FBP Company Profile and Key Details

Q: Who are the executives of FBP?

Mr. Orlando Berges-González CPA, CPAExecutive Vice President & Chief Financial OfficerMr. Said Ortiz CPAChief Accounting Officer, Controller & Senior Vice PresidentMr. Aurelio Alemán-BermudezPres, Chief Executive Officer & DirectorMr. Donald L. KafkaExecutive Vice President & Chief Operating OfficerMr. Thomas Michael McDonaldExecutive Vice President & Bus. Group DirectorMs. Ginoris López-LayExecutive Vice President & Strategic Management DirectorMr. Cassan A. PanchamExecutive Vice President & Bus. Group Exec.Mr. Aurelio Aleman-BermudezPres, Chief Executive Officer & DirectorMr. Said Ortiz C.P.A.Chief Accounting Officer, Controller & Senior Vice PresidentMs. Ginoris Lopez-LayExecutive Vice President & Strategic Management DirectorMs. Sara Alvarez-CabreroExecutive Vice President, Gen. Counsel & Sec. of the BoardRamon Rodriguez C.F.A.Senior Vice President of Corporation Strategy / Investor RelationsMs. Nayda Rivera-Batista CPAExecutive Vice President & Chief Risk Officer

NYSE : FBP

First BanCorp

$21.74

0.16+0.74%

At Close 4:00 PM

57.01

B-ESG ScoreESG Rating

Profile Key Stats Analyst Ratings Ownership Ratios Financials Dividend & splits Sentiment Forecast

Price Chart

Stock Price Today

First BanCorp. (FBP) stock surged +0.74%, trading at $21.74 on NYSE, up from the previous close of $21.58. The stock opened at $21.31, fluctuating between $21.17 and $21.75 in the recent session.

Stock Snapshot

21.58

Prev. Close

3.4B

Market Cap

21.17

Day Low

10.11

P/E Ratio

2.15

EPS (TTM)

1.62

Cash Flow per Share

21.31

Open

156.57M

Number of Shares

21.745

Day High

97.02%

Free Float in %

8.44

Book Value

660.72K

Volume

Relevant Articles

SEC Fillings

Current Report (8-k)

Filing Date	Accepted Date

Annual Report (10-k)

Filing Date	Accepted Date

Stock Price History Chart

Date	Open	High	Low	Close	Volume
Apr 02, 2026	21.36	21.74	21.17	21.74	922.27K
Apr 01, 2026	21.40	21.77	21.40	21.58	893.58K
Mar 31, 2026	21.16	21.40	21.00	21.36	1.39M
Mar 30, 2026	21.03	21.03	20.80	20.85	1.04M
Mar 27, 2026	21.08	21.13	20.76	20.86	858.19K
Mar 25, 2026	21.21	21.31	20.80	21.07	1.04M
Mar 24, 2026	20.59	21.15	20.56	21.03	1.23M
Mar 23, 2026	21.01	21.29	20.71	20.76	1.64M
Mar 20, 2026	20.69	20.77	20.36	20.57	3.93M
Mar 19, 2026	20.37	20.79	20.27	20.59	1.19M
Mar 18, 2026	20.54	20.66	20.35	20.46	1.91M
Mar 17, 2026	20.86	20.94	20.52	20.53	1.47M
Mar 16, 2026	20.81	20.94	20.57	20.57	1.37M
Mar 13, 2026	20.95	21.09	20.41	20.55	2.36M
Mar 12, 2026	19.73	20.85	19.64	20.84	3.14M
Mar 11, 2026	20.32	20.49	20.06	20.24	1.64M
Mar 10, 2026	20.35	20.91	20.23	20.39	1.05M
Mar 09, 2026	20.28	20.56	19.79	20.39	1.95M
Mar 06, 2026	20.36	20.68	20.19	20.66	1.67M
Mar 03, 2026	20.80	21.54	20.80	21.38	1.33M

