ABCB Company Profile and Key Details

Q: Who are the executives of ABCB?

Mr. Lawton E. Bassett IIICorporation EVice President & Chief Banking OfficerMr. H. Palmer Proctor Jr.Vice Chairman & Chief Executive OfficerMr. Michael T. PiersonCorporation Executive Vice President, Chief Governance Officer & Corp. Sec.Mr. Ross L. CreasyCorporation Executive Vice President & Chief Innovation OfficerRandall ChumleyVice President of Wholesale ServicesMr. Jon S. EdwardsCorporation Executive Vice President & Chief Credit OfficerMr. William D. McKendryCorporation Executive Vice President & Chief Risk OfficerMs. Nicole S. Stokes CPACorporation Executive Vice President & Chief Financial OfficerMr. James B. Miller Jr.Executive ChairmanMr. James Allan LaHaise IIICorporation Executive Vice President & Chief Strategy OfficerMr. Jody L. Spencer Esq., J.D.Corporation Executive Vice President & Chief Legal Officer

NYSE : ABCB

Ameris Bancorp

$82.96

3.07+3.84%

At Close 4:00 PM

78.68

B+ESG ScoreESG Rating

Profile Key Stats Analyst Ratings Ownership Ratios Financials Dividend & splits Sentiment Forecast

Price Chart

Stock Price Today

Ameris Bancorp (ABCB) stock surged +3.84%, trading at $82.96 on NYSE, up from the previous close of $79.89. The stock opened at $80.70, fluctuating between $79.37 and $83.29 in the recent session.

Stock Snapshot

79.89

Prev. Close

5.67B

Market Cap

79.37

Day Low

13.83

P/E Ratio

EPS (TTM)

6.69

Cash Flow per Share

80.7

Open

68.32M

Number of Shares

83.29

Day High

93.88%

Free Float in %

49.79

Book Value

702.61K

Volume

Relevant Articles

SEC Fillings

Current Report (8-k)

Filing Date	Accepted Date

Annual Report (10-k)

Filing Date	Accepted Date

Stock Price History Chart

Date	Open	High	Low	Close	Volume
Feb 03, 2026	80.07	83.29	79.37	82.96	847.83K
Feb 02, 2026	81.26	81.60	79.79	79.89	693.97K
Jan 30, 2026	79.68	82.66	73.78	80.62	921.23K
Jan 29, 2026	79.47	81.50	78.97	81.30	666.84K
Jan 28, 2026	80.29	80.92	79.60	79.68	429.99K
Jan 27, 2026	80.53	80.87	79.62	80.21	409.18K
Jan 26, 2026	80.42	81.16	79.33	80.40	259.45K
Jan 23, 2026	82.32	82.63	79.66	80.44	618.34K
Jan 22, 2026	82.45	83.63	82.00	82.77	456.16K
Jan 21, 2026	79.27	82.33	78.44	82.07	866.41K
Jan 20, 2026	78.65	80.19	78.36	78.93	405.7K
Jan 16, 2026	81.33	81.61	79.87	79.96	359.76K
Jan 15, 2026	80.11	81.45	79.29	81.41	540.01K
Jan 14, 2026	78.04	79.88	78.04	79.71	505.64K
Jan 13, 2026	79.63	80.01	77.71	78.24	566.76K
Jan 12, 2026	78.36	79.41	78.31	79.37	543.82K
Jan 09, 2026	79.11	79.55	78.00	79.13	423.98K
Jan 08, 2026	76.72	79.56	76.72	78.99	478.72K
Jan 07, 2026	76.35	76.93	75.74	76.87	298.66K
Jan 06, 2026	75.20	76.24	74.85	76.20	321.79K

Contact Details

Atlanta, GA 30305

United States

https://www.amerisbank.com 404 639 6500

About Company

Ameris Bancorp operates as the bank holding company for Ameris Bank that provides range of banking services to retail and commercial customers primarily in Georgia, Alabama, Florida, North Carolina, and South Carolina. The company operates through five segments: Banking Division, Retail Mortgage Division, Warehouse Lending Division, SBA Division, and Premium Finance Division. It offers commercial and retail checking, regular interest-bearing savings, money market, individual retirement, and certificates of deposit accounts. The company also provides commercial real estate, residential real estate mortgage, agricultural, and commercial and industrial loans; consumer loans, including motor vehicle, home improvement, and home equity loans, as well as loans secured by savings accounts and small unsecured personal credit lines. In addition, it originates, administers, and services commercial insurance premium loans and small business administration loans. The company operates 165 full service domestic banking offices and 35 mortgage and loan production offices. Ameris Bancorp was founded in 1971 and is headquartered in Atlanta, Georgia.

