COF Stock 12 Month Analyst Forecast
Eps Overview
Growth Next 5yrs
12.92%
Last Quarter
$5.95
Past Year
$2.36
Growth Past 5yrs
0.96%
Next Quarter
$4.65
Estimate Next Year
$6.55
Consensus Rating
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Consensus Price Target
Highest Price Target
$310.00
37.5% Upside
Mean Price Target
$260.78
15.66% Upside
Lowest Price Target
$170.00
-24.6% Downside
Recent Analyst Ratings
Upgrades, Downgrades, New Coverage
Actual EPS vs Estimated EPS
COF Earnings Per Share (EPS) History
According to financial reports, COF (NYSE: COF) reported an actual EPS of $5.95 for the quarter ending on Oct 21, 2025, compared to an estimated $4.38, resulting in a 35.84% surprise. In the prior quarter (Jul 22, 2025), COF recorded an actual EPS of $5.48 with a 35.31% surprise. See COF's full earnings history.
Earnings History
EPS Surprise Factor Analysis
COF has experienced notable EPS surprises, with the latest quarter ending Oct 21, 2025 showing a 35.84% beat. Previously, the quarter ending Jul 22, 2025 recorded a 35.31% beat. An EPS surprise factor indicates how much actual earnings deviate from analyst forecasts.
| Report Date | Actual | Forecast | Surprise Factor |
|---|---|---|---|
| Oct 21, 2025 | 5.95 | 4.38 | +35.84% |
| Jul 22, 2025 | 5.48 | 4.05 | +35.31% |
| Apr 22, 2025 | 4.06 | 3.64 | +11.54% |
| Jan 21, 2025 | 3.09 | 2.78 | +11.15% |
| Oct 24, 2024 | 4.51 | 3.77 | +19.63% |
| Jul 23, 2024 | 3.14 | 3.39 | -7.37% |
Frequently Asked Questions
Is COF stock getting favorable reviews from Wall Street analysts?
Brokerage firms have given COF stock an average recommendation of
Buy. 40 analysts have given their ratings
to COF out of which
16 analysts have given strong buy call,
16 analysts have given buy call,
8 analysts rate it hold,
0 analysts advocate strong sell call, and
0 analysts has given sell rating. The average target price of
$260.78 gives the stock implied upside
of roughly 15.66% over the next year or so.
What have analysts suggested for COF highest price target?
Analysts suggest COF's stock price would rise to a high of $310.00.
What is the lowest price target analysts expect for COF over the next year?
Within the next 12 months, analysts predict the COF stock price could move to $170.00.
What is the average target price for COF?
COF stock has an average analyst estimate of $260.78.
At its current price, how far is COF from its average target price?
COF shares are currently trading 15.66% above this price target.
What were COF’s actual earnings per share for the recent quarter?
Its quarterly earnings per share (EPS) came in at $5.95 versus consensus estimates of $4.38, and above the comparable year-ago quarter’s EPS of $4.51.
What are the current estimates for quarterly and annual earnings per share?
COF's forecasts by analysts estimating quarterly EPS at $4.65 and $6.55 for the whole year.
What has COF's growth been in the past five years and what is expected in the next five years?
The analysts have projected 12.92% EPS growth for COF in the next five years, compared to growth rates of 0.96% in the past five years.