Contact Details

San Juan, PR 00908-0146

United States

https://www.1firstbank.com 787 729 8200

About Company

First BanCorp. operates as a bank holding company for FirstBank Puerto Rico that provides various financial services for retail, commercial, and institutional clients. The company operates through six segments: Commercial and Corporate Banking, Mortgage Banking, Consumer (Retail) Banking, Treasury and Investments, United States Operations, and Virgin Islands Operations. The Commercial and Corporate Banking segment offers commercial loans, including commercial real estate and construction loans and floor plan financings; and other products, such as cash management and business management services. The Mortgage Banking segment engages in the origination, sale, and servicing of various residential mortgage loans; acquisition and sale of mortgages in the secondary markets; and purchase of mortgage loans from other local banks and mortgage bankers. The Consumer (Retail) Banking segment provides auto, boat, credit card, and personal loans; lines of credit; deposit products comprising interest bearing and non-interest bearing checking and savings accounts, individual retirement accounts, and retail certificates of deposit (CDs); and finance leasing and insurance agency services. The Treasury and Investments segment offers funding and liquidity management services. The United States Operations segment provides checking, savings, and money market accounts, as well as retail CDs; traditional commercial and industrial, and commercial real estate loans; and internet banking, cash management, remote deposit capture, and automated clearing house, and transactions services. The Virgin Islands Operations segment is involved in consumer, commercial lending, and deposit-taking activities. The company operates 64 branches in Puerto Rico, 8 branches in the U.S. Virgin Islands and British Virgin Islands, and 11 branches in the state of Florida. First BanCorp. was founded in 1948 and is headquartered in San Juan, Puerto Rico.

Stock Peers

USB-PA

2.82+0.37%

U.S. Bancorp PERP PFD SER A$757.51 BAP

-1.28-0.38%

Credicorp Ltd.$339.98 PNC

2.46001+1.18%

The PNC Financial Services Group, Inc.$211.70 MTB

1.18+0.56%

M&T Bank Corporation$210.16 CUBI-PE

-0.70221-0.34%

Customers Bancorp, Inc.$205.87 NIC

-0.69-0.46%

Nicolet Bankshares, Inc.$148.90 CFR

-0.08-0.06%

Cullen/Frost Bankers, Inc.$138.57 KB

-1.23-1.22%

KB Financial Group Inc.$99.60 SSB

0.3+0.32%

SouthState Corporation$93.91 CMA

-4.19-4.51%

Comerica Incorporated$88.67

Company Overview

First BanCorp. (NYSE:FBP) closed at $21.74 USD, gaining $0.16 (0.74%) from the previous close of $21.58. The stock is currently mid-range between its 52-week high and low $16.40 and $23.43. With a market capitalization of about $3.40 billion, First BanCorp. is classified as a mid-cap and shows market-like volatility (beta ~0.83). Key stats such as the average daily volume over the past year has been around 1.44 million shares, volume is running light vs its 52-week average. Headquartered in San Juan, PR, First BanCorp. operates in the Financial Services sector and the Banks - Regional industry. Led by CEO Aurelio Aleman-Bermudez, the company employs approximately 3,113 people and listed since January 13, 1987. First BanCorp.

Technical Performance

Short-term trend indicators are bearishly aligned (SMA20 -1.54%, SMA50 1.82%, SMA200 4.96%). The stock’s 14-day RSI is 50.14 (neutral), while the ATR of 0.62 points to higher daily volatility. The stock remains hovering near 52-week lows, trading -5.29% below its high and over 35.3% above its low. Average 10-day trading volume of 1.02 million shares is below the 3-month average of 1.37 million, indicating normal recent market interest.

Valuation Metrics

First BanCorp. trades at a P/E ratio of 9.8, slightly below the S&P 500 average, with a price-to-sales ratio of 2.75 and a price-to-book ratio of 1.72 suggesting the stock is closer to book value. The P/FCF stands at 7.74, also below market averages.