Stock Peers

USB-PA

-3.4-0.44%

U.S. Bancorp PERP PFD SER A$777.60 BAP

7.34+2.00%

Credicorp Ltd.$375.25 PNC

6.19+2.72%

The PNC Financial Services Group, Inc.$233.82 MTB

2.58+1.14%

M&T Bank Corporation$228.12 CUBI-PE

-0.70221-0.34%

Customers Bancorp, Inc.$205.87 NIC

1.11+0.75%

Nicolet Bankshares, Inc.$149.66 CFR

1.5+1.08%

Cullen/Frost Bankers, Inc.$140.56 SSB

0.94+0.91%

SouthState Corporation$103.91 BMA

-0.75-0.75%

Banco Macro S.A.$98.78 AX

-0.64-0.65%

Axos Financial, Inc.$97.78

Company Overview

Ameris Bancorp (NYSE:ABCB) closed at $82.96 USD, gaining $3.07 (3.84%) from the previous close of $79.89. The stock is currently trading near its 52-week high $48.27 and $83.64. With a market capitalization of about $5.67 billion, Ameris Bancorp is classified as a mid-cap and shows market-like volatility (beta ~0.98). Key stats such as the average daily volume over the past year has been around 467.13 thousand shares, trading with heavier-than-usual volume. Headquartered in Atlanta, GA, Ameris Bancorp operates in the Financial Services sector and the Banks - Regional industry. Led by CEO H. Palmer Proctor Jr., the company employs approximately 2,045 people and listed since May 19, 1994. Ameris Bancorp operates as the bank holding company for Ameris Bank that provides range of banking services to retail and commercial customers primarily in Georgia, Alabama, Florida, North Carolina, and South Carolina.

Technical Performance

Short-term trend indicators are bearishly aligned (SMA20 3.76%, SMA50 6.72%, SMA200 18.05%). The stock’s 14-day RSI is 62.49 (firm momentum), while the ATR of 2.46 points to higher daily volatility. The stock remains sitting in the mid-range of its 52-week band, trading -0.81% below its high and over 71.87% above its low. Average 10-day trading volume of 604.07 thousand shares is slightly above the 3-month average of 441.91 thousand, indicating heightened recent market interest.

Valuation Metrics

Ameris Bancorp trades at a P/E ratio of 13.63, slightly below the S&P 500 average, with a price-to-sales ratio of 3.44 and a price-to-book ratio of 1.38 suggesting the stock is closer to book value. The P/FCF stands at 14.3, also below market averages.

Dividend & Fair Value

Ameris Bancorp last paid a dividend of 0.8 per share, this equals a trailing yield of roughly 1.08%. Dividend and splits history remains an important factor for investors monitoring long-term returns. A discounted cash flow model estimates fair value at around $84.31. This means the shares are trading near this model’s fair value.

Earnings & Analyst Outlook

Ameris Bancorp generated EPS of $6.00 over the past year. Five-year average earnings growth is 9.72%. The latest quarter delivered EPS of $1.53. The next quarter is forecast at $1.57. Next year's EPS is expected at $12.14. Analyst sentiment is bullish. Analyst rating data shows there are 4 Strong Buy ratings, 4 Buy ratings, 3 Hold ratings, 0 Sell rating and 0 Strong Sell ratings. Price targets range from $94.00 to $80.00. The high target offers 13.31% upside. The low target suggests -3.57% downside. The mean target is $85.36. This offers 2.89% upside. Ameris Bancorp earnings surprise history is a consistent trend of beating forecasts. The quarter that ended October 27, 2025, missed forecasts by 4.08%. The prior quarter beat by -13.33%. Over the last six quarters, Apple has recorded several small beats. These include 1.74% in July 25, 2024.

Shareholding & Insider Activity

Ameris Bancorp has 68.32 million shares outstanding. The public float is 64.29 million shares, elevated short interest at 3.27% of float. This equals 1.54 million shares. The short ratio is 3.25 days. Institutional investors hold 101.37% of the float. Insiders own 5.1%. PROCTOR H PALMER JR holds 288.74 thousand shares, HORTMAN EDWIN W JR has 226.62 thousand shares and LYNCH ROBERT P has 200.50 thousand shares. Over the past six months, insider transactions show net buying. They sold 0.00 shares across 0 transactions.

Financial & Profitability Overview

Over the trailing twelve months, Ameris Bancorp generated $1.45B in revenue, or $20.93 per share. Gross margin was 105.32%, operating margin -2.11%, and net profit margin 18.61%. Returns are modest, with ROA at 1.06% and ROE at 7.85%.
On valuation metrics, Ameris Bancorp trades at a P/E of 13.63, P/S of 3.44 and P/B of 1.38. Liquidity is tight, with a current ratio of 0.17 and quick ratio of 0.17. Debt-to-equity is 0.17, supported by a cash flow-to-debt ratio of 0.60.

Quarterly Financial Highlights

For the quarter ended Dec 31, 2023, Ameris Bancorp posted revenue of $1.45B, down slightly from $1.09B in the prior quarter. Gross profit was $1.52B (margin 105.32%). Operating income was - $30.48M (margin -2.1%). Net income was$269.11M (EPS $3.90).
The company ended the quarter with - $230.47M in cash and short-term investments, a total debt of $698.42M, and net debt of - $468.88M. Total assets were $25.31B, with equity of $3.43B. Financials further reflected stability, with operating cash flow of $474.90M, free cash flow of $457.36M, and capital expenditures of - $17.53M.

