HQY Company Profile and Key Details

Q: Who are the executives of HQY?

Mr. Jon KesslerPres, Chief Executive Officer & DirectorMs. Angelique Christine HillExecutive Vice President of OperationsMr. Brad BennionSenior Vice President of Corporation Devel.Mr. Steve LindsayExecutive Vice President of Sales & Relationship ManagementMr. Elimelech RosnerExecutive Vice President & Chief Technology OfficerMr. Larry L. TrittschuhExecutive Vice President & Chief Security OfficerMs. Tia PadiaExecutive Vice President & Chief Marketing OfficerMr. Tyson MurdockExecutive Vice President & Chief Financial OfficerMr. Darcy G. MottSpecial AdvisorDr. Stephen D. NeelemanFounder & Vice ChairmanMr. Richard PutnamVice President of Investor RelationsMr. Delano LaddExecutive Vice President, Gen. Counsel & Sec.Cheryl KingExecutive Vice President & Chief People Officer

NASDAQ : HQY

HealthEquity

$79.22

-2.12-2.61%

At Close 4:00 PM

71.24

BESG ScoreESG Rating

Profile Key Stats Analyst Ratings Ownership Ratios Financials Dividend & splits Sentiment Forecast

Price Chart

Stock Price Today

HealthEquity, Inc. (HQY) stock declined over -2.61%, trading at $79.22 on NASDAQ, down from the previous close of $81.34. The stock opened at $81.76, fluctuating between $77.71 and $82.87 in the recent session.

Stock Snapshot

81.34

Prev. Close

6.85B

Market Cap

77.71

Day Low

36.34

P/E Ratio

2.18

EPS (TTM)

2.29

Cash Flow per Share

81.76

Open

86.48M

Number of Shares

82.87

Day High

97.43%

Free Float in %

23.67

Book Value

1.01M

Volume

Relevant Articles

SEC Fillings

Current Report (8-k)

Filing Date	Accepted Date

Annual Report (10-k)

Filing Date	Accepted Date

Stock Price History Chart

Date	Open	High	Low	Close	Volume
Feb 05, 2026	81.76	82.90	77.71	79.22	1.02M
Feb 04, 2026	82.77	85.12	80.97	81.34	808.94K
Feb 03, 2026	86.52	87.18	81.44	82.12	1.06M
Feb 02, 2026	85.28	88.80	85.25	87.07	1.29M
Jan 30, 2026	83.51	86.49	82.40	85.67	1.13M
Jan 29, 2026	83.04	84.07	82.25	83.57	789.32K
Jan 28, 2026	82.99	83.64	82.23	82.85	715.55K
Jan 27, 2026	84.66	84.70	82.83	83.02	761.98K
Jan 26, 2026	84.09	85.74	83.59	85.33	685.83K
Jan 23, 2026	86.00	86.01	84.03	84.11	959.93K
Jan 22, 2026	85.49	87.41	84.74	86.42	806.15K
Jan 21, 2026	84.26	85.94	83.76	84.59	1.43M
Jan 20, 2026	84.24	86.21	83.40	84.00	701.64K
Jan 16, 2026	86.49	88.04	85.21	85.37	1.08M
Jan 15, 2026	84.96	89.71	84.02	86.94	1.84M
Jan 14, 2026	84.25	86.54	83.01	85.60	1.28M
Jan 13, 2026	84.69	85.67	82.74	84.28	1.9M
Jan 12, 2026	89.15	91.34	84.44	84.56	2.3M
Jan 09, 2026	95.56	97.80	92.91	94.15	1.41M
Jan 08, 2026	97.60	99.50	97.01	98.51	878.21K

Contact Details

Draper, UT 84020

United States

https://www.healthequity.com 801 727 1000

About Company

HealthEquity, Inc. provides technology-enabled services platforms to consumers and employers in the United States. The company offers cloud-based platforms for individuals to make health saving and spending decisions, pay healthcare bills, compare treatment options and prices, receive personalized benefit and clinical information, earn wellness incentives, grow their savings, and make investment choices; and health savings accounts. It also provides mutual fund investment platform; and online-only automated investment advisory services through Advisor, a Web-based tool. In addition, the company offers flexible spending accounts; health reimbursement arrangements; and Consolidated Omnibus Budget Reconciliation Act continuation services, as well as administers pre-tax commuter benefit programs. It serves clients through a direct sales force; benefits brokers and advisors; and a network of health plans, benefits administrators, benefits brokers and consultants, and retirement plan record-keepers. The company was incorporated in 2002 and is headquartered in Draper, Utah.

