HQY Company Profile and Key Details

Q: Who are the executives of HQY?

Mr. Jon KesslerPres, Chief Executive Officer & DirectorMs. Angelique Christine HillExecutive Vice President of OperationsMr. Brad BennionSenior Vice President of Corporation Devel.Mr. Steve LindsayExecutive Vice President of Sales & Relationship ManagementMr. Elimelech RosnerExecutive Vice President & Chief Technology OfficerMr. Larry L. TrittschuhExecutive Vice President & Chief Security OfficerMs. Tia PadiaExecutive Vice President & Chief Marketing OfficerMr. Tyson MurdockExecutive Vice President & Chief Financial OfficerMr. Darcy G. MottSpecial AdvisorDr. Stephen D. NeelemanFounder & Vice ChairmanMr. Richard PutnamVice President of Investor RelationsMr. Delano LaddExecutive Vice President, Gen. Counsel & Sec.Cheryl KingExecutive Vice President & Chief People Officer

NASDAQ : HQY

HealthEquity

$84.92

0.31+0.37%

At Close 4:00 PM

71.24

BESG ScoreESG Rating

Profile Key Stats Analyst Ratings Ownership Ratios Financials Dividend & splits Sentiment Forecast

Price Chart

Stock Price Today

HealthEquity, Inc. (HQY) stock surged +0.37%, trading at $84.92 on NASDAQ, up from the previous close of $84.61. The stock opened at $85.61, fluctuating between $84.51 and $86.35 in the recent session.

Stock Snapshot

84.61

Prev. Close

7.1B

Market Cap

84.51

Day Low

31.81

P/E Ratio

2.67

EPS (TTM)

2.29

Cash Flow per Share

85.61

Open

83.6M

Number of Shares

86.35

Day High

97.43%

Free Float in %

23.67

Book Value

878.9K

Volume

Relevant Articles

SEC Fillings

Current Report (8-k)

Filing Date	Accepted Date

Annual Report (10-k)

Filing Date	Accepted Date

Stock Price History Chart

Date	Open	High	Low	Close	Volume
Jun 23, 2026	85.06	86.35	84.51	84.92	983.93K
Jun 22, 2026	84.40	85.48	84.11	84.61	850.18K
Jun 18, 2026	86.74	86.74	84.40	85.21	1.2M
Jun 17, 2026	85.19	87.03	84.75	86.33	1.07M
Jun 16, 2026	87.33	88.12	84.38	85.66	1.63M
Jun 15, 2026	88.77	88.77	85.75	86.97	1.23M
Jun 12, 2026	89.38	89.85	87.08	88.34	717.25K
Jun 11, 2026	89.89	90.20	87.50	88.96	568.03K
Jun 10, 2026	89.40	90.26	87.87	89.72	663.24K
Jun 09, 2026	87.98	90.61	87.82	89.23	803.4K
Jun 08, 2026	88.67	88.92	87.02	87.84	970.58K
Jun 05, 2026	87.32	89.15	86.05	88.67	769.97K
Jun 04, 2026	86.74	88.99	85.75	86.03	783.24K
Jun 03, 2026	87.92	88.30	84.20	85.21	922.52K
Jun 01, 2026	89.53	92.35	87.40	90.64	1.4M
May 29, 2026	91.52	95.00	86.05	87.99	2.82M
May 28, 2026	86.63	91.32	86.00	90.52	1.23M
May 27, 2026	87.20	89.25	86.01	86.56	937.22K
May 26, 2026	86.96	88.39	86.66	87.25	777.36K
May 22, 2026	86.43	88.16	85.72	88.11	836.98K

Contact Details

Draper, UT 84020

United States

https://www.healthequity.com 801 727 1000

About Company

Headquartered in Draper, Utah, and established in 2002, HealthEquity, Inc. furnishes technology-powered service platforms to both individual consumers and employers across the United States. The company provides cloud-based solutions designed to assist individuals in overseeing their healthcare expenditures and savings. These platforms enable users to make informed decisions about their health finances, pay medical bills, compare treatment options and costs, access personalized benefits and clinical data, earn incentives for wellness, and grow their savings through various investment avenues, including specific investment choices. In addition to these personal financial management tools, HealthEquity administers a range of health-related accounts, such as Health Savings Accounts (HSAs), Flexible Spending Accounts (FSAs), and Health Reimbursement Arrangements (HRAs). Its offerings also encompass a mutual fund investment platform, an automated online advisory service known as Advisor, COBRA continuation services, and the management of pre-tax commuter benefits programs. HealthEquity markets its services through a dedicated direct sales team, collaborates with benefits brokers and advisors, and leverages a comprehensive network comprising health plans, benefits administrators, consultants, and retirement plan record-keepers.

