employs approximately 491 people and listed since February 18, 2025. Northpointe Bancshares, Inc. serves as the parent company for Northpointe Bank, offering a broad spectrum of financial products and banking services throughout the United States.

Northpointe Bancshares, Inc. trades at a P/E ratio of 3.59, slightly below the S&P 500 average, with a price-to-sales ratio of 0.57 and a price-to-book ratio of 0.48 suggesting the stock is closer to book value. The P/FCF stands at 11.18, also below market averages.

Our AI price prediction model suggests that Northpointe Bancshares, Inc. stock has strong potential for upside but may face short-term weakness followed by gains in the medium and long term. 2-Week Outlook: Projected increase of 1.93%, with price expected at $18.97 by July 08, 2026, within a range of $18.66 to $19.29 3-Month Outlook: Projected rise of 30.41%, reaching $24.27 by September 22, 2026, with a range of $24.05 to $24.49. 1-Year Outlook: Projected gain of 10.21%, with price at $20.51 by June 24, 2027, within a range of $20.13 to $20.88.

Northpointe Bancshares, Inc. (NYSE:NPB) shares are flat 7.63% year-to-date currently trading near 52-week highs band. Short-term momentum has been positive over the last quarter, despite recent volatility. Valuation shows Northpointe Bancshares, Inc. trading at a premium to the broader market with a P/E of 3.59. Analyst sentiment is bullish, with the majority of ratings in Overweight territory and a mean price target of $18.46, suggesting -0.81% downside. Our AI forecast model points to short-term strength (1.93% over two weeks), a medium-term rise (30.41% over three months), and a longer-term gain (10.21% over one year), with expected trading ranges indicating moderate volatility.