Stock Peers

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Nutex Health, Inc.$101.97 WGS

-1.27-1.49%

GeneDx Holdings Corp.$84.08 GEHC

-0.32-0.39%

GE HealthCare Technologies Inc.$82.31 TEM

-1.11-2.07%

Tempus AI, Inc.$52.44 OMCL

-7.61-16.30%

Omnicell, Inc.$39.08 BTSG

1.08+2.90%

BrightSpring Health Services, Inc. Common Stock$38.36 PINC

0.09+0.32%

Premier, Inc.$28.26 HTFL

-2.15-7.64%

Heartflow, Inc. Common Stock$25.99 CCLDO

-0.1999-0.77%

CareCloud, Inc.$25.80

Company Overview

HealthEquity, Inc. (NASDAQ:HQY) closed at $79.22 USD, losing -$2.12 (-2.61%) from the previous close of $81.34. The stock is currently mid-range between its 52-week high and low $74.07 and $116.65. With a market capitalization of about $6.85 billion, HealthEquity, Inc. is classified as a mid-cap and shows lower-than-market volatility (beta ~0.24). Key stats such as the average daily volume over the past year has been around 960.84 thousand shares, in line with its 52-week average. Headquartered in Draper, UT, HealthEquity, Inc. operates in the Healthcare sector and the Medical - Healthcare Information Services industry. Led by CEO Scott R. Cutler, the company employs approximately 3,105 people and listed since July 31, 2014. HealthEquity, Inc. provides technology-enabled services platforms to consumers and employers in the United States.

Technical Performance

HQY has shown mixed momentum, losing -0.66% over the past week and -8.16% over the past quarter, though year-to-date performance is down -8.31%. Short-term trend indicators are bullishly aligned (SMA20 -7.28%, SMA50 -13.86%, SMA200 -16.43%). The stock’s 14-day RSI is 33.63 (weak momentum), while the ATR of 3.42 points to higher daily volatility. The stock remains sitting in the mid-range of its 52-week band, trading -32.09% below its high and over 6.95% above its low. Average 10-day trading volume of 947.22 thousand shares is in line with the 3-month average of 944.96 thousand, indicating normal recent market interest.

Valuation Metrics

HealthEquity, Inc. trades at a P/E ratio of 35.04, slightly above the S&P 500 average, with a price-to-sales ratio of 5.24 and a price-to-book ratio of 3.15 trading at moderately above to book value. The P/FCF stands at 16.91, also above market averages.

Dividend & Fair Value

HealthEquity, Inc. last paid a dividend of 0 per share, Dividend and splits history remains an important factor for investors monitoring long-term returns. A discounted cash flow model estimates fair value at around $145.05. This means the shares are trading below this model’s fair value.

Earnings & Analyst Outlook

HealthEquity, Inc. generated EPS of $2.18 over the past year. Five-year average earnings growth is 13.44%. Wall Street analysts project EPS growth of 19.85% annually over the next five years. The latest quarter delivered EPS of $0.59. The next quarter is forecast at $0.90. Next year's EPS is expected at $31.40. Analyst sentiment is bullish. Analyst rating data shows there are 20 Strong Buy ratings, 3 Buy ratings, 3 Hold ratings, 1 Sell rating and 0 Strong Sell ratings. Price targets range from $134.00 to $89.00. The high target offers 69.15% upside. The low target suggests 12.35% downside. The mean target is $116.70. This offers 47.31% upside. HealthEquity, Inc. earnings surprise history is a mixed track record. The quarter that ended December 03, 2025, missed forecasts by -34.0%. The prior quarter beat by 18.16%. Over the last six quarters, Apple has recorded several small beats. These include -42.27% in September 03, 2024.

Shareholding & Insider Activity

HealthEquity, Inc. has 86.48 million shares outstanding. The public float is 84.86 million shares, elevated short interest at 6.81% of float. This equals 5.09 million shares. The short ratio is 5.87 days. Institutional investors hold 110.9% of the float. Insiders own 2.19%. Sacks Ian holds 109.63 thousand shares, MOTT DARCY G has 91.05 thousand shares and Neeleman Stephen has 89.77 thousand shares. Over the past six months, insider transactions show net selling. They sold 25.07 thousand shares across 8 transactions.

Financial & Profitability Overview

Over the trailing twelve months, HealthEquity generated $1.20B in revenue, or $13.51 per share. Gross margin was 57.73%, operating margin 19.18%, and net profit margin 8.06%. Returns are modest, with ROA at 2.80% and ROE at 4.57%.
On valuation metrics, HealthEquity trades at a P/E of 35.04, P/S of 5.24 and P/B of 3.15. The current ratio is 4.13 and quick ratio is 4.13. Operationally, the company’s inventory turnover is 0.00 and cash conversion cycle is 17.12 days. Debt-to-equity is 0.48, supported by a cash flow-to-debt ratio of 0.40.

Quarterly Financial Highlights

For the quarter ended Jan 31, 2025, HealthEquity posted revenue of $1.20B, down slightly from $999.59M in the prior quarter. Gross profit was $692.58M (margin 57.73%). Operating income was $230.07M (margin 19.2%). Net income was$96.70M (EPS $1.11).
The company ended the quarter with $295.95M in cash and short-term investments, a total debt of $1.11B, and net debt of $812.57M. Total assets were $3.45B, with equity of $2.11B. Financials further reflected stability, with operating cash flow of $339.86M, free cash flow of $337.77M, and capital expenditures of - $2.08M.