Price Forecast & Outlook

Our AI price prediction model suggests that Ameris Bancorp stock has strong potential for upside but may face short-term weakness followed by gains in the medium and long term. 2-Week Outlook: Projected decline of -1.93%, with price expected at $81.36 by February 17, 2026, within a range of $79.63 to $82.98 3-Month Outlook: Projected rise of 16.2%, reaching $96.40 by May 04, 2026, with a range of $94.20 to $99.12. 1-Year Outlook: Projected gain of 12.56%, with price at $93.38 by February 03, 2027, within a range of $91.01 to $95.61.

Key Takeaways

Ameris Bancorp (NYSE:ABCB) shares are flat 6.27% year-to-date currently trading near 52-week highs band. Short-term momentum has been positive over the last quarter, despite recent volatility. Valuation shows Ameris Bancorp trading at a premium to the broader market with a P/E of 13.63. Analyst sentiment is bullish, with the majority of ratings in Outperform territory and a mean price target of $60.09, suggesting -27.57% downside. Our AI forecast model points to short-term weakness (-1.93% over two weeks), a medium-term rise (16.2% over three months), and a longer-term gain (12.56% over one year), with expected trading ranges indicating moderate volatility.

Frequently Asked Questions

What is the current Ameris Bancorp (ABCB) stock price?

Ameris Bancorp (NYSE: ABCB) stock price is $82.96 in the last trading session. During the trading session, ABCB stock reached the peak price of $83.29 while $79.37 was the lowest point it dropped to. The percentage change in ABCB stock occurred in the recent session was 3.84% while the dollar amount for the price change in ABCB stock was $3.07.

ABCB's industry and sector of operation?

The NYSE listed ABCB is part of Banks - Regional industry that operates in the broader Financial Services sector. Ameris Bancorp designs, manufactures, and markets smartphones, personal computers, tablets, wearables, and accessories worldwide.

Who are the executives of ABCB?

Mr. Lawton E. Bassett III
Corporation EVice President & Chief Banking Officer
Mr. H. Palmer Proctor Jr.
Vice Chairman & Chief Executive Officer
Mr. Michael T. Pierson
Corporation Executive Vice President, Chief Governance Officer & Corp. Sec.
Mr. Ross L. Creasy
Corporation Executive Vice President & Chief Innovation Officer
Randall Chumley
Vice President of Wholesale Services
Mr. Jon S. Edwards
Corporation Executive Vice President & Chief Credit Officer
Mr. William D. McKendry
Corporation Executive Vice President & Chief Risk Officer
Ms. Nicole S. Stokes CPA
Corporation Executive Vice President & Chief Financial Officer
Mr. James B. Miller Jr.
Executive Chairman
Mr. James Allan LaHaise III
Corporation Executive Vice President & Chief Strategy Officer
Mr. Jody L. Spencer Esq., J.D.
Corporation Executive Vice President & Chief Legal Officer

How ABCB did perform over past 52-week?

ABCB's closing price is 71.87% higher than its 52-week low of $48.27 where as its distance from 52-week high of $83.64 is -0.81%.

How many employees does ABCB have?

Number of ABCB employees currently stands at 2,045.

Link for ABCB official website?

Official Website of ABCB is: https://www.amerisbank.com

How do I contact ABCB?

ABCB could be contacted at phone 404 639 6500 and can also be accessed through its website. ABCB operates from 3490 Piedmont Road NE, Atlanta, GA 30305, United States.

How many shares of ABCB are traded daily?

ABCB stock volume for the day was 702.61K shares. The average number of ABCB shares traded daily for last 3 months was 467.13K.

What is the market cap of ABCB currently?

The market value of ABCB currently stands at $5.67B with its latest stock price at $82.96 and 68.32M of its shares outstanding.

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Employees	2045
Beta	0.99
Sales or Revenue	$1.45B
5Y Sales Change%	0.763%
Fiscal Year Ends	December
Sector	Financial Services
Industry	Banks - Regional

ABCB Company Profile and Key Details

Ameris Bancorp

Price Chart

Stock Price Today

Stock Snapshot

Relevant Articles

SEC Fillings

Current Report (8-k)

Annual Report (10-k)

Stock Price History Chart

Contact Details

About Company

Company Information

Stock Peers

Company Overview

Technical Performance

Valuation Metrics

Dividend & Fair Value

Earnings & Analyst Outlook

Shareholding & Insider Activity

Financial & Profitability Overview

Quarterly Financial Highlights

Price Forecast & Outlook

Key Takeaways

Frequently Asked Questions

Technical Performance

Shareholding & Insider Activity

Financial & Profitability Overview

Quarterly Financial Highlights

Earnings & Analyst Outlook

Dividend & Fair Value

Company Overview

Valuation Metrics

Price Forecast & Outlook

Key Takeaways