Dividend & Fair Value

First BanCorp. last paid a dividend of 0.74 per share, this equals a trailing yield of roughly 2.81%. Dividend and splits history remains an important factor for investors monitoring long-term returns. A discounted cash flow model estimates fair value at around $32.18. This means the shares are trading below this model’s fair value.

Earnings & Analyst Outlook

First BanCorp. generated EPS of $2.15 over the past year. Five-year average earnings growth is 36.27%. The latest quarter delivered EPS of $nan. The next quarter is forecast at $0.51. Next year's EPS is expected at -$3.20. Analyst sentiment is bullish. Analyst rating data shows there are 4 Strong Buy ratings, 3 Buy ratings, 4 Hold ratings, 0 Sell rating and 0 Strong Sell ratings. Price targets range from $25.00 to $20.00. The high target offers 15.0% upside. The low target suggests -8.0% downside. The mean target is $23.77. This offers 9.34% upside.

Shareholding & Insider Activity

First BanCorp. has 160.47 million shares outstanding. The public float is 155.64 million shares, elevated short interest at 2.16% of float. This equals 2.39 million shares. The short ratio is 2.12 days. Institutional investors hold 100.19% of the float. Insiders own 1.82%. HARMON MICHAEL P holds 41.85 million shares, HAGERTY THOMAS M has 41.84 million shares and Thomas H. Lee Advisors (Alternative) VI, Ltd. has 19.99 million shares. Over the past six months, insider transactions show net selling. They sold 38.84 thousand shares across 2 transactions.

Financial & Profitability Overview

Over the trailing twelve months, First BanCorp generated $130.72M in revenue, or $0.79 per share. Gross margin was 100.00%, operating margin 62.17%, and net profit margin 228.52%. Returns are modest, with ROA at 1.57% and ROE at 19.95%.
On valuation metrics, First BanCorp trades at a P/E of 9.80, P/S of 2.75 and P/B of 1.72. The current ratio is 6.85 and quick ratio is 6.85. Operationally, the company’s inventory turnover is 0.00 and cash conversion cycle is 21.07 days. Debt-to-equity is 0.19, supported by a cash flow-to-debt ratio of 1.24.

Quarterly Financial Highlights

For the quarter ended Dec 31, 2024, First BanCorp posted revenue of $130.72M, down slightly from $1.15B in the prior quarter. Gross profit was $130.72M (margin 100.00%). Operating income was $81.27M (margin 62.2%). Net income was$298.72M (EPS $1.81).
The company ended the quarter with - $661.92M in cash and short-term investments, a total debt of $733.12M, and net debt of $70.89M. Total assets were $19.06B, with equity of $1.50B. Financials further reflected stability, with operating cash flow of $360.54M, free cash flow of $337.94M, and capital expenditures of - $22.60M.

Price Forecast & Outlook

Our AI price prediction model suggests that First BanCorp. stock has strong potential for upside but may face short-term weakness followed by gains in the medium and long term. 2-Week Outlook: Projected increase of 2.58%, with price expected at $22.30 by April 16, 2026, within a range of $21.91 to $22.69 3-Month Outlook: Projected rise of 27.74%, reaching $27.77 by July 01, 2026, with a range of $27.08 to $28.54. 1-Year Outlook: Projected gain of 19.87%, with price at $26.06 by April 02, 2027, within a range of $25.37 to $26.63.

Key Takeaways

First BanCorp. (NYSE:FBP) shares are flat 1.4% year-to-date currently trading near 52-week highs band. Short-term momentum has been positive over the last quarter, despite recent volatility. Valuation shows First BanCorp. trading at a premium to the broader market with a P/E of 9.8. Analyst sentiment is bullish, with the majority of ratings in Overweight territory and a mean price target of $18.83, suggesting -13.39% downside. Our AI forecast model points to short-term strength (2.58% over two weeks), a medium-term rise (27.74% over three months), and a longer-term gain (19.87% over one year), with expected trading ranges indicating moderate volatility.