Price Forecast & Outlook

Our AI price prediction model suggests that HealthEquity, Inc. stock has strong potential for upside but may face short-term weakness followed by gains in the medium and long term. 2-Week Outlook: Projected decline of -3.5%, with price expected at $76.45 by February 19, 2026, within a range of $72.70 to $79.92 3-Month Outlook: Projected fall of -53.56%, reaching $36.79 by May 05, 2026, with a range of $34.93 to $38.41. 1-Year Outlook: Projected gain of 23.35%, with price at $97.72 by February 05, 2027, within a range of $95.08 to $100.88.

Key Takeaways

HealthEquity, Inc. (NASDAQ:HQY) shares are flat -8.31% year-to-date currently trading near 52-week highs band. Short-term momentum has been negative over the last quarter, despite recent volatility. Valuation shows HealthEquity, Inc. trading at a premium to the broader market with a P/E of 35.04. Analyst sentiment is cautious, with the majority of ratings in Sell territory and a mean price target of $96.75, suggesting 22.13% upside. Our AI forecast model points to short-term weakness (-3.5% over two weeks), a medium-term fall (-53.56% over three months), and a longer-term gain (23.35% over one year), with expected trading ranges indicating moderate volatility.

Frequently Asked Questions

What is the current HealthEquity, Inc. (HQY) stock price?

HealthEquity, Inc. (NASDAQ: HQY) stock price is $79.22 in the last trading session. During the trading session, HQY stock reached the peak price of $82.87 while $77.71 was the lowest point it dropped to. The percentage change in HQY stock occurred in the recent session was -2.61% while the dollar amount for the price change in HQY stock was - $2.12.

HQY's industry and sector of operation?

The NASDAQ listed HQY is part of Medical - Healthcare Information Services industry that operates in the broader Healthcare sector. HealthEquity, Inc. designs, manufactures, and markets smartphones, personal computers, tablets, wearables, and accessories worldwide.

Who are the executives of HQY?

Mr. Jon Kessler
Pres, Chief Executive Officer & Director
Ms. Angelique Christine Hill
Executive Vice President of Operations
Mr. Brad Bennion
Senior Vice President of Corporation Devel.
Mr. Steve Lindsay
Executive Vice President of Sales & Relationship Management
Mr. Elimelech Rosner
Executive Vice President & Chief Technology Officer
Mr. Larry L. Trittschuh
Executive Vice President & Chief Security Officer
Ms. Tia Padia
Executive Vice President & Chief Marketing Officer
Mr. Tyson Murdock
Executive Vice President & Chief Financial Officer
Mr. Darcy G. Mott
Special Advisor
Dr. Stephen D. Neeleman
Founder & Vice Chairman
Mr. Richard Putnam
Vice President of Investor Relations
Mr. Delano Ladd
Executive Vice President, Gen. Counsel & Sec.
Cheryl King
Executive Vice President & Chief People Officer

How HQY did perform over past 52-week?

HQY's closing price is 6.95% higher than its 52-week low of $74.07 where as its distance from 52-week high of $116.65 is -32.09%.

How many employees does HQY have?

Number of HQY employees currently stands at 3,105.

Link for HQY official website?

Official Website of HQY is: https://www.healthequity.com

How do I contact HQY?

HQY could be contacted at phone 801 727 1000 and can also be accessed through its website. HQY operates from 15 West Scenic Pointe Drive, Draper, UT 84020, United States.

How many shares of HQY are traded daily?

HQY stock volume for the day was 1.01M shares. The average number of HQY shares traded daily for last 3 months was 960.84K.

What is the market cap of HQY currently?

The market value of HQY currently stands at $6.85B with its latest stock price at $79.22 and 86.48M of its shares outstanding.

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Employees	3105
Beta	0.2
Sales or Revenue	$1.20B
5Y Sales Change%	0.74%
Fiscal Year Ends	January
Sector	Healthcare
Industry	Medical - Healthcare Information Services

HQY Company Profile and Key Details

HealthEquity

Price Chart

Stock Price Today

Stock Snapshot

Relevant Articles

SEC Fillings

Current Report (8-k)

Annual Report (10-k)

Stock Price History Chart

Contact Details

About Company

Company Information

Stock Peers

Company Overview

Technical Performance

Valuation Metrics

Dividend & Fair Value

Earnings & Analyst Outlook

Shareholding & Insider Activity

Financial & Profitability Overview

Quarterly Financial Highlights

Price Forecast & Outlook

Key Takeaways

Frequently Asked Questions

Technical Performance

Shareholding & Insider Activity

Dividend & Fair Value

Financial & Profitability Overview

Quarterly Financial Highlights

Company Overview

Earnings & Analyst Outlook

Valuation Metrics

Price Forecast & Outlook

Key Takeaways