Stock Peers

BTSGU

3.83+1.75%

BrightSpring Health Services, Inc. Tangible Equity Unit$222.51 NUTX

-0.34-0.23%

Nutex Health, Inc.$150.17 BTSG

0.95+1.43%

BrightSpring Health Services, Inc. Common Stock$67.20 GEHC

-0.95-1.54%

GE HealthCare Technologies Inc.$60.64 WGS

-3.59-6.08%

GeneDx Holdings Corp.$55.42 TEM

-2.99-5.88%

Tempus AI, Inc.$47.85 OMCL

-0.37-0.95%

Omnicell, Inc.$38.68 HTFL

0.2+0.59%

Heartflow, Inc. Common Stock$33.84 TXG

-1.815-5.22%

10x Genomics, Inc.$32.94 PINC

0.09+0.32%

Premier, Inc.$28.26

Company Overview

HealthEquity, Inc. (NASDAQ:HQY) closed at $84.92 USD, gaining $0.31 (0.37%) from the previous close of $84.61. The stock is currently mid-range between its 52-week high and low $72.76 and $106.60. With a market capitalization of about $7.10 billion, HealthEquity, Inc. is classified as a mid-cap and shows lower-than-market volatility (beta ~0.21). Key stats such as the average daily volume over the past year has been around 976.97 thousand shares, in line with its 52-week average. Headquartered in Draper, UT, HealthEquity, Inc. operates in the Healthcare sector and the Medical - Healthcare Information Services industry. Led by CEO Scott R. Cutler, the company employs approximately 3,105 people and listed since July 31, 2014. Headquartered in Draper, Utah, and established in 2002, HealthEquity, Inc. furnishes technology-powered service platforms to both individual consumers and employers across the United States.

Technical Performance

HQY has shown mixed momentum, losing -0.66% over the past week and -8.16% over the past quarter, though year-to-date performance is down -8.31%. Short-term trend indicators are bullishly aligned (SMA20 -1.67%, SMA50 -9.78%, SMA200 -17.69%). The stock’s 14-day RSI is 42.32 (neutral), while the ATR of 2.95 points to higher daily volatility. The stock remains sitting in the mid-range of its 52-week band, trading -33.66% below its high and over 6.36% above its low. Average 10-day trading volume of 1.20 million shares is slightly above the 3-month average of 982.80 thousand, indicating heightened recent market interest.

Valuation Metrics

HealthEquity, Inc. trades at a P/E ratio of 31.73, slightly below the S&P 500 average, with a price-to-sales ratio of 5.36 and a price-to-book ratio of 3.53 trading at moderately above to book value. The P/FCF stands at 14.69, also above market averages.

Dividend & Fair Value

HealthEquity, Inc. last paid a dividend of 0 per share, Dividend and splits history remains an important factor for investors monitoring long-term returns. A discounted cash flow model estimates fair value at around $224.47. This means the shares are trading below this model’s fair value.

Earnings & Analyst Outlook

HealthEquity, Inc. generated EPS of $2.18 over the past year. Five-year average earnings growth is 13.44%. Wall Street analysts project EPS growth of 20.1% annually over the next five years. The latest quarter delivered EPS of $1.24. The next quarter is forecast at $0.90. Next year's EPS is expected at $31.40. Analyst sentiment is bullish. Analyst rating data shows there are 21 Strong Buy ratings, 4 Buy ratings, 1 Hold ratings, 1 Sell rating and 0 Strong Sell ratings. Price targets range from $134.00 to $89.00. The high target offers 58.37% upside. The low target suggests 5.19% downside. The mean target is $116.96. This offers 38.23% upside. HealthEquity, Inc. earnings surprise history is a mixed track record. The quarter that ended May 28, 2026, missed forecasts by 11.71%. The prior quarter beat by 6.74%. Over the last six quarters, Apple has recorded several small beats. These include -2.82% in March 18, 2025.

Shareholding & Insider Activity

HealthEquity, Inc. has 86.48 million shares outstanding. The public float is 84.86 million shares, elevated short interest at 6.81% of float. This equals 5.09 million shares. The short ratio is 5.87 days. Institutional investors hold 110.9% of the float. Insiders own 2.19%. Sacks Ian holds 109.63 thousand shares, Ladd Delano has 91.14 thousand shares and MOTT DARCY G has 91.05 thousand shares. Over the past six months, insider transactions show net selling. They sold 13.08 thousand shares across 3 transactions.

Financial & Profitability Overview

Over the trailing twelve months, HealthEquity generated $1.31B in revenue, or $15.02 per share. Gross margin was 69.52%, operating margin 24.55%, and net profit margin 16.38%. Returns are healthy, with ROA at 6.27% and ROE at 10.21%.
On valuation metrics, HealthEquity trades at a P/E of 31.73, P/S of 5.36 and P/B of 3.53. The current ratio is 3.44 and quick ratio is 3.44. Operationally, the company’s inventory turnover is 0.00 and cash conversion cycle is 19.09 days. Debt-to-equity is 0.48, supported by a cash flow-to-debt ratio of 0.50.

Quarterly Financial Highlights

For the quarter ended Jan 31, 2026, HealthEquity posted revenue of $1.31B, down slightly from $1.20B in the prior quarter. Gross profit was $913.12M (margin 69.52%). Operating income was $322.46M (margin 24.6%). Net income was$215.20M (EPS $2.50).
The company ended the quarter with $318.93M in cash and short-term investments, a total debt of $1.00B, and net debt of $682.55M. Total assets were $3.43B, with equity of $2.11B. Financials further reflected stability, with operating cash flow of $457.09M, free cash flow of $455.13M, and capital expenditures of - $1.97M.