Frequently Asked Questions

What is the current First BanCorp. (FBP) stock price?

First BanCorp. (NYSE: FBP) stock price is $21.74 in the last trading session. During the trading session, FBP stock reached the peak price of $21.75 while $21.17 was the lowest point it dropped to. The percentage change in FBP stock occurred in the recent session was 0.74% while the dollar amount for the price change in FBP stock was $0.16.

FBP's industry and sector of operation?

The NYSE listed FBP is part of Banks - Regional industry that operates in the broader Financial Services sector. First BanCorp. designs, manufactures, and markets smartphones, personal computers, tablets, wearables, and accessories worldwide.

Who are the executives of FBP?

Mr. Orlando Berges-González CPA, CPA
Executive Vice President & Chief Financial Officer
Mr. Said Ortiz CPA
Chief Accounting Officer, Controller & Senior Vice President
Mr. Aurelio Alemán-Bermudez
Pres, Chief Executive Officer & Director
Mr. Donald L. Kafka
Executive Vice President & Chief Operating Officer
Mr. Thomas Michael McDonald
Executive Vice President & Bus. Group Director
Ms. Ginoris López-Lay
Executive Vice President & Strategic Management Director
Mr. Cassan A. Pancham
Executive Vice President & Bus. Group Exec.
Mr. Aurelio Aleman-Bermudez
Pres, Chief Executive Officer & Director
Mr. Said Ortiz C.P.A.
Chief Accounting Officer, Controller & Senior Vice President
Ms. Ginoris Lopez-Lay
Executive Vice President & Strategic Management Director
Ms. Sara Alvarez-Cabrero
Executive Vice President, Gen. Counsel & Sec. of the Board
Ramon Rodriguez C.F.A.
Senior Vice President of Corporation Strategy / Investor Relations
Ms. Nayda Rivera-Batista CPA
Executive Vice President & Chief Risk Officer

How FBP did perform over past 52-week?

FBP's closing price is 32.56% higher than its 52-week low of $16.40 where as its distance from 52-week high of $23.43 is -7.21%.

How many employees does FBP have?

Number of FBP employees currently stands at 3,113.

Link for FBP official website?

Official Website of FBP is: https://www.1firstbank.com

How do I contact FBP?

FBP could be contacted at phone 787 729 8200 and can also be accessed through its website. FBP operates from 1519 Ponce de Leon Ave., San Juan, PR 00908-0146, United States.

How many shares of FBP are traded daily?

FBP stock volume for the day was 660.72K shares. The average number of FBP shares traded daily for last 3 months was 1.44M.

What is the market cap of FBP currently?

The market value of FBP currently stands at $3.40B with its latest stock price at $21.74 and 156.57M of its shares outstanding.

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Employees	3113
Beta	0.85
Sales or Revenue	$130.72M
5Y Sales Change%	1.054%
Fiscal Year Ends	December
Sector	Financial Services
Industry	Banks - Regional

FBP Company Profile and Key Details

First BanCorp

Price Chart

Stock Price Today

Stock Snapshot

Relevant Articles

SEC Fillings

Current Report (8-k)

Annual Report (10-k)

Stock Price History Chart

Contact Details

About Company

Company Information

Stock Peers

Company Overview

Technical Performance

Valuation Metrics

Dividend & Fair Value

Earnings & Analyst Outlook

Shareholding & Insider Activity

Financial & Profitability Overview

Quarterly Financial Highlights

Price Forecast & Outlook

Key Takeaways

Frequently Asked Questions

Technical Performance

Company Overview

Earnings & Analyst Outlook

Shareholding & Insider Activity

Valuation Metrics

Dividend & Fair Value

Financial & Profitability Overview

Quarterly Financial Highlights

Price Forecast & Outlook

Key Takeaways