David Scharf

Q: What is David Scharf's success rate?

David Scharf currently has a success rate of 92.48755633203672.

Q: What is the average return of David Scharf's calls?

Their stock ratings have generated an average return of 33.72529749850986.

Citizens | Financial Services

David Scharf is an analyst from Citizens specializing in the Financial Services sector. Ranked #802 out of 4658 analysts, they have issued 10 stock ratings with a success rate of 92.49% and an average return of 33.73%.

With 10 ratings to date, David Scharf is beginning to establish credibility in the Financial Services sector. They have achieved a success rate of 92.49% and an average return of 33.73%, highlighting promising potential as their track record develops further.

#802

Out of 4658

Total Ratings

+92.49%

Success Rate

+33.73%

Average Return

Recent Ratings Analysis

RM

Buy

May 21, 2026

Target

$45.00

Current

$34.96

Performance

—

David Scharf rated RM as Market Outperform on May 21, 2026, setting a price target of 45. Shares have remained stable near 34.96, leaving the 45 target still in play.

ENVA

Buy

Apr 24, 2026

Target

$195.00

Current

$164.59

Performance

—

On Apr 24, 2026, ENVA was given a Market Outperform rating by David Scharf, with a target price of 195. The stock traded sideways with a % move, keeping the bullish thesis unresolved.

ATLC

Buy

Dec 11, 2025

Target

$100.00

Current

$81.79

Performance

22.50%

ATLC received a Market Outperform rating from David Scharf on Dec 11, 2025, aiming for 100. Momentum has favored the Buy call, with shares climbing from 81.79 to 81.79, rewarding those who trusted the recommendation.

OMF

Buy

Nov 24, 2025

Target

$70.00

Current

$54.19

Performance

-9.44%

On Nov 24, 2025, David Scharf published a Market Outperform outlook on OMF, with a target of 70. Market action contradicted the Buy thesis, as shares slipped to 54.19.

PGY

Buy

Aug 11, 2025

Target

$35.00

Current

$13.44

Performance

-52.19%

David Scharf on Aug 11, 2025 assigned PGY a Market Outperform rating, with a price target of 35. The call has struggled to gain traction, with shares losing 52.19%.

JCAP

Buy

Jul 21, 2025

Target

$23.00

Current

$17.27

Performance

3.79%

On Jul 21, 2025, David Scharf reaffirmed JCAP with a Market Outperform rating, targeting 23. Market indecision has kept the 23 target in a holding pattern.

SYF

Buy

Jul 17, 2025

Target

$77.00

Current

$72.05

Performance

2.65%

SYF was rated Market Outperform by David Scharf on Jul 17, 2025, with a price objective of 77. The stock is in a wait-and-see zone, leaving the Buy case open-ended.

RELY

Buy

Apr 10, 2025

Target

$32.00

Current

$21.58

Performance

7.85%

On Apr 10, 2025, David Scharf initiated coverage on RELY with a Market Outperform rating and target of 32. The stock’s climb of 7.85% since the call highlights the foresight in the rating.

LPRO

Hold

Apr 04, 2025

Target

—

Current

$1.80

Performance

76.47%

David Scharf issued a Market Perform recommendation for LPRO on Apr 04, 2025, price target set at null. A neutral call gave way to stronger-than-expected performance, closing in on null.

OPRT

Hold

Feb 14, 2025

Target

—

Current

$5.45

Performance

-28.01%

On Feb 14, 2025, OPRT was evaluated by David Scharf, who gave a Market Perform rating and target of null. The Hold call avoided chasing into subsequent weakness of 28.01%.

AFRM

Buy

Feb 07, 2025

Target

$85.00

Current

$67.12

Performance

-10.77%

David Scharf rated AFRM as Market Outperform on Feb 07, 2025, setting a price target of 85. The stock has underperformed, dropping 10.77% despite the bullish target of 85.

BFH

Hold

Feb 03, 2025

Target

—

Current

$87.69

Performance

38.90%

On Feb 03, 2025, BFH was given a Market Perform rating by David Scharf, with a target price of null. The stock rallied from 87.69 to 87.69 after the Hold rating, surprising to the upside.

CCI

Buy

Jan 27, 2025

Target

$115.00

Current

$92.64

Performance

0.23%

CCI received a Market Outperform rating from David Scharf on Jan 27, 2025, aiming for 115. Price action was muted, as shares hovered around 92.64 despite the bullish outlook.

INSE

Buy

Jan 27, 2025

Target

$14.00

Current

$7.19

Performance

-23.92%

On Jan 27, 2025, David Scharf published a Market Outperform outlook on INSE, with a target of 14. Market action contradicted the Buy thesis, as shares slipped to 7.19.

ECPG

Buy

Oct 14, 2024

Target

$60.00

Current

$80.64

Performance

80.24%

David Scharf on Oct 14, 2024 assigned ECPG a Market Outperform rating, with a price target of 60. The Buy call aligned well with market performance, producing a gain of 80.24%.

PRAA

Buy

May 07, 2024

Target

$33.00

Current

$14.54

Performance

-41.93%

On May 07, 2024, David Scharf reaffirmed PRAA with a Market Outperform rating, targeting 33. Shares slid 41.93% despite the recommendation, highlighting downside risks.

PYPL

Buy

May 01, 2024

Target

$82.00

Current

$44.38

Performance

-32.91%

PYPL was rated Market Outperform by David Scharf on May 01, 2024, with a price objective of 82. This case shows how bullish projections can fail, with the stock now below 44.375.

Frequency Asked Questions

Who is David Scharf?

David Scharf is an analyst from Citizens specializing in the Financial Services sector.

What is David Scharf's success rate?

David Scharf currently has a success rate of +92.49%.

How many ratings has David Scharf issued?

David Scharf has issued 10 stock ratings so far.

What is the average return of David Scharf's calls?

Their stock ratings have generated an average return of +33.73%.

What is David Scharf's ranking?

David Scharf is ranked #802 out of 4658 analysts.

What types of ratings does David Scharf give?

Their ratings include Buy, Hold, and Sell recommendations, depending on the stock’s outlook.

How can I follow David Scharf?

You can follow David Scharf by clicking the "Follow Analyst" button on this page to receive updates on their stock calls.

What is the most recent rating by David Scharf?

Their latest rating was a Buy on RM issued on 2026-05-21.