Price Forecast & Outlook

Our AI price prediction model suggests that HealthEquity, Inc. stock has strong potential for upside but may face short-term weakness followed by gains in the medium and long term. 2-Week Outlook: Projected decline of -0.78%, with price expected at $83.95 by July 06, 2026, within a range of $81.92 to $86.00 3-Month Outlook: Projected fall of -27.88%, reaching $61.02 by September 18, 2026, with a range of $56.09 to $64.49. 1-Year Outlook: Projected gain of 14.27%, with price at $96.68 by June 22, 2027, within a range of $93.05 to $100.64.

Key Takeaways

HealthEquity, Inc. (NASDAQ:HQY) shares are flat -8.31% year-to-date currently trading near 52-week highs band. Short-term momentum has been negative over the last quarter, despite recent volatility. Valuation shows HealthEquity, Inc. trading at a premium to the broader market with a P/E of 31.73. Analyst sentiment is bullish, with the majority of ratings in Outperform territory and a mean price target of $99.02, suggesting 17.03% upside. Our AI forecast model points to short-term weakness (-0.78% over two weeks), a medium-term fall (-27.88% over three months), and a longer-term gain (14.27% over one year), with expected trading ranges indicating moderate volatility.

Frequently Asked Questions

What is the current HealthEquity, Inc. (HQY) stock price?

HealthEquity, Inc. (NASDAQ: HQY) stock price is $84.92 in the last trading session. During the trading session, HQY stock reached the peak price of $86.35 while $84.51 was the lowest point it dropped to. The percentage change in HQY stock occurred in the recent session was 0.37% while the dollar amount for the price change in HQY stock was $0.31.

HQY's industry and sector of operation?

The NASDAQ listed HQY is part of Medical - Healthcare Information Services industry that operates in the broader Healthcare sector. HealthEquity, Inc. designs, manufactures, and markets smartphones, personal computers, tablets, wearables, and accessories worldwide.

Who are the executives of HQY?

Mr. Jon Kessler
Pres, Chief Executive Officer & Director
Ms. Angelique Christine Hill
Executive Vice President of Operations
Mr. Brad Bennion
Senior Vice President of Corporation Devel.
Mr. Steve Lindsay
Executive Vice President of Sales & Relationship Management
Mr. Elimelech Rosner
Executive Vice President & Chief Technology Officer
Mr. Larry L. Trittschuh
Executive Vice President & Chief Security Officer
Ms. Tia Padia
Executive Vice President & Chief Marketing Officer
Mr. Tyson Murdock
Executive Vice President & Chief Financial Officer
Mr. Darcy G. Mott
Special Advisor
Dr. Stephen D. Neeleman
Founder & Vice Chairman
Mr. Richard Putnam
Vice President of Investor Relations
Mr. Delano Ladd
Executive Vice President, Gen. Counsel & Sec.
Cheryl King
Executive Vice President & Chief People Officer

How HQY did perform over past 52-week?

HQY's closing price is 16.71% higher than its 52-week low of $72.76 where as its distance from 52-week high of $106.60 is -20.34%.

How many employees does HQY have?

Number of HQY employees currently stands at 3,105.

Link for HQY official website?

Official Website of HQY is: https://www.healthequity.com

How do I contact HQY?

HQY could be contacted at phone 801 727 1000 and can also be accessed through its website. HQY operates from 15 West Scenic Pointe Drive, Draper, UT 84020, United States.

How many shares of HQY are traded daily?

HQY stock volume for the day was 878.9K shares. The average number of HQY shares traded daily for last 3 months was 976.97K.

What is the market cap of HQY currently?

The market value of HQY currently stands at $7.10B with its latest stock price at $84.92 and 83.6M of its shares outstanding.

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Employees	3105
Beta	0.21
Sales or Revenue	$1.31B
5Y Sales Change%	0.543%
Fiscal Year Ends	January
Sector	Healthcare
Industry	Medical - Healthcare Information Services

HQY Company Profile and Key Details

HealthEquity

Price Chart

Stock Price Today

Stock Snapshot

Relevant Articles

SEC Fillings

Current Report (8-k)

Annual Report (10-k)

Stock Price History Chart

Contact Details

About Company

Company Information

Stock Peers

Company Overview

Technical Performance

Valuation Metrics

Dividend & Fair Value

Earnings & Analyst Outlook

Shareholding & Insider Activity

Financial & Profitability Overview

Quarterly Financial Highlights

Price Forecast & Outlook

Key Takeaways

Frequently Asked Questions

Stock Snapshot

Key Takeaways

Technical Performance

Company Overview

Valuation Metrics

Earnings & Analyst Outlook

Shareholding & Insider Activity

Dividend & Fair Value

Price Forecast & Outlook

Financial & Profitability Overview

Quarterly Financial Highlights